Money Market Accounts

Earn more on your savings while keeping your funds accessible when you need them. 

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  • Higher dividends than regular savings
  • Easy access to money
  • Can serve as overdraft protection for checking accounts

Two ways to build your savings

Clearview offers two Money Market accounts designed to help you reach your savings goals while keeping your funds accessible. Start earning higher dividends today!

Relationship Money Market account

Get rewarded for banking locally! Pair your account with an Absolute Checking® account and qualify for our highest rates — up to 3.45% APY.

How to qualify for the relationship rate:

  • Keep an active Absolute Checking® account with $5,000 or more in qualifying direct deposits each month,
  • OR make eight qualifying debit card transactions per month,
  • OR make eight qualifying Clearview credit card transactions during the monthly cycle date.

Set up automatic transfers or payroll deductions to boost your savings effortlessly. Dividends are calculated daily and paid monthly, so your balance keeps climbing. 

Clearview Money Market account

A simple, flexible way to earn competitive money market rates without extra requirements.

  • Enjoy higher tiered rates as your balance grows 
  • Dividends are paid monthly based on your average daily account balance
  • Request checks for extra convenience
  • Set up automatic payroll deduction or recurring transfers for faster progress

Choose the right savings solution

Feature
Money Market
Savings Certificate
Best for
Growing your savings without locking it up
Earning a higher rate on money you won’t touch
Access to funds
Flexible, with easy access
Locked until maturity (early withdrawal penalty may apply)
Term
No fixed term
Fixed term (you choose the timeframe)
Rate
Variable rate that may change over time
Fixed for the full term

Current money market rates in Pittsburgh, PA

Earn as much as

3.45%

Relationship Money Market

Apply now View rates

Maximize interest • Maintain access • Bank local

Not sure if a money market account is right for you?

  • What is a money market account?

    Think of money market accounts as a hybrid between checking and savings. You can access your money anytime, and write checks from the account, while you're earning dividends at interest rates on par with our strongest savings accounts.

    Take a closer look

  • Benefits of money market accounts

    One of the biggest advantages is the interest rate. Money market rates are typically higher than a standard savings account, which means you earn higher dividends. So your balance grows over time, but you're still able to access the money when you need it.

    View savings accounts

 

Who money market accounts are best for

  • Anyone building an emergency fund 
  • Savers planning a vacation or significant purchase 
  • Members looking to grow balances for short- or medium-term goals
Open an account

Money market account FAQs

  • For new members, you can apply by using our online application, starting a video call with Clearview Live®, visiting your local financial center,  or calling us directly at 1-800-926-0003.

    For current Clearview members, you can apply using our online application or through digital banking by selecting Add Product. You can also apply by starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.

  • Clearview offers competitive, tiered money market rates to help you earn more on your savings. View our current deposit account rates and terms to find the option that works best for you.

  • You don't need a minimum balance to open a regular money market account with us. To keep your savings growing and avoid extra costs, simply maintain an average daily balance of at least $1,000. If your balance falls below that amount, a $7.50 monthly service fee applies. For our Relationship Money Market account, you must maintain an average daily balance of at least $5,000 in your account or keep a minimum of $20,000 in combined deposits in order to avoid a $10 monthly service fee. There is no minimum average daily balance required to earn the stated annual percentage yield (APY).

  • Money market accounts typically offer higher dividend rates than regular savings accounts and may include added flexibility like check-writing or overdraft protection. Savings accounts are easier to maintain and have fewer requirements, but they generally offer lower returns.

  • Money markets generally have lower interest rates than savings certificates, but are typically higher than a standard savings account and offer greater flexibility for withdrawals. In some cases, a relationship money market may offer a higher rate when paired with qualifying accounts or balances. Savings certificates typically offer higher interest rates than Money Market Accounts but require you to leave your funds untouched for a set period of time.