Auto Loans

"I'm getting a great price on my next car. I'm driven to get a good deal on financing, too." 
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Looking to fast-track your car-shopping experience? Just turn to us.

With the hills, bridges, and windy roads, driving in Pittsburgh can be quite an adventure. The same goes for getting a loan at the Pennsylvania dealership where you're buying your car, pickup, or SUV. The best way to make sure you're getting a great rate is to make a quick pit stop at Clearview. We offer fast financing, flexible terms, and affordable rates on auto loans.
  • Loan terms up to 84 months
  • New and used car loan financing available
  • Low rates hold down your monthly payments
  • Easy pre-approval process so you go to the dealer with financing in hand
  • Refinance existing loans
  • Visit our Auto Buying Resource Center for information on loan calculations, lemon laws, and warranties.
What's included?
  • Low, fixed rates
  • Flexible repayment terms
  • Easy application process
6.49% APR*
Driven by lower rates
*Rates as low as
View rates go to the rates page

Key elements to consider before you apply for an auto loan.

How do auto loans work?

Most people don’t have enough cash on hand to buy a car outright. When that’s the case, the answer to buying the vehicle you want is getting a loan from a financial institution. By financing, you’re agreeing that you’ll pay the bank or credit union back for covering the cost of your car upfront. This can be a valuable tool to improve your creditworthiness and the affordability of the vehicle you want, or it could be a long-term liability costing you more than necessary. That’s where we come in. Once you’ve found your ideal vehicle, and understand your budget (try our Vehicle Payment Calculator), it’s time to apply for an auto loan. After you submit your application, you should receive a quote that you can take directly to the dealership.

How much car can I afford?

When determining affordability, it’s crucial that you look beyond the monthly payment. Your budget may accommodate the monthly payment, but you should also keep in mind general upkeep, taxes, and insurance when considering how much you’re able to afford. The length of your loan and your interest rate can also play a part in the overall affordability of the vehicle you choose. You should factor all of these into whether or not you can afford a vehicle prior to purchasing. 

What are the advantages of a credit union auto loan?

Since we're non-profit and don't have shareholders like larger financial institutions, a credit union auto loan can typically be offered at lower interest rates with more flexibility in payment terms. At Clearview, we also pride ourselves on having more personal relationships with our members. Our vision is to help people to enjoy a better life and we aim to do that in every interaction with you.

* APR = Annual Percentage Rate. Rates as low as. All rates are subject to change without notice. The As Low As Rates listed above for Vehicle Loans include a 0.25% discount for repayments made via an auto transfer from a Clearview checking account. Rates are based on the type of loan, term of loan, and your creditworthiness. All loan approvals are subject to normal underwriting guidelines.
Still have questions about Auto Loans?
Clearview offers competitive rates and flexible repayment terms. View our current auto loans rates and terms.
Our goal is to provide members with a loan decision within 24 hours after the application is received. Many times an answer can be given on the spot.

Please have this information ready about the covered person:

  • Full name
  • Date of birth
  • Address
  • Date of event
  • Cause of event

You can start the process online at securian.com/benefits and following the steps below. 

  • Select the “bank, credit union, finance company, mortgage company” button
  • Click on “Start a new claim”
  • Once the claim is received, it will be reviewed and you will be notified if it is approved, denied, or if more information is needed
  • Please continue making the loan payments until a claim decision is communicated to you
  • Once you’ve reported a claim, access your claim information and status at securian.com/benefits
If you are reporting a claim that includes a protected credit card, please indicate such within the online comment section.
Yes, our Loss of Life protection is available on most consumer loans for just pennies a day up to a maximum of $100,000. Mortgages are excluded. Credit card balances can also be protected up to $100,000.
We use email to communicate with digital banking users. Please log in to digital banking and select My profile under Manage account. Under Personal Information, type your new email address in the Email section and click the Update button. You can also call us at 1-800-926-0003 and we'll make this change for you.
You're a member of Clearview when you open a savings account with just $10. Membership is open to is open to those who live, work, worship, attend school, or volunteer within our 10 county Western Pennsylvania footprint. You may also qualify if you are an immediate family member or share a residence with a current Clearview member. Once you’ve joined Clearview, you may remain a member for life, even if you move!
 
If you're not currently a member and are approved for a loan, your general membership is built in to that process. Learn more about eligibility and benefits.
For current Clearview members, check the “My offers” section within digital banking to see if you’ve been pre-approved. You can apply using this feature or through digital banking by selecting Add Product. You can also apply by starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.

For new members, you can apply by using our online application, starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.
 
Once an application is completed, it’s either sent to underwriting for review, or for closing if it has been pre-approved or instant approved.

You can start the process over the phone by calling the claim contact center at 1-800-328-9442

  • Once the claim is received, it will be reviewed and you will be notified if it is approved, denied or if more information is needed
  • Please continue making the loan payments until a claim decision is communicated to you
  • Once you’ve reported a claim, access your claim information and status at securian.com/benefits
If you are reporting a claim that includes a protected credit card, please indicate such to the claim service representative.

Claim status can be found at securian.com/benefits or by calling us at  1-800-328-9442 Monday – Friday 7 a.m. to 6 p.m. CST.

Yes, we offer both lease buyouts as well as refinancing.
We don’t have any fees to complete a loan application. There’s a small fee for a refinance of a vehicle, motorcycle, boat, RV, or powersport.
 
Clearview Federal Credit Union
8805 University Blvd.
Moon Township, PA 15108-2580
Financial Institution Number – 52605181801
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I wanted to take the opportunity to sincerely thank Liz from the Loan Department for assisting me over the phone when I had some money transfer issues involving my car loan. Liz was extremely helpful and offered me advice on how to correct the situation. It's employees like Liz that keep me a loyal Clearview member. Mark, Member since 2014
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Banking with Clearview has made my life very manageable. From credits cards, personal loans and car loans I’ve not run into any problems! I tell everyone about Clearview. Thanks for being here! Shaquisha, Member since 2012
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Joining Clearview has to be the best decision I've ever made as an adult. I feel as though I've joined an institution that will assist me in my future goals. Travis, Member since 2020
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