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Low interest rate
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No annual fee
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Control your card with Card Defense®
Keep your monthly payments in check with our low-rate credit card.
You’re a savvy shopper who understands the value of a great deal. Clearview's Platinum Mastercard® is designed with you in mind, offering a consistently low interest rate to help you manage expenses with confidence, even if you carry a balance. It’s a straightforward card that puts your financial well-being first.
Low-rate credit card features that keep borrowing costs down
Our Platinum Mastercard® is the perfect partner for students, those building credit, and anyone who wants to keep borrowing costs under control. We’ve designed it to be simple, effective, and supportive of your financial journey.
- Low interest rate
- No annual fee
- 25-day grace period on purchases
- Emergency cash and card replacement
- Receive text alerts whenever we notice a potentially fraudulent use of your card
Additional Platinum Mastercard® Benefits
Your peace of mind is our priority. As a Pennsylvania credit union, we make sure Platinum Mastercard® holders have access to services that protect you at home and while you travel.
Mastercard Global Service™
Get 24/7 assistance if your card is lost or stolen, you need an emergency cash advance, or you simply require account information.
Mastercard Airport Concierge™
Take the stress out of travel and arrange for a dedicated agent to escort you through the airport on departure, arrival, or any connecting flights.
Mastercard ID Theft Protection™
Receive a wide array of services, at no extra cost, that help detect and resolve identity theft.
Save more, stress less.
10.49% APR
Get our low rate credit card.
Get the basics before you apply for a credit card
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What is a credit card?
A credit card is a line of credit that allows you to borrow funds to make purchases. You agree to pay the money back under specific terms, including an interest rate (APR) and a credit limit. Paying your balance in full each month helps you avoid interest charges and build a strong financial foundation.
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How credit card interest works
Credit card interest, or the annual percentage rate (APR), is the cost of borrowing money. Lenders use the APR to calculate the daily interest charged on your balance. A low-rate card, like our Platinum Mastercard®, helps keep those charges to a minimum.
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Benefits of using a credit card
Using a credit card responsibly can be a powerful tool for building your financial future. When you make regular, on-time payments and keep your balance low, you demonstrate financial reliability, which can help improve your credit score. This simple step is a building block for your long-term goals.
Credit cards also offer flexibility, allowing you to manage large purchases by breaking them down into smaller, more manageable payments over time. Some cards, like our Platinum Mastercard®, provide access to cash advances for those moments when you need immediate funds. It's a helpful feature to have, though we want you to be aware that additional fees may apply.
We know there are many myths about credit cards, but we're here to provide clear, trustworthy guidance. With the right approach, a credit card can be a key part of your journey toward financial empowerment.
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Why choose a low-rate credit card?
A low-interest credit card is designed for people who value predictable payments and lower borrowing costs. Instead of paying more for rewards you might not use, you benefit from a consistently low APR that helps reduce interest charges over time. It’s a smart choice for managing your budget and achieving your financial goals.
Platinum Mastercard® FAQs
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Clearview offers competitive rates and flexible repayment terms. View our current credit card rates and terms.
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For new members, you can apply by using our online application, starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.
For current Clearview members, check the “My offers” section within digital banking to see if you’ve been pre-approved. You can also apply using our online application or through digital banking by selecting Add Product. You can also apply by starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.
Once an application is completed, it’s either sent to underwriting for review, or for closing if it has been pre-approved or instant approved.
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Our goal is to provide members with a loan decision within 24 hours after the application is received.
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There is a $250 minimum amount for credit cards.
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There is no fee to apply for a mortgage. However, once you reach the stage in the application process where an appraisal is required, you will be responsible for that cost.
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While we don't offer a dedicated student credit card, we highly recommend our Platinum Mastercard® credit card. Students may need a cosigner to qualify.
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Visit our Payment Protections page to explore coverage options for auto, powersports, personal loans, and credit cards.
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For additional questions contact our Care Center by calling 1-800-926-0003 or fill out a form below and someone will reach out.
FAQs about your existing card
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To review recent transactions, select your credit card from the My accounts page. For additional credit card information, under Manage account, select Manage my credit card.
To view or redeem your rewards, select Premium Perks under Additional services.
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No. Your online account information is available only via secure access by using your username and password. The information is not public. Unless you share your password, no one else can access your account information online.
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We use email to communicate with digital banking users. Please log in to digital banking and select My profile under Manage account. Under Personal Information, type your new email address in the Email section and click the Update button. You can also call us at 1-800-926-0003 and we'll make this change for you.
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You can make a payment to your credit card in digital banking, over the phone, or by mailing a check.
In digital banking, you can make a one time or recurring transfer from your Clearview accounts by selecting Make a transfer under Move money. To pay from another financial institution, select Pay my loan or credit card under Move Money.
To pay by phone, call our Care Center at 1-800-926-0003. There's a service fee per transaction. You can avoid this fee by making a payment within digital banking.
If you're unable to use any other methods to make a payment to your credit card, please send payments to the following addresses:
Clearview Federal Credit Union, PO Box 37603, Philadelphia, PA 19101-0603
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Protect yourself by registering for real-time text fraud alerts for your Clearview credit and debit cards. Once registered, you'll receive a text and/or pre-recorded voice call when there's a suspicious transaction on your card.
Register today. It only takes a few minutes!
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If you're traveling internationally please take the following steps:
- Set travel notifications for your debit and credit card(s) with Card Defense® in digital banking under Manage Account..
- You can also contact us at 1-800-926-0003 prior to your departure with the dates and cities you’ll be traveling to so we can notate your cards for travel. We recommend taking more than one form of payment with you when you travel.
- You'll be asked for a PIN number if you're using your card outside of the U.S., so make sure you have a PIN set up on all cards you'll be taking with you. To set up a PIN for credit cards, call 1-866-576-1342, for debit cards, call 1-866-985-2273.If you have our Premium World® Mastercard®, you can travel confidently knowing there are no foreign transaction fees.
Have a Clearview Lending Rep contact me
Looking to speak with someone about credit cards? Complete the below form and we'll be in touch!