Youth Spending Account
"Checks are almost a thing of the past, I need an updated checking account to help my child take their first step toward financial independence."
Apply for Smart Spending
Separate debit cards for both teen and adult joint owner
No monthly fees or minimum balance requirements
Mobile deposit
Smart money management starts now.
Smart Spending account (ages 13-25)
The Smart Spending account bridges the gap between learning about money and actively managing it. Whether you're making your first purchase or planning your college expenses, our youth spending account grows with you while providing the security and guidance you need.- No minimum balance requirements or monthly service fees
- Use over 80,000+ fee-free ATMs nationwide
- Receive 4 non-Clearview ATM fee rebates monthly1
- Access modern digital tools, including Goal Builder to help you track and achieve your savings goals
- Age-appropriate limits on mobile deposits and Zelle® access
- Access to Zogo financial education app
- Option to remove joint account holder at age 182
1. During each statement period, the fee for the first four ATM transactions charged by ATMs not owned by Clearview will be reimbursed to the account.
2. Account holders under the age of 18 will require a joint owner, who is a parent, guardian, or immediate relative (parent, sibling, grandparent).