Deposit Account Rates

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Checking Account Rates

Checking rates effective as of April 01, 2026
Account Rate Annual Percentage Yield (APY)

Account

Absolute Checking®

Rate

0.05%

Annual Percentage Yield (APY)

0.05%

Account

Simple Checking

Rate

0.02%

Annual Percentage Yield (APY)

0.02%

Account

Basic Checking

Rate

0.00%

Annual Percentage Yield (APY)

0.00%

Account

Smart Spending

Rate

0.00%

Annual Percentage Yield (APY)

0.00%

Savings Rates

Savings rates effective as of April 01, 2026
Account Minimum Opening Deposit Minimum Balance to Earn Stated APY Dividend Rate Annual Percentage Yield (APY)

Account

Savings

Minimum Opening Deposit

$10

Minimum Balance to Earn Stated APY

$100

Dividend Rate

0.05%

Annual Percentage Yield (APY)

0.05%

Account

Member's Choice

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$100

Dividend Rate

0.05%

Annual Percentage Yield (APY)

0.05%

Account

Christmas or Vacation Club

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$100

Dividend Rate

0.05%

Annual Percentage Yield (APY)

0.05%

Account

IRA Savings

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$100

Dividend Rate

0.15%

Annual Percentage Yield (APY)

0.15%

Youth Savings Account Rates

Youth savings account rates effective as of April 01, 2026
Account Minimum Opening Deposit Minimum Balance to Earn Stated APY Youth Savings Account Tier Balances Dividend Rate Annual Percentage Yield (APY)

Account

Start Savings Tier 1

Minimum Opening Deposit

$10

Minimum Balance to Earn Stated APY

$0.01

Youth Savings Account Tier Balances

$0.01 - $1,000.00

Dividend Rate

0.50%

Annual Percentage Yield (APY)

0.50%

Account

Start Savings Tier 2

Minimum Opening Deposit

$10

Minimum Balance to Earn Stated APY

$0.01

Youth Savings Account Tier Balances

$1,000.01 and over

Dividend Rate

0.05%

Annual Percentage Yield (APY)

0.05%

Account

Next Step Savings Tier 1

Minimum Opening Deposit

$10

Minimum Balance to Earn Stated APY

$0.01

Youth Savings Account Tier Balances

$0.01 - $2,000.00

Dividend Rate

0.50%

Annual Percentage Yield (APY)

0.50%

Account

Next Step Savings Tier 2

Minimum Opening Deposit

$10

Minimum Balance to Earn Stated APY

$0.01

Youth Savings Account Tier Balances

$2,000.01 and over

Dividend Rate

0.05%

Annual Percentage Yield (APY)

0.05%

Relationship Money Market Rates

Relationship money market rates effective as of March 01, 2026
Account Minimum Opening Deposit Minimum Balance to Earn Stated APY Money Market Tier Balances Dividend Rate Annual Percentage Yield (APY)

Account

Relationship Money Market Tier 1

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$1,000 - $1,999,999.99

Dividend Rate

3.40%

Annual Percentage Yield (APY)

3.45%

Account

Relationship Money Market Tier 2

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$2,000,000.00 and over

Dividend Rate

2.23%

Annual Percentage Yield (APY)

2.25%

Clearview Money Market Rates

Clearview money market rates effective as of April 01, 2026
Account Minimum Opening Deposit Minimum Balance to Earn Stated APY Money Market Tier Balances Dividend Rate Annual Percentage Yield (APY)

Account

Money Market Tier 1

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$1,000 - $9,999

Dividend Rate

0.05%

Annual Percentage Yield (APY)

0.05%

Account

Money Market Tier 2

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$10,000 - $24,999

Dividend Rate

0.10%

Annual Percentage Yield (APY)

0.10%

Account

Money Market Tier 3

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$25,000 - $49,999

Dividend Rate

0.10%

Annual Percentage Yield (APY)

0.10%

Account

Money Market Tier 4

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$50,000 - $99,999

Dividend Rate

0.10%

Annual Percentage Yield (APY)

0.10%

Account

Money Market Tier 5

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$100,000 and over

Dividend Rate

0.12%

Annual Percentage Yield (APY)

0.12%

Certificate Rates

Certificate rates effective as of April 01, 2026
Certificate Type Months Minimum Opening Deposit Dividend Rate Annual Percentage Yield (APY)

Certificate Type

Savings Certificate

Months

5 month

Minimum Opening Deposit

$1,000

Dividend Rate

3.37%

Annual Percentage Yield (APY)

3.40%

Certificate Type

Savings Certificate

Months

7 month

Minimum Opening Deposit

$1,000

Dividend Rate

3.08%

Annual Percentage Yield (APY)

3.10%

Certificate Type

Savings Certificate

Months

3 month

Minimum Opening Deposit

$500

Dividend Rate

0.35%

Annual Percentage Yield (APY)

