Premium World® Mastercard®

A straightforward cash back card.
New member? Apply here

The rewards card that treats you right from the very start, and then never stops.

They say first impressions are important. So we want our Pittsburgh-area friends with a Premium World® Mastercard® to feel appreciated from day one.

It all starts with rewards. You'll earn up to 2% cash back1 on all purchases with our Premium PerksSM program. No categories, no activation required, and no earning cap! On top of that, you also have the opportunity to earn $150 cash back just by using your card.

  • Earn $150 when you spend $1,500 in the first 90 days2
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No annual or foreign transaction fees
  • Instant issue cards available at select locations
Guide to Benefits
What's included?
18.00% APR*
Hold the line on interest with our Premium World® Mastercard® rate.
*Rates as low as
View ratesopens the credit card rates page

Earn and use your rewards how you want.



Earn cash back on something delicious! Order takeout, test your culinary skills, and more.



Catch a game or watch a movie using your cash rewards.



Turn your spending into cash for airfare, hotels, and car rentals.



Plan a cookout or restock your fridge using the rewards you earn on everyday spending.



Purchase electronics, household goods, clothing, and more.

Gift Cards

Gift Cards

Skip the shopping trip and buy gift cards for you, family members, or a friend.

Cash Back

Cash Back

Your reward, your choice. Use your cash as you see fit.

Credit Cards 101

What is a credit card?

A credit card, like our Premium World® Mastercard®, is a line of credit in which you borrow funds from a lender with the understanding that you’ll pay these funds back under agreed upon terms. Credit limit, the annual percentage rate (APR), and other fees are included in these terms. You’ll need to make a regular, minimum payment to the account when you use your credit card to make purchases. The minimum payment is calculated by a percentage of your total balance and is set by your lender. When it’s possible, you should aim to pay your balance off each month to avoid paying interest and other fees. 

How does credit card interest work?

The amount a lender charges a cardholder when making purchases with their credit card is known as credit card interest. Interest is generally set at an annual rate which is also known as the annual percentage rate (APR). Lenders use APR to calculate the interest a cardholder is charged daily for purchases as well as the total balance.

How does a credit card affect my credit score?

Credit cards can greatly impact your credit score. By making regular payments on time each month, even the minimum amount due, your credit score will grow over time. While paying off your credit card every month is a great goal, it may not always be possible.  But it’s generally recommended to keep credit use under 30% of your total credit limit. So if you’re regularly carrying a high balance, not only may it make paying your card down more difficult, it could end up hurting your credit score.

1. Cardholders with a qualifying Absolute Checking® account will receive 2% cash back on all qualifying Premium World® card net purchases. A net purchase is the amount of a purchase, less any credits, returns, or adjustments. All other cardholders will receive 1.5% cash back on all net purchases. Cash advances or balance transfers do not qualify as purchases towards earning cash back. All offers may be extended, modified, or discontinued at any time. Rewards program is subject to change without notice.

2. The primary cardholder will earn a $150 reward after making $1,500 in qualifying purchases on the Premium World® card within the first 90 days from the account open date. Once the requirements have been met, the rewards will post to the account at the next cycle date. Offer may be extended, modified, or discontinued at any time. This offer applies only to new Clearview Premium World® account holders. Current Clearview credit card account holders, or previous Clearview credit card account holders within the last five years are not eligible for this offer.

A minimum credit line of $10,000 is required in order to qualify for the Premium World® card.

For more information on Mastercard benefits, read the Guide to Benefits.

Still have questions about credit cards?
Clearview offers competitive rates and flexible repayment terms. View our current credit card rates and terms.
For current Clearview members, check the “My offers” section within digital banking to see if you’ve been pre-approved. You can apply using this feature or through digital banking by selecting Add Product. You can also apply by starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.

For new members, you can apply by using our online application, starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.
Once an application is completed, it’s either sent to underwriting for review, or for closing if it has been pre-approved or instant approved.
Our goal is to provide members with a loan decision within 24 hours after the application is received. Many times an answer can be given on the spot.
There is a $250 minimum amount for credit cards.
We don’t have any fees to complete a loan application. There’s a small fee for a refinance of a vehicle, motorcycle, boat, RV, or powersport.
We do not have a minimum credit score to apply for a loan. Many factors are taken into consideration for a loan decision than just a credit score.
While we don't offer a dedicated student credit card, we highly recommend our Platinum Mastercard® credit card. Students may need a cosigner to qualify.
Visit our Payment Protections page to explore coverage options for auto, powersports, personal loans, and credit cards.
For additional questions contact our Care Center by calling 1-800-926-0003 or fill out a form below and someone will reach out.
Questions about your current credit card?

To review recent transactions, select your credit card from the My accounts page. For additional credit card information, under Manage account, select Manage my credit card.

To view or redeem your rewards, select Premium Perks under Additional services.

No. Your online account information is available only via secure access by using your User ID and password. The information is not public. Unless you share your password, no one else can access your account information online.
We use email to communicate with digital banking users. Please log in to digital banking and select My profile under Manage account. Under Personal Information, type your new email address in the Email section and click the Update button. You can also call us at 1-800-926-0003 and we'll make this change for you.

You can make a payment to your credit card in digital banking, over the phone, or by mailing a check.

In digital banking, you can make a one time or recurring transfer from your Clearview accounts by selecting Make a transfer under Move money. To pay from another financial institution, select Pay my loan or credit card under Move Money.

To pay by phone, call our Care Center at 1-800-926-0003. There's a service fee per transaction. You can avoid this fee by making a payment within digital banking.

If you're unable to use any other methods to make a payment to your credit card, please send payments to the following addresses:

Clearview Federal Credit Union, PO Box 71050, Charlotte, NC 28272-1050

Protect yourself by registering for real-time text fraud alerts for your Clearview credit and debit cards. Once registered, you'll receive a text and/or pre-recorded voice call when there's a suspicious transaction on your card.
Register today. It only takes a few minutes!
If you're traveling internationally please take the following steps:
  • Set travel notifications for your debit and credit card(s) from our Card Defense® app. Within Card Defense® tap on your card then select Travel Notifications. If you have multiple cards, you'll have to set the notification for each card individually. You can also contact us <a data-cke-saved-href=" tel:18009260003="">1-800-926-0003 prior to your departure with the dates and cities you’ll be traveling to so we can notate your cards for travel. We recommend taking more than one form of payment with you when you travel.
  • You'll be asked for a PIN number if you're using your card outside of the U.S., so make sure you have a PIN set up on all cards you'll be taking with you. To set up a PIN for credit cards, call 1-866-576-1342, for debit cards, call 1-866-985-2273.
Use your Premium World® Mastercard® confidently knowing there are no foreign transaction fees!
Have a Clearview Lending Rep contact me
Looking to speak with someone about credit cards? Complete the below form and we'll be in touch!

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Community Awards

As part of the city of champions, we know how to celebrate a win! Learn more about our recent award recipients.

“Clearview takes the time to understand the customer at a human level instead of as numbers on a paper.” William, Member since 2016
Learn More- Go to membership page
Learn More- Go to membership page
Clearview has been there for me for the past 30 years. Great people to work with! Carmen, Member since 1979
Become a member- Become a member
Become a member- Become a member
I started using the Bill Pay service about a year ago and really love the convenience of paying several of my bills this way. Warren, Member since 1996
Learn more- Learn more about Bill Pay
Learn more- Learn more about Bill Pay
They have helped me completely with my financial needs and have worked with me so that made my life less stressful in my time of need. Dyanna, member for 20+ years
Become a member- Become a member
Become a member- Become a member