Savings Certificates

Lock in your rate, grow your money, and reach your goals faster.

Higher dividends than regular savings
Terms from 3 months to 5 years
Federally Insured by NCUA

Looking for higher returns than a traditional savings account? Savings certificates offer a secure, predictable way to grow your money over a set term. Whether you're saving for tuition in Pittsburgh, PA, a major purchase, or a rainy day, they can help you make steady progress toward your goals.

Turn time into higher earnings

Lock in a fixed, higher rate
Choose a term that fits your timeline
Open multiple certificates to build a savings ladder with funds maturing at different times

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Savings certificate special in Pittsburgh, PA

Earn up to

3.40% APY

7- or 13-month savings certificate special, your choice.

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Limited time only • Minimum $1,000 opening balance required • New and existing money eligible for deposit

Standard Savings Certificates

A straightforward certificate with fixed rates and flexible terms to help your savings grow with confidence.

	3 and 6 Month Terms	12 - 60 Month Terms
Minimum Deposit	$500	$1,000
Dividend Structure	Dividends will be paid at maturity and credited back to the certificate.	Dividends will be credited and compounded to the certificate quarterly.

Bump Rate Certificates

A flexible certificate that lets you increase your rate if market rates rise.

Offered for 24 or 36 months
Increase your savings by “bumping” your rate once during the term if rates increase

Flex Savings Certificates

A one-year certificate that lets you keep adding to your savings over time.

A 12-month certificate perfect for short-term goals
$100 minimum initial deposit
Bonus rate of 0.10% over our current 12-month certificate rate
Add $25 or more to the certificate at any time

Jumbo Savings Certificates

A certificate designed for larger balances, offering a straightforward way to set funds aside.

Choose a term from 6 months to 5 years
$100,000 minimum initial deposit
Also available for IRA Certificates and Bump Rate Certificates

Keep in mind, savings certificates automatically renew at maturity unless you indicate otherwise, and early withdrawal penalties may apply.

Consider this before you open a savings certificate

Understanding savings certificates

It's a low-risk, higher-reward savings account that grows your money at higher interest rates compared to other account options. You'll also see these referred to as a certificate of deposit, or CD.

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How savings certificates work

You choose how long you want to keep your money deposited, known as the term length, and your money earns dividends at a fixed rate for that term. Typically, longer terms and larger deposits grow at the highest certificate rates. With Clearview, you can choose terms anywhere between 3 months and 5 years. It's best if you don't need access to the money you deposit. A penalty may apply if you end up withdrawing your money before the term ends.

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How savings certificates support your goals

They give your savings an extra boost over a specific period of time. Short-term options help you save for vacations, holiday celebrations, and anything else you can think of. Choosing a longer term lets you build up for larger expenses such as down payments on a home or vehicle, education expenses, or retirement.

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