-
Programs for first time homebuyers
-
Educational tools and resources
-
Friendly guidance at every step
Big steps deserve big support.
Buying your first home is a moment to celebrate! It's exciting, full of possibility, and yes, it's normal to feel a little overwhelmed too. But don't worry — you've got this, and we're here to guide you every step of the way.
From understanding where to start, to navigating financing options, to making sense of the home buying process, we’ve created resources to help you feel informed and empowered. We’re in this together, turning your dream of homeownership into reality.
First Front Door Program
Buying your first home just got a whole lot easier! With the First Front Door (FFD) program, eligible first-time homebuyers who contribute as little as $1,500 toward their down payment and closing costs can receive up to $15,000 in grant assistance to help make homeownership affordable and achievable.
We also offer the First Front Door Keys program which offers up to $20,000 in grant funds for first-generation and minority first-time buyers who contribute a minimum of $1,000 of their own funds— boosting access to the keys to your new home.
Both programs are funded through FHLBank Pittsburgh in partnership with Clearview, helping you turn your hard-earned savings into a powerful stepping stone toward owning the home you’ve always wanted.
-
Apply for a mortgage
You'll automatically apply for the promotion. You can also email us to get started.
-
Partner with us
We'll work with you to complete your application for the program.
-
Sit tight
Your application will be processed within 10 business days.
The Keys Round will open on April 7, 2026. The First Front Door Program Funding Round will open on May 19, 2026. Being prepared is key to taking advantage of this grant program before funds run out.
Ready to get started?
Our loan officers are experts in helping homebuyers. To get started, apply for a mortgage or email us to get answers to any questions you may have about the First Front Door program and other mortgage opportunities.
As a result of the First Front Door program and Clearview’s support and hard work, in October 2025 I moved into a home that I can proudly call mine.
Hannah, Member since 2025
Questions about First Front Door or Keys Programs?
-
To qualify, each prospective homebuyer must meet the following requirements for the respective program.
- Be a first-time homebuyer:
- A person who has not owned a single-family, owner-occupied home used as their primary residence in the last three years.
- This also includes, if purchasing jointly with other individuals, at least one person has not owned a single-family, owner-occupied home in the last three years, or
- This also includes any person that has owned a single-family, owner-occupied home jointly with another individual and is now independently purchasing a single-family, owner-occupied home, or
- If an investment property is owned, the person is not living there and has not owned a single-family, owner-occupied home in the last three years.
- To participate in Keys, homebuyers must be first-time homebuyers and identify as a Minority and/or First-Generation homebuyer, as defined by FHLBank.
- Complete at least four hours of homeownership counseling prior to purchasing the home.
- For FFD, Retain the home for five years from the loan closing date in order to keep the full amount of the grant. If a sale occurs before the five years expire, a portion of the grant may be required to be repaid.
- Secure a first mortgage through Clearview.
- Contribute personal funds as part of the down payment and closing costs. For FFD, by contributing a minimum of $1,500 toward down payment and closing costs, homebuyers are eligible for a maximum FFD grant of $15,000. For Keys, by contributing a minimum of $1,000 toward down payments and closing costs, homebuyers in the Keys program are eligible for a maximum Keys grant of $20,000.
- Have a household income at or below 80 percent of the area median income at the time of FFD program enrollment or at or below 120 percent of the area median income at the time of Keys program enrollment.
- Not receive more than $250 cash back at settlement for any reason.
A Clearview FCU loan officer will review these and other program requirements with you.
- Be a first-time homebuyer:
-
Qualified first-time homebuyers can use FFD grants toward closing costs and down payment assistance on eligible properties that are intended as the primary residence of the homebuyer at the time of program enrollment. These properties include single-family homes, townhomes, condominiums and modular units. Manufactured homes may be eligible if they are permanently affixed to a site. Investment properties are not eligible for FFD assistance. The First Front Door Program Funding Round will open on April 22, 2025. Being prepared is key to taking advantage of this grant program before funds run out. Contact a Clearview FCU loan officer to learn more. Our loan officers are experts in helping homebuyers. To get started, contact us today or request a callback using the button and a Clearview FCU loan officer will contact you to answer any questions you may have about the First Front Door program and other mortgage opportunities.