Home Equity Loan Rates
Our low home equity loan rates will give a whole new meaning to “home sweet home.”
At Clearview, we want our Pittsburgh-area friends to be focused on what matters: enjoying a better life. So when you’re thinking about using your hard-earned equity to fund life’s next big project, we don’t want you worrying about how much you’ll spend on your loan.Home Equity Rates
Home equity loan rates effective as of January 1, 2025.| Available Home Equity Loans | Years | Type | APR* As Low As |
|---|---|---|---|
| Home Equity | 5 | Fixed Rate** | 6.24% |
| Home Equity | 10 | Fixed Rate** | 6.64% |
| Home Equity | 15 | Fixed Rate** | 6.74% |
| Home Equity | 20 | Fixed Rate** | 7.04% |
*APR = Annual Percentage Rate. All rates are subject to change without notice. Loan must be secured by primary residence, which must be owner-occupied. All loan approvals are subject to normal underwriting guidelines. The consumer should consult a tax adviser for further information regarding the deductibility of interest and charges. Home Equity Loans, Lines of Credit, and First Mortgages are available in all states except Alaska, Hawaii, and Texas.
**APR = Annual Percentage Rate. Rates are based on the loan-to-value, term of loan, and creditworthiness. Home Equity Rates listed are based on an 80% loan-to-value. Other rates and terms are available.
***Introductory rate is based on a 6-month introductory term with initial advance of $10,000 in new funds. The introductory rate will be effective for 6 months from closing date. After 6 months, the variable rate will be indexed as low as Prime Rate minus 0.75%, based on creditworthiness and loan-to-value, with a floor of 2.99% APR. The maximum variable rate that may be imposed is 18%. Variable rate includes 0.25% discount if you have an active Absolute Checking® account. Discount not available on the interest only product. The index used to determine the APR will be the Prime Rate found in the Money Rates Section of the Wall Street Journal published on the first working day of the month. The APR will then be adjusted and effective on the first day of the same month. Minimum credit limit is $10,000.
