Checking Account Rates
Checking rates effective as of April 01, 2026
| Account | Rate | Annual Percentage Yield (APY) |
|---|---|---|
AccountAbsolute Checking® |
Rate0.05% |
Annual Percentage Yield (APY)0.05% |
AccountSimple Checking |
Rate0.02% |
Annual Percentage Yield (APY)0.02% |
AccountBasic Checking |
Rate0.00% |
Annual Percentage Yield (APY)0.00% |
AccountSmart Spending |
Rate0.00% |
Annual Percentage Yield (APY)0.00% |
Savings Rates
Savings rates effective as of April 01, 2026
| Account | Minimum Opening Deposit | Minimum Balance to Earn Stated APY | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
AccountSavings |
Minimum Opening Deposit$10 |
Minimum Balance to Earn Stated APY$100 |
Dividend Rate0.05% |
Annual Percentage Yield (APY)0.05% |
AccountMember's Choice |
Minimum Opening Deposit$0 |
Minimum Balance to Earn Stated APY$100 |
Dividend Rate0.05% |
Annual Percentage Yield (APY)0.05% |
AccountChristmas or Vacation Club |
Minimum Opening Deposit$0 |
Minimum Balance to Earn Stated APY$100 |
Dividend Rate0.05% |
Annual Percentage Yield (APY)0.05% |
AccountIRA Savings |
Minimum Opening Deposit$0 |
Minimum Balance to Earn Stated APY$100 |
Dividend Rate0.15% |
Annual Percentage Yield (APY)0.15% |
Youth Savings Account Rates
Youth savings account rates effective as of April 01, 2026
| Account | Minimum Opening Deposit | Minimum Balance to Earn Stated APY | Youth Savings Account Tier Balances | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|---|
AccountStart Savings Tier 1 |
Minimum Opening Deposit$10 |
Minimum Balance to Earn Stated APY$0.01 |
Youth Savings Account Tier Balances$0.01 - $1,000.00 |
Dividend Rate0.50% |
Annual Percentage Yield (APY)0.50% |
AccountStart Savings Tier 2 |
Minimum Opening Deposit$10 |
Minimum Balance to Earn Stated APY$0.01 |
Youth Savings Account Tier Balances$1,000.01 and over |
Dividend Rate0.05% |
Annual Percentage Yield (APY)0.05% |
AccountNext Step Savings Tier 1 |
Minimum Opening Deposit$10 |
Minimum Balance to Earn Stated APY$0.01 |
Youth Savings Account Tier Balances$0.01 - $2,000.00 |
Dividend Rate0.50% |
Annual Percentage Yield (APY)0.50% |
AccountNext Step Savings Tier 2 |
Minimum Opening Deposit$10 |
Minimum Balance to Earn Stated APY$0.01 |
Youth Savings Account Tier Balances$2,000.01 and over |
Dividend Rate0.05% |
Annual Percentage Yield (APY)0.05% |
Relationship Money Market Rates
Relationship money market rates effective as of March 01, 2026
| Account | Minimum Opening Deposit | Minimum Balance to Earn Stated APY | Money Market Tier Balances | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|---|
AccountRelationship Money Market Tier 1 |
Minimum Opening Deposit$0 |
Minimum Balance to Earn Stated APY$1,000 |
Money Market Tier Balances$1,000 - $1,999,999.99 |
Dividend Rate3.40% |
Annual Percentage Yield (APY)3.45% |
AccountRelationship Money Market Tier 2 |
Minimum Opening Deposit$0 |
Minimum Balance to Earn Stated APY$1,000 |
Money Market Tier Balances$2,000,000.00 and over |
Dividend Rate2.23% |
Annual Percentage Yield (APY)2.25% |
Clearview Money Market Rates
Clearview money market rates effective as of April 01, 2026
| Account | Minimum Opening Deposit | Minimum Balance to Earn Stated APY | Money Market Tier Balances | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|---|
AccountMoney Market Tier 1 |
Minimum Opening Deposit$0 |
Minimum Balance to Earn Stated APY$1,000 |
Money Market Tier Balances$1,000 - $9,999 |
Dividend Rate0.05% |
Annual Percentage Yield (APY)0.05% |
AccountMoney Market Tier 2 |
Minimum Opening Deposit$0 |
Minimum Balance to Earn Stated APY$1,000 |
