Simple Checking Account

"I don't want to get too fancy, but a checking account that lets me earn a little money sounds pretty awesome."
Open an account
  • Earn dividends and rewards

  • Contactless debit card

  • Mobile Wallet compatibility

A low-fee checking account that works for you.

There’s already enough to think about every day. When it comes to your checking account, it’s nice to rely on a low-fee checking option that’s low maintenance but high impact. That’s Clearview’s Simple Checking account. You can earn dividends and cash back rewards, enjoy digital banking tools, and skip the stress of complex rules and restrictions.

What you get with Clearview’s Simple Checking

  • $3 monthly fee waived with $500 in monthly direct deposits or five monthly transactions
  • Interest rate discount on certain loans
  • Eight surcharge-free transactions per month at in-network, non-Clearview owned ATMs
  • Earn dividends on balance
  • Protect your account against overdrafts with overdraft protection or extended courtesy pay
  • Free online bill payment (Bill Pay) 
  • Earn cash back offers from thousands of companies and restaurants with Purchase Rewards, plus earn rewards on eligible debit card purchases through Clearview Debit Extras
  • Access to a new debit card on the spot at any Clearview financial center

Considerations before you open a Simple Checking account

  • What is a Simple Checking account?

    A Simple Checking account is designed for everyday banking with fewer fees, fewer requirements, and easy access to your money. It provides the essentials: a debit card, digital banking, and Bill Pay, without complicated rules or balance minimums.

  • Benefits of a Simple Checking account

    You can earn dividends and rewards while keeping fees low and managing your money easily through online banking. It’s a practical option for everyday spending, paying bills, and managing your finances with confidence

Simple Checking account FAQs

  • If you're traveling internationally, please take the following steps:

    • Set travel notifications for your debit and credit card(s) with Card Defense® in digital banking under Manage Account..
    • You can also contact us at 1-800-926-0003 prior to your departure with the dates and cities you’ll be traveling to so we can notate your cards for travel. We recommend taking more than one form of payment with you when you travel.
    • You'll be asked for a PIN number if you're using your card outside of the U.S., so make sure you have a PIN set up on all cards you'll be taking with you. To set up a PIN for credit cards, call 1-866-576-1342, and for debit cards, call 1-866-985-2273.

  • You can order checks in online banking. After logging in, select Order checks from the Manage account menu. At this time, checks aren't able to be ordered within our mobile app. If it's your first time ordering checks, you'll be asked to verify your account, name, and address information. If you need to update this information at a later date, please contact us at 1-800-926-0003.

    If you don't use online banking, you can order checks directly from Harland Clarke. You will need to enter Clearview’s routing number (243083237), your checking account number (from the bottom of your check) and other personal information.

  • Please contact us at 1-800-926-0003 to update your name or address on your checks. Name and address aren't able to be updated during an online check order.

  • Protect yourself by registering for real-time text fraud alerts for your Clearview credit and debit cards. Once registered, you'll receive a text and/or pre-recorded voice call when there's a suspicious transaction on your card.

    Register today. It only takes a few minutes!

  • You can get a new debit card printed on the spot at any of our financial centers for the following reasons:

    • When your card is lost or stolen
    • When your card is damaged
    • When you open a new checking account at a financial center