Basic Checking Account

"Life is complicated enough. I want a checking account that keeps things hassle-free."
New member? Apply here (opens in a new tab)

Everything you need, nothing you don't want. It's checking in its basic form.

But that still means quite a bit at Clearview Federal Credit Union. You get all the digital money management tools you need to take care of business, and you get a debit card that lets you earn cash back rewards with every purchase. Plus, special security features help protect your account and you can qualify for exclusive loan discounts. Basic looks a whole lot better here.

  • No monthly service fees and no minimum balance requirements
  • Earn cash rewards with Debit Extras and Debit Purchase Rewards
  • Take advantage of an interest rate discount on certain loans1
  • Protect your Basic Checking account against overdrafts with overdraft protection or extended courtesy pay
  • Get eight surcharge-free transactions per month at in-network, non-Clearview owned ATMs2
  • Request instant issue debit cards at select Clearview locations
What's included

1 On select loans with automatic payment from any Clearview checking account.

2 $2.00 charge for each transaction after the indicated free allowed per month (includes withdrawals, transfers and deposits). Surcharges by other financial institutions may apply.

Experience clearly different banking.

Nationwide Access

22 locations in southwest PA, 5,000+ co-op shared branches, and 80,000+ free ATMs nationwide

Digital Banking

Manage your accounts anytime from your computer or our banking app

ClickSWITCH

Move direct deposits and automatic payments to your Clearview account with a few clicks

Clearview Live®

Bank face-to-face with our staff from a phone, computer, or our VTMs

Cash Back

Earn 5% cash back at select local shops with your Mastercard® debit and credit cards

Card Defense®

Get real-time control of your debit or credit cards from your phone with our Card Defense® app

Money Management

See your complete financial picture with our award-winning budgeting tool

Zogo

Boost your financial literacy game and earn gift cards to your favorite retailers with the Zogo app
Still have questions about Basic Checking Accounts?
You can use up to $4,000 daily in purchases or cash advances with your Clearview Debit Card in addition to the $500 maximum ATM withdrawal limit.
If you're traveling internationally, please take the following steps:
  • Set travel notifications for your debit and credit card(s) from our Card Defense® app. Within Card Defense®, tap on your card, and select Travel Notifications. If you have multiple cards, you'll have to set the notification for each card individually. You can also contact us at 1-800-926-0003 prior to your departure with the dates and cities you’ll be traveling to so we can notate your cards for travel. We recommend taking more than one form of payment with you when you travel.
  • You'll be asked for a PIN number if you're using your card outside of the U.S., so make sure you have a PIN set up on all cards you'll be taking with you. To set up a PIN for credit cards, call 1-866-576-1342, and for debit cards, call 1-866-985-2273.
Use your Premium World® Mastercard® confidently knowing there are no foreign transaction fees!
Protect yourself by registering for real-time text fraud alerts for your Clearview credit and debit cards. Once registered, you'll receive a text and/or pre-recorded voice call when there's a suspicious transaction on your card.
 
Register today. It only takes a few minutes!

You can get a new credit or debit card printed on the spot at some of our financial centers for the following reasons:

  • When your card is lost or stolen
  • When your card is damaged
  • When you open a new checking account at a financial center

Visit our location pages to see which financial centers offer instant issue credit and debit cards.

Recommended for you

Find the Right Checking Account

We’ll show you which checking account works best for you based on your needs.

Community Awards

As part of the city of champions, we know how to celebrate a win! Learn more about our recent award recipients.

Recommended for you

America's Best Credit Union

We're proud to be named one ‌‌of America's best credit unions by Newsweek!

Financial Calculators

Whether you’re buying a car or a house, saving for retirement, or dealing with debt, our free calculators provide the financial insight you need.

Recommended for you

What is Overdraft Protection?

Running short on funds in your Clearview checking account? Here’s how our overdraft protection plans can help.

Safeguard your finances with Card Defense®

Know in real-time when your Clearview credit or debit card is being used with Card Defense®. Download the app and set transaction alerts today!

Recommended for you

Repay Debt

In Zogo's Repay Debt course, you'll discover different methods for reducing, managing, and repaying your debt. Get started in the Zogo app today!

Clearview Wealth Management Group

When planning for retirement is your goal, it's time to turn to Clearview Wealth Management Group®, available through CFS*.

“Clearview takes the time to understand the customer at a human level instead of as numbers on a paper.” William, Member since 2016
Learn More- Go to membership page
Learn More- Go to membership page
I am so glad I called Clearview. They have exceptional customer service and refinanced my car loan with very low rate and also offered me a credit card. I am loving being a member at Clearview. Carla, Member since 2020
Become a member- Become a member
Become a member- Become a member
Joining Clearview has to be the best decision I've ever made as an adult. I feel as though I've joined an institution that will assist me in my future goals. Travis, Member since 2020
Become a member- Become a member
Become a member- Become a member
They have helped me completely with my financial needs and have worked with me so that made my life less stressful in my time of need. Dyanna, member for 20+ years
Become a member- Become a member
Become a member- Become a member