Money Market Tier Balances$10,000 - $24,999 |
Dividend Rate0.10% |
Annual Percentage Yield (APY)0.10% |
AccountMoney Market Tier 3 |
Minimum Opening Deposit$0 |
Minimum Balance to Earn Stated APY$1,000 |
Money Market Tier Balances$25,000 - $49,999 |
Dividend Rate0.10% |
Annual Percentage Yield (APY)0.10% |
AccountMoney Market Tier 4 |
Minimum Opening Deposit$0 |
Minimum Balance to Earn Stated APY$1,000 |
Money Market Tier Balances$50,000 - $99,999 |
Dividend Rate0.10% |
Annual Percentage Yield (APY)0.10% |
AccountMoney Market Tier 5 |
Minimum Opening Deposit$0 |
Minimum Balance to Earn Stated APY$1,000 |
Money Market Tier Balances$100,000 and over |
Dividend Rate0.12% |
Annual Percentage Yield (APY)0.12% |
Certificate Rates
Certificate rates effective as of April 01, 2026
| Certificate Type | Months | Minimum Opening Deposit | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
Certificate TypeSavings Certificate |
Months5 month |
Minimum Opening Deposit$1,000 |
Dividend Rate3.37% |
Annual Percentage Yield (APY)3.40% |
Certificate TypeSavings Certificate |
Months7 month |
Minimum Opening Deposit$1,000 |
Dividend Rate3.08% |
Annual Percentage Yield (APY)3.10% |
Certificate TypeSavings Certificate |
Months3 month |
Minimum Opening Deposit$500 |
Dividend Rate0.35% |
Annual Percentage Yield (APY)0.35% |
Certificate TypeSavings Certificate |
Months6 month |
Minimum Opening Deposit$500 |
Dividend Rate1.00% |
Annual Percentage Yield (APY)1.00% |
Certificate TypeSavings Certificate |
Months12 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.74% |
Annual Percentage Yield (APY)1.75% |
Certificate TypeSavings Certificate |
Months18 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.99% |
Annual Percentage Yield (APY)2.00% |
Certificate TypeSavings Certificate |
Months24 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.99% |
Annual Percentage Yield (APY)2.00% |
Certificate TypeSavings Certificate |
Months30 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.99% |
Annual Percentage Yield (APY)2.00% |
Certificate TypeSavings Certificate |
Months36 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.99% |
Annual Percentage Yield (APY)2.00% |
Certificate TypeSavings Certificate |
Months48 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.99% |
Annual Percentage Yield (APY)2.00% |
Certificate TypeSavings Certificate |
Months60 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.50% |
Annual Percentage Yield (APY)1.50% |
Certificate TypeFlex Savings Certificate |
Months12 month |
Minimum Opening Deposit$100 |
Dividend Rate1.84% |
Annual Percentage Yield (APY)1.85% |
Certificate TypeIRA Certificate |
Months5 month |
Minimum Opening Deposit$1000 |
Dividend Rate3.37% |
Annual Percentage Yield (APY)3.40% |
Certificate TypeIRA Certificate |
Months7 month |
Minimum Opening Deposit$1000 |
Dividend Rate3.08% |
Annual Percentage Yield (APY)3.10% |
Certificate TypeIRA Certificate |
Months3 month |
Minimum Opening Deposit$500 |
Dividend Rate0.35% |
Annual Percentage Yield (APY)0.35% |
Certificate TypeIRA Certificate |
Months6 month |
Minimum Opening Deposit$500 |
Dividend Rate1.00% |
Annual Percentage Yield (APY)1.00% |
Certificate TypeIRA Certificate |
Months12 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.74% |
Annual Percentage Yield (APY)1.75% |
Certificate TypeIRA Certificate |
Months18 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.99% |
Annual Percentage Yield (APY)2.00% |
Certificate TypeIRA Certificate |
Months24 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.99% |
Annual Percentage Yield (APY)2.00% |
Certificate TypeIRA Certificate |
