Youth Savings Accounts

"Opening a youth savings account for my child is a meaningful way to introduce them to smart financial habits."
Apply for Start Savings Apply for Next Step Savings

Promotional savings rate
 

No monthly fees or minimum balance requirements

Children under 18 receive a free gift when opening in a financial center

Your child’s first step to financial success.

Start Savings account (ages 0-17)

The Start Savings account is more than just a place to keep money – it's a foundation for financial learning and growth. This youth savings account, designed for members under 18 years old, combines powerful earning potential with educational tools that make saving both rewarding and fun.

  • We'll cover the $10 opening deposit that establishes membership1
  • Earn 10x our regular savings rate on the first $1,000, helping your child's money grow faster
  • Access modern digital tools, including our Goal Builder feature to help track savings progress
  • Get a $5 birthday bonus2 into this account annually, plus monthly chances to win $25 when depositing or transferring $25 or more in a given month3
  • Access to Zogo, our financial education app that makes learning about money fun
  • Joint ownership with a parent, guardian, or immediate relative ensures guidance and support
Once your child turns 18 and and begins (or continues) their journey into adulthood, they can graduate to our Next Step Savings account and continue their strong financial habits no matter where their next life adventure takes them.

Next Step Savings account (ages 18-25)

  • If you weren't automatically migrated from the Start Savings account, we'll cover the $10 opening deposit that establishes membership
  • Earn 10x our regular savings rate on the first $2,000, maximizing your saving potential
  • Option to remove joint account holder while maintaining all account benefits
  • Continued access to Zogo and Goal Builder
  • Annual $5 birthday bonus2 and monthly opportunities to win $25 bonus rewards3

Monthly youth savings account challenge

Each month you transfer or deposit $25 or more into a youth savings account, you're entered for a chance to win a $25 bonus3 – because every step toward saving deserves to be celebrated.

1. Clearview will fund the $10 par value for eligible new members opening an Start Savings or Next Step Savings account on a one-time basis per member. Account holders under the age of 18 will require a joint owner, who is a parent, guardian, or immediate relative (parent, sibling, grandparent).

2. Youth account holders with a Start Savings or Next Step Savings account will receive a $5 bonus on their birthday each year. The bonus will be deposited into the account by the end of the birth month. To be eligible, the account must be open and in good standing at the time of the birthday. Only one birthday bonus is awarded per account holder each year.

3. Each month, when a deposit of at least $25 or a transfer of at least $25 from another Clearview account is made to a Start Savings or Next Step Savings account, the account holder is automatically entered into a sweepstakes for a chance to win a $25 bonus. One winner will be selected at random each month. The winner will be notified and the $25 bonus will be deposited into their Start Savings or Next Step Savings account. The account must be open and in good standing to qualify for entry and to receive the prize.

General Conditions:

  • Only one entry per account per month is permitted for the sweepstakes.
  • Bonuses and sweepstakes prizes may be subject to applicable taxes.
  • Clearview reserves the right to modify or discontinue these offers at any time without prior notice.
  • Other terms and conditions may apply. For full details, please contact Clearview.

Experience clearly different banking.

Nationwide Access

23 locations in southwest PA, 5,000+ co-op shared branches, and 80,000+ free ATMs nationwide

Digital Banking

Manage your accounts anytime from your computer or our banking app

ClickSWITCH

Move direct deposits and automatic payments to your Clearview account with a few clicks

Clearview Live®

Bank face-to-face with our staff from a phone, computer, or our VTMs

Goal Builder

Set, track, and achieve your savings goals with the ultimate savings tool.

Card Defense®

Get real-time control of your debit or credit cards from your phone with our Card Defense® app

Money Management

See your complete financial picture with our award-winning budgeting tool

Zogo

Boost your financial literacy game and earn gift cards to your favorite retailers with the Zogo app

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Victor, Member since 2014