Business Money Market

“I want to manage today’s cash so I’m ready for tomorrow’s opportunities.”
Become a member
  • Competitive rates
  • Easy access to funds
  • Digital banking access

Make your hard-earned capital work harder for you.

Running a business takes dedication, resilience, and a community of support behind you. We believe your excess cash should be an active participant in your company’s growth. Our business money market account offers you the perfect balance of security, liquidity, and higher earning potential, giving you the confidence to manage your cash flow effectively.

When we empower local businesses with the right financial tools, our entire community thrives. Whether you’re saving for a future expansion, tax payments, or simply building a safety net, we’re here to help you maximize every dollar.

Boost your savings with a business money market account

  • Tiered interest rates based on deposit amount
  • Flexible access with six electronic withdrawals or transfer per month
  • Unlimited in-person transactions

Why choose a business money market account?

  • Cash management strategies for small and mid-sized businesses

    Effective cash management helps small and mid-sized businesses maintain liquidity while earning a return on idle funds. A business money market account can support this strategy by offering competitive interest rates with easy access to cash, allowing businesses to separate operating funds from longer-term reserves. By allocating excess cash into a money market account, businesses can improve cash flow visibility, reduce the temptation to overspend, and put short-term balances to work without sacrificing flexibility.

    View business rates

  • Using a business money market account for operating reserves

    A business money market account is well suited for holding operating reserves that are not needed for daily transactions but must remain accessible. These reserves can help businesses manage seasonal fluctuations, unexpected expenses, or short-term opportunities while earning interest. Keeping operating reserves in a money market account provides a balance between liquidity and growth, ensuring funds are available when needed without sitting idle in a low-yield account.

    Learn about business savings

  • Using a business money market account for tax and payroll set-asides

    Many businesses use a business money market account to set aside funds for predictable obligations such as taxes and payroll. Separating these funds from day-to-day operating accounts can simplify budgeting and reduce the risk of spending money earmarked for critical expenses. A money market account allows these set-aside funds to earn interest while remaining readily available for scheduled payments, supporting both financial discipline and cash flow planning.

    Payments and payroll solutions

Business money markets FAQs

  • While both accounts offer a safe place to store funds, a business money market account typically offers higher interest rates closer to those of a savings certificate, but with the added benefit of liquidity. It allows you to write checks or use a debit card, which most standard savings accounts do not offer.

  • Federal regulations limit certain types of withdrawals (like online transfers or checks) to six per month. However, we want to ensure you have access to your funds when you really need them. That’s why any withdrawal you make in person at one of our financial centers, or via an ATM, does not count toward this limit.

  • Absolutely. We believe in giving you the tools to manage your finances on your schedule. You can view balances, transfer funds, and monitor your interest earnings 24/7 through our secure digital banking platform.