Months30 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.99% |
Annual Percentage Yield (APY)2.00% |
Certificate TypeIRA Certificate |
Months36 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.99% |
Annual Percentage Yield (APY)2.00% |
Certificate TypeIRA Certificate |
Months48 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.99% |
Annual Percentage Yield (APY)2.00% |
Certificate TypeIRA Certificate |
Months60 month |
Minimum Opening Deposit$1,000 |
Dividend Rate1.50% |
Annual Percentage Yield (APY)1.50% |
Jumbo Savings and IRA Certificate Rates
Jumbo certificate rates effective as of April 01, 2026
| Certificate Type | Months | Minimum Opening Deposit | Dividend Rate | Savings APY |
|---|---|---|---|---|
Certificate TypeJumbo Savings Certificate |
Months5 month |
Minimum Opening Deposit$100,000 |
Dividend Rate3.37% |
Savings APY3.40% |
Certificate TypeJumbo Savings Certificate |
Months7 month |
Minimum Opening Deposit$100,000 |
Dividend Rate3.08% |
Savings APY3.10% |
Certificate TypeJumbo Savings Certificate |
Months3 month |
Minimum Opening Deposit$100,000 |
Dividend Rate0.35% |
Savings APY0.35% |
Certificate TypeJumbo Savings Certificate |
Months6 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.00% |
Savings APY1.00% |
Certificate TypeJumbo Savings Certificate |
Months12 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.74% |
Savings APY1.75% |
Certificate TypeJumbo Savings Certificate |
Months18 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.99% |
Savings APY2.00% |
Certificate TypeJumbo Savings Certificate |
Months24 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.99% |
Savings APY2.00% |
Certificate TypeJumbo Savings Certificate |
Months30 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.99% |
Savings APY2.00% |
Certificate TypeJumbo Savings Certificate |
Months36 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.99% |
Savings APY2.00% |
Certificate TypeJumbo Savings Certificate |
Months48 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.99% |
Savings APY2.00% |
Certificate TypeJumbo Savings Certificate |
Months60 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.50% |
Savings APY1.50% |
Certificate TypeJumbo IRA Certificate |
Months5 month |
Minimum Opening Deposit$100,000 |
Dividend Rate3.37% |
Savings APY3.40% |
Certificate TypeJumbo IRA Certificate |
Months7 month |
Minimum Opening Deposit$100,000 |
Dividend Rate3.08% |
Savings APY3.10% |
Certificate TypeJumbo IRA Certificate |
Months3 month |
Minimum Opening Deposit$100,000 |
Dividend Rate0.35% |
Savings APY0.35% |
Certificate TypeJumbo IRA Certificate |
Months6 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.00% |
Savings APY1.00% |
Certificate TypeJumbo IRA Certificate |
Months12 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.74% |
Savings APY1.75% |
Certificate TypeJumbo IRA Certificate |
Months18 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.99% |
Savings APY2.00% |
Certificate TypeJumbo IRA Certificate |
Months24 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.99% |
Savings APY2.00% |
Certificate TypeJumbo IRA Certificate |
Months30 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.99% |
Savings APY2.00% |
Certificate TypeJumbo IRA Certificate |
Months36 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.99% |
Savings APY2.00% |
Certificate TypeJumbo IRA Certificate |
Months48 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.99% |
Savings APY2.00% |
Certificate TypeJumbo IRA Certificate |
Months60 month |
Minimum Opening Deposit$100,000 |
Dividend Rate1.50% |
Savings APY1.50% |