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Unlimited cash back
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Contactless card
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Control your card with Card Defense®
Turn your everyday purchases into something extraordinary with Clearview’s rewards credit card.
With Clearview's Premium World® Mastercard®, your daily errands and travels can bring you closer to your next big goal. Earn unlimited cash back on every purchase while enjoying the peace of mind that comes with no annual or foreign transaction fees. We’re here to help you make your money work harder for you.
Perks of our rewards credit card
- Earn 2% cash back with a qualifying Absolute Checking® account
- All other cardholders earn unlimited 1.5% cash back on every purchase, every day
- Earn $150 when you spend $1,500 in the first 90 days
- No annual fee
Our rewards credit card fits your life at home and on the go. Use it every day or while traveling. The more you use it, the more you earn.
The best of both worlds.
17.49% APR
Enjoy rewards and great rate.
How you can use your cash back rewards
With our Premium Perks® program, you have the freedom to choose how you use your cash back. Your rewards, your choice.
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Dining
Earn cash back on something delicious! Order takeout, test your culinary skills, and more.
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Entertainment
Catch a game or watch a movie using your cash rewards.
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Travel
Turn your spending into cash for airfare, hotels, and car rentals.
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Groceries
Plan a cookout or restock your fridge using the rewards you earn on everyday spending.
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Merchandise
Purchase electronics, household goods, clothing, and more.
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Gift Cards
Skip the shopping trip and buy gift cards for you, family members, or a friend.
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Cash Back
Put your cash back directly into your account to use as you see fit.
Credit Cards 101
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What is a credit card?
A credit card is a line of credit that allows you to borrow funds to make purchases. You agree to pay the money back under specific terms, including an interest rate (APR) and a credit limit. Paying your balance in full each month helps you avoid interest charges and build a strong financial foundation.
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How credit card interest works
Credit card interest, or the annual percentage rate (APR), is the cost of borrowing money. Lenders use the APR to calculate the daily interest charged on your balance. A low-rate card, like our Platinum Mastercard®, helps keep those charges to a minimum.
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Benefits of using a credit card
Using a credit card responsibly can be a powerful tool for building your financial future. When you make regular, on-time payments and keep your balance low, you demonstrate financial reliability, which can help improve your credit score. This simple step is a building block for your long-term goals.
Credit cards also offer flexibility, allowing you to manage large purchases by breaking them down into smaller, more manageable payments over time. Some cards, like our Platinum Mastercard®, provide access to cash advances for those moments when you need immediate funds. It's a helpful feature to have, though we want you to be aware that additional fees may apply.
We know there are many myths about credit cards, but we're here to provide clear, trustworthy guidance. With the right approach, a credit card can be a key part of your journey toward financial empowerment.
Premium World Card® FAQs
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Clearview offers competitive rates and flexible repayment terms. View our current credit card rates and terms.
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For new members, you can apply by using our online application, starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.
For current Clearview members, check the “My offers” section within digital banking to see if you’ve been pre-approved. You can also apply using our online application or through digital banking by selecting Add Product. You can also apply by starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.
Once an application is completed, it’s either sent to underwriting for review, or for closing if it has been pre-approved or instant approved.
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Our goal is to provide members with a loan decision within 24 hours after the application is received.
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There is a $250 minimum amount for credit cards.
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There is no fee to apply for a mortgage. However, once you reach the stage in the application process where an appraisal is required, you will be responsible for that cost.
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While we don't offer a dedicated student credit card, we highly recommend our Platinum Mastercard® credit card. Students may need a cosigner to qualify.
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Visit our Payment Protections page to explore coverage options for auto, powersports, personal loans, and credit cards.
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For additional questions contact our Care Center by calling 1-800-926-0003 or fill out a form below and someone will reach out.
FAQs about your existing card
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To review recent transactions, select your credit card from the My accounts page. For additional credit card information, under Manage account, select Manage my credit card.
To view or redeem your rewards, select Premium Perks under Additional services.
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No. Your online account information is available only via secure access by using your username and password. The information is not public. Unless you share your password, no one else can access your account information online.
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We use email to communicate with digital banking users. Please log in to digital banking and select My profile under Manage account. Under Personal Information, type your new email address in the Email section and click the Update button. You can also call us at 1-800-926-0003 and we'll make this change for you.
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You can make a payment to your credit card in digital banking, over the phone, or by mailing a check.
In digital banking, you can make a one time or recurring transfer from your Clearview accounts by selecting Make a transfer under Move money. To pay from another financial institution, select Pay my loan or credit card under Move Money.
To pay by phone, call our Care Center at 1-800-926-0003. There's a service fee per transaction. You can avoid this fee by making a payment within digital banking.
If you're unable to use any other methods to make a payment to your credit card, please send payments to the following addresses:
Clearview Federal Credit Union, PO Box 37603, Philadelphia, PA 19101-0603
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Protect yourself by registering for real-time text fraud alerts for your Clearview credit and debit cards. Once registered, you'll receive a text and/or pre-recorded voice call when there's a suspicious transaction on your card.
Register today. It only takes a few minutes!
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If you're traveling internationally please take the following steps:
- Set travel notifications for your debit and credit card(s) with Card Defense® in digital banking under Manage Account..
- You can also contact us at 1-800-926-0003 prior to your departure with the dates and cities you’ll be traveling to so we can notate your cards for travel. We recommend taking more than one form of payment with you when you travel.
- You'll be asked for a PIN number if you're using your card outside of the U.S., so make sure you have a PIN set up on all cards you'll be taking with you. To set up a PIN for credit cards, call 1-866-576-1342, for debit cards, call 1-866-985-2273.If you have our Premium World® Mastercard®, you can travel confidently knowing there are no foreign transaction fees.
Have a Clearview Lending Rep contact me
Looking to speak with someone about credit cards? Complete the below form and we'll be in touch!