Home Equity Loans

"I have big plans for the future, but I need a little friendly financing to turn them into reality."
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Your home could hold the key to achieving big things.

What plans do you have in mind? Maybe you envision a revamped living space in your home, or in an outdoor area. Maybe you envisioned a revamped living or outdoor space in your home. Or maybe you're looking for an affordable way to consolidate debt, pay for college tuition, or finance a new vehicle. There are plenty of possibilities, and all can be realized with home equity loans from Clearview Federal Credit Union. We'll make the process as easy as possible so you can get the loan you need to get to work.

  • Minimum loan amount of $10,000*
  • Borrow up to 90% of the appraised value of your home, minus what you owe on your mortgage
  • Receive your money in a lump sum
  • Choose a repayment plan from 5 to 20 years
  • A fixed interest rate means your monthly payment won't change
  • $200 closing cost rebate available**
What's included?
  • Low fixed rates
  • Closing cost rebates
  • Flexible loan term options
6.74% APR*
Put your home to work
*Rates as low as
View ratesOpens home equity rates page

Consider this before you apply for a home equity loan

What is a home equity loan?

​A home equity loan is an installment loan secured by the paid value of your home. Through us, you can borrow up to 90% of your home’s current market value, minus the amount you currently owe on your mortgage. Home equity loans generally have lower interest rates because your home is the collateral. Funds are offered as a single lump sum payment with a fixed interest rate and repayment terms up to 20 years.

How much equity is in my home?

Try using our home equity calculator to help calculate this amount. Your equity is your home's current market value minus the remaining balance on your mortgage.

What are the advantages of a credit union home equity loan?

Clearview Federal Credit Union is not-for-profit and without shareholders, unlike large banks. That means any profits we earn are given back to members in the form of lower interest rates and greater flexibility in payment terms for home equity loans. We want to help you achieve your financial goals and improve your financial well-being along the way.

* Home Equity Loans are available in all states except Alaska, Hawaii and Texas.

** Closing cost amount will be rebated after you finance a minimum of $10,000 in a new Clearview Home Equity Loan or Clearview Home Equity Line of Credit, or borrow a minimum of an additional $10,000 on an existing Clearview Home Equity Loan or Clearview Line of Credit
Questions about an home equity loan?

For current Clearview members, check the “My offers” section within digital banking to see if you’ve been pre-approved. You can apply using this feature or through digital banking by selecting Add Product. You can also apply by starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.

For new members, you can apply by using our online application, starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.

Once an application is completed, it’s either sent to underwriting for review, or for closing if it has been pre-approved or instant approved.

Clearview offers competitive rates and flexible repayment terms. View our current home equity rates and terms.
For additional questions contact our Care Center by calling 1-800-926-0003 or fill out a form below and someone will reach out.
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Looking to speak with someone about home equity? Complete the below form and we'll be in touch!

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“Clearview takes the time to understand the customer at a human level instead of as numbers on a paper.” William, Member since 2016
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Clearview has been there for me for the past 30 years. Great people to work with! Carmen, Member since 1979
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