Personal Loans
When you need a financial boost, we have options to give you a leg up.
We call them personal loans because the reasons you might need one are unique to you. Medical expenses arise or unexpected repairs pop up at home or with your vehicle. Maybe you're interested in consolidating your higher-interest debt into one Clearview Federal Credit Union loan at a money-saving rate. With us, you have options in the form of personal loans or a line of credit.
- Low rates keep monthly payments in check
- Access money as a lump sum loan or a flexible line of credit
- Choose a fixed or variable rate
Secured Loan
Our Secured Loans let you borrow a certain amount of money based on the amount of savings you have in your Clearview accounts.This is an ideal option to establish or rebuild your credit, and your savings continue to grow even while you're paying back your loan.
Signature Loan
10.99% APR*
*Rates as low as
Available in variety of terms at great rates, our Signature Loan can help when you need some extra cash for vacation, new appliances, consolidating debt, unexpected expenses, or many other needs you may have. You don't need to post any collateral for this loan, but you need to qualify based on a good credit score.
PowerLine Line of Credit
15.74% APR*
*Rates as low as
A PowerLine Line of Credit provides fast access to cash for anything, at any time. Use it to cover everyday expenses, as an emergency fund, or as checking account overdraft protection. Variable rates are based on your credit performance.
CashPlease®
With CashPlease®, you’ll pay less in interest than you would pay with traditional payday loans. If you have a Clearview checking account, you can apply for a CashPlease® loan in digital banking. After applying, you'll get a decision within minutes and the money is deposited into your account often in 24 hours or less.
Key things to consider before you apply for a personal loan
How do personal loans work?
Personal loans provide money you need, but in different ways. With a loan, you receive all your money at once. With a line of credit, you have access to a certain amount of money but you don't have to use all of it at once. And you only pay interest on what you use, just like a credit card. Both types feature their own terms and rate, and we can help you figure out which option works best for your situation before you apply for a personal loan.
Which personal loan is right for you?
We have personal loans for every financial need, let us recommend a perfect fit.
Find your personal loanWhat are the advantages of a credit union personal loan?
Unlike most larger financial institutions, Clearview Federal Credit Union is not-for-profit and without shareholders. That means any profits we earn are given back to members in the form of lower interest rates on personal loans. We want to help you achieve your financial goals and improve your financial well-being along the way.
Learn about membershipFor new members, you can apply by using our online application, starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.
Once an application is completed, it’s either sent to underwriting for review, or for closing if it has been pre-approved or instant approved.
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"I'm going to be a lifelong customer."
Donald, Member since 2014