Savings Certificates

"I have a goal in mind and I want to build my savings with a higher rate."

Various rates and terms
Low risk
Insured by NCUA

Maximize your savings on your terms. You have the options and opportunity.

You're ready to do more with your money and make serious progress toward your financial goals. Whether you're saving for tuition, a special purchase, or creating a safety net for the unexpected, savings certificates from Clearview can help boost your momentum.

The key is patience. The longer you keep your funds on deposit, the more they grow at a fixed, higher rate. But we're not talking multiple years, necessarily. You can also choose time frames of several months, depending on when you need access to money for what you're trying to achieve. And there's no limit to the number of savings certificates you can have. Spread out your money so it matures at different times for greater flexibility.

Certificate specials

Your savings, your way. 

3.40% APY for 5 months
3.10% APY for 7 months

Limited time only. Minimum $1,000 opening balance required. New and existing money eligible for deposit.

Savings that fit your plans

Clearview offers several ways to organize your money around what matters most to you. From planning ahead to building steadily or setting aside larger balances, each approach helps you stay focused on your goals and move forward with confidence.

Savings Certificates

A steady, straightforward way to help your money grow and support the goals you’re working toward.

Choose a term from 3 months to 5 years
Higher certificate rates than most traditional savings accounts
3- and 6-month terms require a $500 minimum deposit
12- to 60-month terms require a $1,000 minimum deposit
Renews at maturity unless you indicate otherwise (early withdrawal penalties apply)
Jumbo options are also available, call for details

Bump Rate Certificates

Built to take advantage of rising rates.

Offered for 24 or 36 months
Increase your savings by “bumping” your rate once during the term if rates increase
Jumbo options are also available, call for details

Flex Savings Certificates

Keep moving forward, one step at a time.

A 12-month certificate perfect for short-term goals
$100 minimum initial deposit
Bonus rate of 0.10% over our current 12-month certificate rate
Add $25 or more to the certificate at any time

Jumbo Savings Certificates

Designed with larger balances in mind, offering a straightforward way to set funds aside.

Choose a term from 6 months to 5 years
$100,000 minimum initial deposit
Also available for IRA Certificates and Bump Rate Certificates

Stash your cash.

3.40%

Earn more for a limited time with our 5-month certificate.

Certificate rates

Consider this before you open a savings certificate

What a savings certificate is

It's a low-risk, higher-reward savings account that grows your money at higher interest rates compared to other account options. You'll also see these referred to as a certificate of deposit, or CD.

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How savings certificates work

You choose how long you want to keep your money deposited, known as the term length, and your money earns dividends at a fixed rate for that term. Typically, longer terms and larger deposits grow at the highest certificate rates. With Clearview, you can choose terms anywhere between 3 months and 5 years. It's best if you don't need access to the money you deposit. A penalty may apply if you end up withdrawing your money before the term ends.

Try our certificate calculator
How savings certificates can help you

They give your savings an extra boost over a specific period of time. Short-term options help you save for vacations, holiday celebrations, and anything else you can think of. Choosing a longer term lets you build up for larger expenses such as down payments on a home or vehicle, education expenses, or retirement.

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