0.35%

Certificate Type

Savings Certificate

Months

6 month

Minimum Opening Deposit

$500

Dividend Rate

1.00%

Annual Percentage Yield (APY)

1.00%

Certificate Type

Savings Certificate

Months

12 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.74%

Annual Percentage Yield (APY)

1.75%

Certificate Type

Savings Certificate

Months

18 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

Savings Certificate

Months

24 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

Savings Certificate

Months

30 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

Savings Certificate

Months

36 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

Savings Certificate

Months

48 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

Savings Certificate

Months

60 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.50%

Annual Percentage Yield (APY)

1.50%

Certificate Type

Flex Savings Certificate

Months

12 month

Minimum Opening Deposit

$100

Dividend Rate

1.84%

Annual Percentage Yield (APY)

1.85%

Certificate Type

IRA Certificate

Months

5 month

Minimum Opening Deposit

$1000

Dividend Rate

3.37%

Annual Percentage Yield (APY)

3.40%

Certificate Type

IRA Certificate

Months

7 month

Minimum Opening Deposit

$1000

Dividend Rate

3.08%

Annual Percentage Yield (APY)

3.10%

Certificate Type

IRA Certificate

Months

3 month

Minimum Opening Deposit

$500

Dividend Rate

0.35%

Annual Percentage Yield (APY)

0.35%

Certificate Type

IRA Certificate

Months

6 month

Minimum Opening Deposit

$500

Dividend Rate

1.00%

Annual Percentage Yield (APY)

1.00%

Certificate Type

IRA Certificate

Months

12 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.74%

Annual Percentage Yield (APY)

1.75%

Certificate Type

IRA Certificate

Months

18 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

IRA Certificate

Months

24 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

IRA Certificate

Months

30 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

IRA Certificate

Months

36 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

IRA Certificate

Months

48 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

IRA Certificate

Months

60 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.50%

Annual Percentage Yield (APY)

1.50%

Jumbo Savings and IRA Certificate Rates

Jumbo certificate rates effective as of April 01, 2026
Certificate Type Months Minimum Opening Deposit Dividend Rate Savings APY

Certificate Type

Jumbo Savings Certificate

Months

5 month

Minimum Opening Deposit

$100,000

Dividend Rate

3.37%

Savings APY

3.40%

Certificate Type

Jumbo Savings Certificate

Months

7 month

Minimum Opening Deposit

$100,000

Dividend Rate

3.08%

Savings APY

3.10%

Certificate Type

Jumbo Savings Certificate

Months

3 month

Minimum Opening Deposit

$100,000

Dividend Rate

0.35%

Savings APY

0.35%

Certificate Type

Jumbo Savings Certificate

Months

6 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.00%

Savings APY

1.00%

Certificate Type

Jumbo Savings Certificate

Months

12 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.74%

Savings APY

1.75%

Certificate Type

Jumbo Savings Certificate

Months

18 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.99%

Savings APY

2.00%

Certificate Type

Jumbo Savings Certificate

Months

24 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.99%

Savings APY

2.00%

Certificate Type

Jumbo Savings Certificate

Months

30 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.99%

Savings APY

2.00%

Certificate Type

Jumbo Savings Certificate

Months

36 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.99%

Savings APY

2.00%

Certificate Type

Jumbo Savings Certificate

Months

48 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.99%

Savings APY

2.00%

Certificate Type

Jumbo Savings Certificate

Months

60 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.50%

Savings APY

1.50%

Certificate Type

Jumbo IRA Certificate

Months

5 month

Minimum Opening Deposit

$100,000

Dividend Rate

3.37%

Savings APY

3.40%

Certificate Type

Jumbo IRA Certificate

Months

7 month

Minimum Opening Deposit

$100,000

Dividend Rate

3.08%

Savings APY

3.10%

Certificate Type

Jumbo IRA Certificate

Months

3 month

Minimum Opening Deposit

$100,000

Dividend Rate

0.35%

Savings APY

0.35%

Certificate Type

Jumbo IRA Certificate

Months

6 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.00%

Savings APY

1.00%

Certificate Type

Jumbo IRA Certificate

Months

12 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.74%

Savings APY

1.75%

Certificate Type

Jumbo IRA Certificate

Months

18 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.99%

Savings APY

2.00%

Certificate Type

Jumbo IRA Certificate

Months

24 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.99%

Savings APY

2.00%

Certificate Type

Jumbo IRA Certificate

Months

30 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.99%

Savings APY

2.00%

Certificate Type

Jumbo IRA Certificate

Months

36 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.99%

Savings APY

2.00%

Certificate Type

Jumbo IRA Certificate

Months

48 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.99%

Savings APY

2.00%

Certificate Type

Jumbo IRA Certificate

Months

60 month

Minimum Opening Deposit

$100,000

Dividend Rate

1.50%

Savings APY

1.50%