Everything you need to know about our Absolute Checking® account.
Checking accounts are essential to everybody’s financial well-being. They're an easy way to manage your money, pay your bills, and seamlessly make daily purchases.
Not all accounts are the same, however. Whatever you need for your financial situation, Clearview has a solution for you!
Are you looking for an account that truly stands out? Our premium checking account, Absolute Checking®, is a great option that offers you absolutely everything you need to manage your finances plus perks you wouldn't expect.
Why do I need a premium checking account?
We built Absolute Checking® to protect the money you've worked hard to grow and to reward you along the way. Here are some of the highlights:
- Identity theft monitoring and resolution services for you and eligible family members
- Pay your phone bill with your Absolute Checking® account and receive up to $600 in replacement or repair costs if your phone is stolen or damaged.
- Money-saving travel and leisure discounts from thousands of local and national retailers, health savings discounts, and access to exclusive offers and discounts at thousands of online retailers.
- Take advantage of an interest rate discount on certain loans.
- Contactless debit card and digital banking access
Absolute Checking® has a $6 monthly service fee, but that fee can be avoided by meeting one of the following requirements:
- Maintain a $10,000 combined deposit balance.
- Maintain a $20,000 combined balance of deposits and loans.
- Receive $5,000 or more in total direct deposits each month.
For Absolute Checking® members age 25 or younger, the monthly service fee is $3, and it can also be waived in the same ways.
Here's the part we love sharing! When you add up everything Absolute Checking® brings to the table, the numbers speak for themselves. You pay just $6 a month, and in return, you unlock an estimated $52 a month in real, everyday value.
That's protection, discounts, rewards, and financial features all working together for you!
What does identity theft monitoring and resolution services entail?
This exclusive Absolute Checking® perk covers you and your joint account owners, giving you peace of mind every step of the way. Here's what's included:
- Single bureau credit file monitoring – Includes monitoring your TransUnion credit report daily and sends you automatic alerts when something important changes, so you're never caught off guard.
- Identity monitoring – Scanning of more than 1,000 databases and public records each month to catch suspicious activity, including credit header information, phone records, and United States Postal Service records. If your monthly scan returns a high-risk score, you'll be notified right away.
- Credit report – You can request a single bureau credit report every six months, or whenever you open an identity theft resolution case.
- Credit score – Check your single bureau credit score once a month, whenever you want a quick snapshot of where you stand.
- Credit score tracker – Track how your credit score moves over time and gain the insight you need to make confident financial decisions.
- Up to $10,000 in identity theft expense reimbursement coverage – If your identity is compromised, this coverage helps take care of the costs involved in restoring it.
- Fully managed identity theft resolution services – A dedicated fraud specialist handles your case from start to finish, staying by your side until your identity is fully restored.
- Debit and credit card registration – Register your credit, debit, and ATM cards in one place. If they're ever lost or stolen, one toll-free call is all it takes to cancel and request replacements.
What do I need to open an Absolute Checking® account?
We’ve got you covered! While Absolute Checking® is where you'll get the most bang for your buck, we have different solutions to fit every lifestyle. Our Basic Checking keeps things simple with no minimum balance requirements and no monthly fees.
Here’s what you need to open an account:
- Government issued ID, drivers license, state ID, or passport with current address
- Current physical and mailing address
- Social security number
- Date of birth
- Way to fund the account, which can include:
- Debit or credit card
- Transfer from a different financial institution
- Transfer from another Clearview account
How can I apply?
We've made opening your account refreshingly simple. When you're ready to get started, our online application gives you a fast, secure, and stress-free way to apply, all from your phone or laptop in just a few minutes.
Here's the best part! Once you're a member, you're part of the Clearview community. We're here to support you at every step, from your first deposit to your next big financial goal. You expect more from your financial partner, and that's exactly what we're committed to giving you. If you're a member, you already know what we're all about!
So that's everything you need to know about Absolute Checking®. When you're ready, we're ready, too. Apply online today, and let's build a brighter financial future together.
