Premium World® Mastercard®
The rewards card that treats you right from the very start, and then never stops.
They say first impressions are important. So we want our Pittsburgh-area friends with a Premium World® Mastercard® to feel appreciated from day one.
It all starts with rewards. You'll earn up to 2% cash back1 on all purchases with our Premium PerksSM program. No categories, no activation required, and no earning cap! On top of that, you also have the opportunity to earn $150 cash back just by using your card.
- Earn $150 when you spend $1,500 in the first 90 days2
- Earn 2% cash back on all purchases when you have an Absolute Checking® account
- 1.5% cash back on all purchases for all other cardholders
- Option to redeem for travel, merchandise, and gift cards
- No annual or foreign transaction fees
- Instant issue cards available at select locations
Other Premium World® Benefits
In addition to offering this cash back credit card, Mastercard is committed to helping you by providing the following services:- Mastercard Global Service™ provides 24/7 assistance if your card is lost or stolen, you need an emergency cash advance, or you simply require account information.
- Mastercard Airport Concierge™ takes the stress out of travel by letting you arrange for a dedicated agent to escort you through the airport on departure, arrival, or any connecting flights.
- Unlimited cash back
- Contactless credit card
- Card Defense® app
*Rates as low as
Earn and use your rewards how you want.
Dining
Earn cash back on something delicious! Order takeout, test your culinary skills, and more.
Entertainment
Catch a game or watch a movie using your cash rewards.
Travel
Turn your spending into cash for airfare, hotels, and car rentals.
Groceries
Plan a cookout or restock your fridge using the rewards you earn on everyday spending.
Merchandise
Purchase electronics, household goods, clothing, and more.
Gift Cards
Skip the shopping trip and buy gift cards for you, family members, or a friend.
Cash Back
Your reward, your choice. Use your cash as you see fit.
Credit Cards 101
What is a credit card?
A credit card, like our Premium World® Mastercard®, is a line of credit in which you borrow funds from a lender with the understanding that you’ll pay these funds back under agreed upon terms. Credit limit, the annual percentage rate (APR), and other fees are included in these terms. You’ll need to make a regular, minimum payment to the account when you use your credit card to make purchases. The minimum payment is calculated by a percentage of your total balance and is set by your lender. When it’s possible, you should aim to pay your balance off each month to avoid paying interest and other fees.How does credit card interest work?
The amount a lender charges a cardholder when making purchases with their credit card is known as credit card interest. Interest is generally set at an annual rate which is also known as the annual percentage rate (APR). Lenders use APR to calculate the interest a cardholder is charged daily for purchases as well as the total balance.How does a credit card affect my credit score?
Credit cards can greatly impact your credit score. By making regular payments on time each month, even the minimum amount due, your credit score will grow over time. While paying off your credit card every month is a great goal, it may not always be possible. But it’s generally recommended to keep credit use under 30% of your total credit limit. So if you’re regularly carrying a high balance, not only may it make paying your card down more difficult, it could end up hurting your credit score.1. Cardholders with a qualifying Absolute Checking® account will receive 2% cash back on all qualifying Premium World® card net purchases. A net purchase is the amount of a purchase, less any credits, returns, or adjustments. All other cardholders will receive 1.5% cash back on all net purchases. Cash advances or balance transfers do not qualify as purchases towards earning cash back. All offers may be extended, modified, or discontinued at any time. Rewards program is subject to change without notice.
2. The primary cardholder will earn a $150 reward after making $1,500 in qualifying purchases on the Premium World® card within the first 90 days from the account open date. Once the requirements have been met, the rewards will post to the account at the next cycle date. Offer may be extended, modified, or discontinued at any time.
A minimum credit line of $10,000 is required in order to qualify for the Premium World® card.
For more information on Mastercard benefits, read the Guide to Benefits.
- Set travel notifications for your debit and credit card(s) from our Card Defense® app. Within Card Defense®, tap on your card then select Travel Notifications. If you have multiple cards, you'll have to set the notification for each card individually. You can also contact us 1-800-926-0003 prior to your departure with the dates and cities you’ll be traveling to so we can notate your cards for travel. We recommend taking more than one form of payment with you when you travel.
- You'll be asked for a PIN number if you're using your card outside of the U.S., so make sure you have a PIN set up on all cards you'll be taking with you. To set up a PIN for credit cards, call 1-866-576-1342, for debit cards, call 1-866-985-2273.
- Set travel notifications for your debit and credit card(s) from our Card Defense® app. Within Card Defense®, tap on your card then select Travel Notifications. If you have multiple cards, you'll have to set the notification for each card individually. You can also contact us 1-800-926-0003 prior to your departure with the dates and cities you’ll be traveling to so we can notate your cards for travel. We recommend taking more than one form of payment with you when you travel.
- You'll be asked for a PIN number if you're using your card outside of the U.S., so make sure you have a PIN set up on all cards you'll be taking with you. To set up a PIN for credit cards, call 1-866-576-1342, for debit cards, call 1-866-985-2273.
Register today. It only takes a few minutes!
You can make a payment to your credit card in digital banking, over the phone, or by mailing a check.
In digital banking, you can make a one time or recurring transfer from your Clearview accounts by selecting Make a transfer under Move money. To pay from another financial institution, select Pay my loan or credit card under Move Money.
To pay by phone, call our Care Center at 1-800-926-0003. There's a service fee per transaction. You can avoid this fee by making a payment within digital banking.
If you're unable to use any other methods to make a payment to your loan or credit card, please send payments to the following addresses:
Credit cards: Clearview Federal Credit Union, PO Box 71050, Charlotte, NC 28272-1050
Loan or deposit address: Clearview Federal Credit Union, ATTN: Payment Processing, 8805 University Blvd, Moon Twp, PA 15108-2580.
You can also make a one-time payment to your loan without logging in to digital banking using our Make a Payment Portal. There's a service fee per transaction. We have payment options in digital banking where you can avoid a fee. Business loans, Midwest mortgages, and credit cards cannot be performed through this payment channel. Learn more about your repayment options.
Register today. It only takes a few minutes!
You can get a new credit or debit card printed on the spot at some of our financial centers for the following reasons:
- When your card is lost or stolen
- When your card is damaged
- When you open a new checking account at a financial center
Visit our location pages to see which financial centers offer instant issue credit and debit cards.
To review recent transactions, select your credit card from the My accounts page. For additional credit card information, under Manage account, select Manage my credit card.
To view or redeem your rewards, select Premium Perks under Manage account.
- Credit cards: Clearview Federal Credit Union, PO Box 71050, Charlotte, NC 28272-1050
- Loan or deposit address: Clearview Federal Credit Union, ATTN: Payment Processing, 8805 University Blvd, Moon Twp, PA 15108-2580.
