Premium World® Mastercard®
"I get cash back every time I make a purchase? Sign me up!"
Turn your everyday purchases into something extraordinary with our rewards credit card.
Now when you're out running errands, you can think about exciting ways to use extra money. That's because you'll earn up to 2% cash back1 on all purchases using Clearview Federal Credit Union's Premium World® Mastercard® and our Premium Perks® program. Earn unlimited cash back and enjoy unlimited possibilities! There's also a chance to earn a nice chunk of change as soon as you get your credit card.
- Earn $150 when you spend $1,500 in the first 90 days2
- Earn unlimited 1.5% cash back on every purchase, every day
- No annual or foreign transaction fees
- Instant issue cards available at select locations
1. Cardholders with a qualifying Absolute Checking® account will receive 2% cash back on all qualifying Premium World® card net purchases. A net purchase is the amount of a purchase, less any credits, returns, or adjustments. All other cardholders will receive 1.5% cash back on all net purchases. Cash advances or balance transfers do not qualify as purchases towards earning cash back. All offers may be extended, modified, or discontinued at any time. Rewards program is subject to change without notice.
2. The primary cardholder will earn a $150 reward after making $1,500 in qualifying purchases on the Premium World® card within the first 90 days from the account open date. Once the requirements have been met, the rewards will post to the account at the next cycle date. Offer may be extended, modified, or discontinued at any time. This offer applies only to new Clearview Premium World® account holders. Current Clearview credit card account holders, or previous Clearview credit card account holders within the last five years are not eligible for this offer.
A minimum credit line of $10,000 is required in order to qualify for the Premium World® card.
For more information on Mastercard benefits, read the Guide to Benefits.
The best of both worlds.
Earn and use your rewards how you want.
Dining
Earn cash back on something delicious! Order takeout, test your culinary skills, and more.
Entertainment
Catch a game or watch a movie using your cash rewards.
Travel
Turn your spending into cash for airfare, hotels, and car rentals.
Groceries
Plan a cookout or restock your fridge using the rewards you earn on everyday spending.
Merchandise
Purchase electronics, household goods, clothing, and more.
Gift Cards
Skip the shopping trip and buy gift cards for you, family members, or a friend.
Cash Back
Your reward, your choice. Use your cash as you see fit.
Credit Cards 101
What is a credit card?
A credit card, like our Premium World® Mastercard®, is a line of credit in which you borrow funds from a lender with the understanding that you’ll pay these funds back under agreed upon terms. Credit limit, the annual percentage rate (APR), and other fees are included in these terms. You’ll need to make a regular, minimum payment to the account when you use your credit card to make purchases. The minimum payment is calculated by a percentage of your total balance and is set by your lender. When it’s possible, you should aim to pay your balance off each month to avoid paying interest and other fees.
Find your credit cardHow does credit card interest work?
The amount a lender charges a cardholder when making purchases with their credit card is known as credit card interest. Interest is generally set at an annual rate which is also known as the annual percentage rate (APR). Lenders use APR to calculate the interest a cardholder is charged daily for purchases as well as the total balance.
Learn about interestHow does a credit card affect my credit score?
Credit cards can greatly impact your credit score. By making regular payments on time each month, even the minimum amount due, your credit score will grow over time. While paying off your credit card every month is a great goal, it may not always be possible. But it’s generally recommended to keep credit use under 30% of your total credit limit. So if you’re regularly carrying a high balance, not only may it make paying your card down more difficult, it could end up hurting your credit score.
Get your credit scoreFor new members, you can apply by using our online application, starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.
Once an application is completed, it’s either sent to underwriting for review, or for closing if it has been pre-approved or instant approved.
To review recent transactions, select your credit card from the My accounts page. For additional credit card information, under Manage account, select Manage my credit card.
To view or redeem your rewards, select Premium Perks under Additional services.
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"Joining Clearview has to be the best decision I've ever made as an adult. I feel as though I've joined an institution that will assist me in my future goals."
Travis, Member since 2020