Student Loans

"Tuition costs are skyrocketing. I need to be educated on how my family is going to afford it all."
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Our financial knowledge can help you pay for college.

If you or a family member is college-bound in Pittsburgh or elsewhere, tuition talk is probably bringing on some sticker shock. Take a deep breath, Clearview has your back. Our Student Lending Center offers valuable financial aid insight and resources as well as Student Choice loan solutions that can fill in the gaps left by grants, scholarships, and government-backed student loans.

Pay for college

  • Our student loans come in the form of a line of credit so you can borrow once and have access to fund for your entire collegiate career
  • Borrow up to $75,000 for undergraduate or $100,000 for graduate studies
  • Fixed and variable rate options available
  • No origination fee and no prepayment penalties
  • Flexible repayment and in-school deferment options
  • 0.25% interest rate reduction when you sign up for automatic payments*

Restructure your repayment

  • Refinance and consolidate private and federal student loans — including PLUS Loans - into one manageable loan
  • Restructure up to $100,000 in student debt
  • Fixed and variable rate options available
  • No origination fee and no prepayment penalties
  • Make only one convenient payment per month while potentially reducing your interest rate
  • 0.25% interest rate reduction when you sign up for automatic payments*
What's included?
  • Student line of credit
  • Financial aid resources
  • Competitive rates

Make an educated decision before you apply for student loans.

How much will college cost?

While college costs can vary greatly, tuition, years attending, housing, books, and more can all add up quickly. However, there are many schools that offer educational programs at different price points. There are grants and scholarships available from both the Department of Education and all sorts of organizations, including Clearview, which awards thousands of dollars in scholarships annually! You can also apply for federal student financial aid by completing a FAFSA (Free Application for Federal Student Aid) each year. Your institution may have financial aid applications as well, so be sure to check there, too! Check out this article that outlines what you need to know to get started paying for college.

Who is eligible for student lines of credit from Clearview?

Looking to apply for student loans with Clearview? Our private education line of credit is available to U.S. citizens or permanent residents who meet the eligibility requirements, including attending one of thousands of approved public and private non-profit schools nationwide.

What are my repayment options?

While in school, you can make full payments or choose to make interest-only payments. You can also defer both your principal and interest payments until six months after you graduate. If you decide to defer both the principal and interest payments during school, interest begins accruing at disbursement and will be capitalized once you begin your repayment plan.

Should I refinance my loans?

Once you’ve started repayment, you may be able to refinance and consolidate your loans into a single monthly payment and interest rate. When you refinance, you can potentially save on interest, lowering your monthly payment, and even pay off your loans sooner. If you’re refinancing federal loans, however, you will lose any borrower benefits associated with those loans, including discounts, rebates, income-based repayment, etc. Learn more about your options with this guide to refinance.

What is the difference between consolidation and refinancing?

Consolidation is combining existing loans. While your payment amount and interest may remain unchanged, you’ll enjoy the convenience of a single payment rather than multiple. Refinancing, on the other hand, is when you take out a single new loan to pay off your previous ones. As a result, you may have a new interest rate, terms, and a different monthly payment.
* The APR will not fall below the floor rate regardless of the index or any additional rate discount

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“Clearview takes the time to understand the customer at a human level instead of as numbers on a paper.” William, Member since 2016
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Banking with Clearview has made my life very manageable. From credits cards, personal loans and car loans I’ve not run into any problems! I tell everyone about Clearview. Thanks for being here! Shaquisha, Member since 2012
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The loan process is fast and efficient. Clearview has saved me significant money on my home equity loan and credit card. Jonathan, Member since 2019
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