Money Management

The data available may not always indicate that account has been closed which causes paid-off loans or unused accounts to still appear.

You may choose to hide an account that you don’t want displayed.  This account will then appear grayed out at the bottom of your list of accounts.

Duplicate accounts may appear when existing account connections are altered, such as when a financial institution changes the way they name accounts in their system or when a lost or stolen credit card is replaced. When the account is relayed under a different name or identity than in the past, it’s created as a new account. This type of duplication can be fixed by merging the account.

Recent transactions (i.e., transactions less than about four days old) may not show up in your transaction list. It may take several days for some transactions to be imported or to move from pending to posted.

If you just started using Money Management, you might not see all your transactions as we only pull in the last 90-days of your transaction history during your first login.

If it’s been more than 30-days since your logged in, some transactions may not show up.  Our recommendation is to use Money Management at least that often.  After you first set things up, Money Management generally only pulls in between 30 and 45 days of your transaction history each time you log in.

Pending transactions may appear on your account, but they have not been fully posted or confirmed by Clearview.  They are visible at the top of the transaction list in italics.

Pending transactions are editable, but any changes you make will not be saved when the transaction moves from pending to posted.

The date, description, or even the amount of a pending transaction may change when it fully posts.

If you can’t find a category and you’re sure you’ve spent money on it, check the “Other” group, which is colored gray. Money Management’s goal is to give you a quick, easy-to-understand view of your overall spending so we place any spending category that represents less than 3% of your total spending in the “Other” group.​

Money Management supports more than 100 default categories. You can create as many subcategories as you like, but you are not able to create any new top-level categories.

• Select your desired budget to bring up the budget details window.
• Select “Transactions” to bring up a list of transactions in that category for the current month.

Money Management supports savings, debt payoff, and retirement goals.

With the manage goals feature, you can adjust the priority among your goals and change the size of your monthly contribution to the highest-priority goal.

Your monthly contribution, which is the amount of money you plan to allocate each month to an overall goal type, will be applied to whatever goal has the highest priority. When that goal is achieved, the contribution will be applied to the goal with the second-highest priority and so on.

Our recommendation is to start by setting up an emergency savings goal.

Saving $1,000 in an emergency-only account is a good start, but working towards 3-6 months of living expenses is even better.

A savings goal can only be tied to one account.  In order to have multiple savings goals, you’ll need to have multiple savings accounts.

For each savings goal, you designate the purpose for the goal (emergency fund, automobile, college, home, recreation, vacation, electronic, or other). Savings goals appear on the goals page with a green circle above the date when the goal is expected to be achieved.

If you’ve already connected a debt account to Money Management, goals will automatically pull in the information it needs to create a debt goal (including balance, APR, and minimum payments).

Goals use your minimum payment information to automatically calculate the date the debt will be repaid, but you can add more to your contribution to pay things off sooner. Debt payoff goals appear on the goals page with a blue circle above the date when the goal is expected to be achieved.

Cash events are recurring or one-time income or expenses that affect your future cash flow.

Money Management alerts are notifications that can help you stay on track by keeping you notified of important events in your finances.

Money Management alerts are only sent to verified email addresses and/or mobile phone numbers.

Money Management notifications will be sent nightly with budget alerts grouped into one email and all other alerts sent via separate emails.

No, Money Management alerts are separate from the alerts and notifications that can be set up within digital banking.  The email address and/or mobile phone number must be verified within the Money Management option.