Platinum Mastercard®
Keep your monthly payments in check with our low-interest rate credit card.
You're a savvy shopper always looking for a good deal. Clearview's Platinum Mastercard® offers a low-interest rate to help you manage your expenses even if you carry a balance. Plus, it comes loaded with valuable benefits to make your life easier.
- No annual fee
- 25-day grace period on purchases
- Emergency cash and card replacement
- Receive text alerts whenever we notice a potentially fraudulent use of your card
- Instant issue cards available at select locations
Other Platinum Mastercard® Benefits
In addition to offering this low-interest rate credit card, Mastercard is committed to helping you out in any way possible. Some of our services include:Mastercard Global Service™
Get 24/7 assistance if your card is lost or stolen, you need an emergency cash advance, or you simply require account information.Mastercard Airport Concierge™
Take the stress out of travel and arrange for a dedicated agent to escort you through the airport on departure, arrival, or any connecting flights.Mastercard ID Theft Protection™
Receive a wide array of services, at no extra cost, that help detect and resolve identity theft.Guide to Benefits
- Contactless card
- Low interest rate
- Card Defense® app
*Rates as low as
Before you apply for a credit card, get the basics
What is a credit card?
A credit card is a line of credit that lets you borrow money from a lender with the understanding that you’ll pay these funds back under certain terms, which include credit limit, the annual percentage rate (APR), and other fees. You’ll need to make a regular, minimum payment to the account when you use your credit card to make purchases. The minimum payment is calculated by a percentage of your total balance and is set by your lender. You should aim to pay your balance off each month to avoid paying interest and other fees.
How does credit card interest work?
The amount Clearview charges cardholders when making purchases with their credit card is known as credit card interest. Interest is generally set at an annual rate which is also known as the annual percentage rate (APR). Lenders use APR to calculate the interest a cardholder is charged daily for purchases as well as the total balance.
What are the benefits of using a low-interest rate credit card?
A credit card can help build your credit score. When you manage your card responsibly by keeping the balance low and making regular payments, you can improve your credit score. Credit cards also allow you to delay making payments until a later date and break up larger sum purchases into smaller payments (with interest) over time. Some credit cards, like the Platinum Mastercard®, even allow you to withdraw cash, also referred to as a cash advance. While this can be helpful when you don't have money on hand, keep in mind there may be additional fees associated with this withdrawal. Although, there are many benefits of using a credit card, there are also quite a few myths surrounding credit usage.
For new members, you can apply by using our online application, starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.
Once an application is completed, it’s either sent to underwriting for review, or for closing if it has been pre-approved or instant approved.
To review recent transactions, select your credit card from the My accounts page. For additional credit card information, under Manage account, select Manage my credit card.
To view or redeem your rewards, select Premium Perks under Additional services.
