Checking Accounts

You need an easy way to manage money, pay the bills, and buy things. We offer some accounts that are simple and streamlined, and others filled with extras.

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Absolute Checking®

Simple Checking

Basic Checking

Smart Spending

Fresh Start

Fresh Start Pro

Absolute Checking® Maximize your banking benefits Open an Account Learn More	Simple Checking Grow your money with interest Open an Account Learn More	Basic Checking Simplify your daily spending Open an Account Learn More	Smart Spending Build smart money habits, ages 13-25 Open an Account Learn More	Fresh Start Rebuild your financial future Contact us Learn More	Fresh Start Pro Keep progressing toward stability Contact us Learn More
Account highlights
Identity-theft protection, travel discounts, shopping rewards, Premium World^® card perks and more	Earn dividends while enjoying discounts and rewards	No mimimum balance or monthly service fees	Joint account holder, age appropriate limits, and access to modern digital tools	Get the digital tools you need to manage and access your money while building a history of responsible use	Maintain a good account relationship for 12 months, you may be upgraded to a standard account
Monthly service fee
$5 (waived when requirements are met each month)	$3 (waived when requirements are met each month)	$0	$0	$9.95 (discounted to $7.95 per month if you use direct deposit)	$9.95 (discounted to $7.95 per month if you use direct deposit)
Annual Percentage Yield (APY)
0.05%	0.02%	0.00%	0.00%	0.00%	0.00%
Nationwide ATM Access
8 free non-Clearview, in-network ATM transactions per month. Then a $3.50 fee per transaction applies.	8 free non-Clearview, in-network ATM transactions per month. Then a $3.50 fee per transaction applies.	8 free non-Clearview, in-network ATM transactions per month. Then a $3.50 fee per transaction applies.	8 free non-Clearview, in-network ATM transactions per month. Then a $3.50 fee per transaction applies.	N/A	N/A
Overdraft protection services
Yes	Yes	Yes	Yes	No	Yes