Platinum Mastercard®

"Some people like credit cards with lots of bells and whistles. But I prefer one focused on keeping my interest payments low."
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Contactless card
 
Low-interest rate credit card
Card Defense® app
 

Keep your monthly payments in check with our low-interest rate credit card.

You're a savvy shopper always looking for a good deal. Clearview's Platinum Mastercard® offers a low-interest rate to help you manage your expenses even if you carry a balance. Plus, it comes loaded with valuable benefits to make your life easier.

  • No annual fee
  • 25-day grace period on purchases
  • Emergency cash and card replacement
  • Receive text alerts whenever we notice a potentially fraudulent use of your card
  • Instant issue cards available at select locations
Clearview's Platinum Mastercard® is the perfect credit card for students, those interested in building credit, and our Pittsburgh-area neighbors who just want to keep costs under control.

Other Platinum Mastercard® Benefits

In addition to offering this low-interest rate credit card,  Mastercard is committed to helping you out in any way possible. Some of our services include:

Mastercard Global Service™

Get 24/7 assistance if your card is lost or stolen, you need an emergency cash advance, or you simply require account information.

Mastercard Airport Concierge™

Take the stress out of travel and arrange for a dedicated agent to escort you through the airport on departure, arrival, or any connecting flights.

Mastercard ID Theft Protection™

Receive a wide array of services, at no extra cost, that help detect and resolve identity theft.

Guide to Benefits

Save more, stress less.

11.24% APR*

Get our low-interest rate credit card.
*Rates as low as.
View rates

Before you apply for a credit card, get the basics

What is a credit card?

A credit card is a line of credit that lets you borrow money from a lender with the understanding that you’ll pay these funds back under certain terms, which include credit limit, the annual percentage rate (APR), and other fees. You’ll need to make a regular, minimum payment to the account when you use your credit card to make purchases. The minimum payment is calculated by a percentage of your total balance and is set by your lender. You should aim to pay your balance off each month to avoid paying interest and other fees.

Find your credit card

How does credit card interest work?

The amount Clearview charges cardholders when making purchases with their credit card is known as credit card interest. Interest is generally set at an annual rate which is also known as the annual percentage rate (APR). Lenders use APR to calculate the interest a cardholder is charged daily for purchases as well as the total balance.

Learn about interest

What are the benefits of using a low-interest rate credit card?

A credit card can help build your credit score. When you manage your card responsibly by keeping the balance low and making regular payments, you can improve your credit score. Credit cards also allow you to delay making payments until a later date and break up larger sum purchases into smaller payments (with interest) over time. Some credit cards, like the Platinum Mastercard®, even allow you to withdraw cash, also referred to as a cash advance. While this can be helpful when you don't have money on hand, keep in mind there may be additional fees associated with this withdrawal. Although, there are many benefits of using a credit card, there are also quite a few myths surrounding credit usage.

Get your credit score
Questions about our Platinum Mastercard®?
Clearview offers competitive rates and flexible repayment terms. View our current credit card rates and terms.
For current Clearview members, check the “My offers” section within digital banking to see if you’ve been pre-approved. You can apply using this feature or through digital banking by selecting Add Product. You can also apply by starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.

For new members, you can apply by using our online application, starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.
 
Once an application is completed, it’s either sent to underwriting for review, or for closing if it has been pre-approved or instant approved.
Our goal is to provide members with a loan decision within 24 hours after the application is received. Many times an answer can be given on the spot.
There is a $250 minimum amount for credit cards.
We don’t have any fees to complete a loan application. There’s a small fee for a refinance of a vehicle, motorcycle, boat, RV, or powersport.
We do not have a minimum credit score to apply for a loan. Many factors are taken into consideration for a loan decision than just a credit score.
While we don't offer a dedicated student credit card, we highly recommend our Platinum Mastercard® credit card. Students may need a cosigner to qualify.
Visit our Payment Protections page to explore coverage options for auto, powersports, personal loans, and credit cards.
For additional questions contact our Care Center by calling 1-800-926-0003 or fill out a form below and someone will reach out.
Show more Questions about our Platinum Mastercard®? FAQ's Show less Questions about our Platinum Mastercard®? FAQ's
Questions about your existing card?

To review recent transactions, select your credit card from the My accounts page. For additional credit card information, under Manage account, select Manage my credit card.

To view or redeem your rewards, select Premium Perks under Additional services.

No. Your online account information is available only via secure access by using your User ID and password. The information is not public. Unless you share your password, no one else can access your account information online.
We use email to communicate with digital banking users. Please log in to digital banking and select My profile under Manage account. Under Personal Information, type your new email address in the Email section and click the Update button. You can also call us at 1-800-926-0003 and we'll make this change for you.

You can make a payment to your credit card in digital banking, over the phone, or by mailing a check.

In digital banking, you can make a one time or recurring transfer from your Clearview accounts by selecting Make a transfer under Move money. To pay from another financial institution, select Pay my loan or credit card under Move Money.

To pay by phone, call our Care Center at 1-800-926-0003. There's a service fee per transaction. You can avoid this fee by making a payment within digital banking.

If you're unable to use any other methods to make a payment to your credit card, please send payments to the following addresses:

Clearview Federal Credit Union, PO Box 71050, Charlotte, NC 28272-1050

To review recent transactions, select your credit card from the My accounts page. For additional credit card information, under Manage account, select Manage my credit card.

To view or redeem your rewards, select Premium Perks under Additional services.

Protect yourself by registering for real-time text fraud alerts for your Clearview credit and debit cards. Once registered, you'll receive a text and/or pre-recorded voice call when there's a suspicious transaction on your card.
 
Register today. It only takes a few minutes!
If you're traveling internationally please take the following steps:
  • Set travel notifications for your debit and credit card(s) from our Card Defense® app. Within Card Defense® tap on your card then select Travel Notifications. If you have multiple cards, you'll have to set the notification for each card individually. You can also contact us <a data-cke-saved-href=" tel:18009260003="">1-800-926-0003 prior to your departure with the dates and cities you’ll be traveling to so we can notate your cards for travel. We recommend taking more than one form of payment with you when you travel.
  • You'll be asked for a PIN number if you're using your card outside of the U.S., so make sure you have a PIN set up on all cards you'll be taking with you. To set up a PIN for credit cards, call 1-866-576-1342, for debit cards, call 1-866-985-2273.
Use your Premium World® Mastercard® confidently knowing there are no foreign transaction fees!
Show more Questions about your existing card? FAQ's Show less Questions about your existing card? FAQ's
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Looking to speak with someone about credit cards? Complete the form and we'll be in touch!

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