Business Checking Accounts
All our accounts can do the job. Pick one out and put it to work.
When they go to hire, a corner coffee shop, a small law firm, and a major Pittsburgh tech company aren't all looking for the same employee skill set. So with their unique needs, why would they all want the same kind of checking account? At Clearview, we offer a range of business accounts, all designed with money-saving features, free digital banking tools, and other convenient solutions that make daily operations more efficient.
- Low or zero monthly fees
- Free Online Banking and Mobile Banking
- Free ATM and debit cards
- Free transactions at Clearview ATMs
- Dividend-earning account options
Basic Business Checking
Our Basic Business Checking account is ideal for the small business owner. It holds down costs with no monthly fee, no minimum balance requirement, and 300 free transactions each month.
| Basic Business Checking Account Services | Service Description |
|---|---|
| Monthly Fee | None |
|
Minimum Balance Required |
None |
|
Earns Dividends |
No |
|
Package of Services |
300 Items* |
|
Excess Services Fee |
$0.25 per Item |
|
ATM Transactions |
Clearview ATMs are free. Non-Clearview ATMs: first 8 are free, then $2 each** |
|
Rolled Coin Purchased |
$0.05 per Roll |
|
Canvas Night Bags Processed |
$1.00 per Bag |
|
Disposable Night Bags Processed |
$0.50 per Bag |
|
Add Business Sweep |
$20.00 per Month |
Business Dividend Checking
If you're a non-profit or a sole proprietor, you'll enjoy all of the features and benefits of our Basic Business Checking. Plus, you'll earn dividends monthly on the account balance.
| Business Dividend Checking Account Services | Service Description |
|---|---|
|
Monthly Fee |
None |
|
Minimum Balance Required |
None |
|
Earns Dividends |
Yes |
|
Package of Services |
300 Items* |
|
Excess Services Fee |
$0.25 per Item |
|
ATM Transactions |
Clearview ATMs are free. Non-Clearview ATMs: first 8 are free, then $2 each** |
|
Rolled Coin Purchased |
$0.05 per Roll |
|
Canvas Night Bags Processed |
$1.00 per Bag |
|
Disposable Night Bags Processed |
$0.50 per Bag |
|
Earnings Credit |
No |
Business Checking Plus
Business Checking Plus is designed for busier operations. There's a small monthly fee, but it allows you to make 500 transactions before incurring additional costs.
| Business Checking Plus Account Services | Service Description |
|---|---|
|
Monthly Fee |
$10.00 |
|
Minimum Balance Required |
None |
|
Earns Dividends |
No |
|
Package of Services |
500 Items* |
|
Excess Services Fee |
$0.25 per Item |
|
ATM Transactions |
Clearview ATMs are free. Non-Clearview ATMs: first 8 are free, then $2 each** |
|
Rolled Coin Purchased |
$0.05 per roll |
|
Canvas Night Bags Processed |
$1.00 per bag |
|
Disposable Night Bags Processed |
$0.50 per bag |
|
Earnings Credit |
No |
|
Add Business Sweep |
$20.00 per month |
Business Dividend Checking Plus
If you're a non-profit or a sole proprietor, you can enjoy all of the benefits of Business Checking Plus and also earn dividends monthly on your account balance.
| Business Dividend Checking Plus Account Services | Service Description |
|---|---|
|
Monthly Fee |
$10.00 |
|
Minimum Balance Required |
None |
|
Earns Dividends |
Yes |
|
Package of Services |
500 Items* |
|
Excess Services Fee |
$0.25 per Item |
|
ATM Transactions |
Clearview ATMs are free. Non-Clearview ATMs: first 8 are free, then $2 each** |
|
Rolled Coin Purchased |
$0.05 per Roll |
|
Canvas Night Bags Processed |
$1.00 per Bag |
|
Disposable Night Bags Processed |
$0.50 per Bag |
|
Earnings Credit |
No |
Business Money Market Account
Our Business Money Market account can maximize your business cash flow. The account is tiered to allow you to earn higher dividends as your balances increase. You can make six transactions per month using Online Banking, telephone banking, check draft, or debit card. (Transactions at Clearview locations do not count toward the monthly limit.)
| Account | Average Daily Balance Required for Dividend | Money Market Tier Balances | Savings Rate | Savings APY |
|---|---|---|---|---|
| Money Market Tier 1 | $1,000 | $1,000 - $9,999 | 0.995% | 1.00% |
| Money Market Tier 2 | $1,000 | $10,000 - $24,999 | 1.245% | 1.25% |
| Money Market Tier 3 | $1,000 | $25,000 - $49,999 | 1.490% | 1.50% |
| Money Market Tier 4 | $1,000 | $50,000 - $99,999 | 2.230% | 2.25% |
| Money Market Tier 5 | $1,000 | $100,000+ | 3.445% | 3.50% |
Interest on Lawyers' Trust Accounts
IOLTAs allow lawyers and law firms to deposit clients' funds into this dividend-bearing account. State regulations require that dividends earned be forwarded to the state IOLTA fund. These funds will be transferred to the state to be used for representation for the indigent.
| IOLTA Account Services | Service Description |
|---|---|
| Monthly Fee | None |
| Minimum Balance Required | None |
| Earns Dividends | Yes |
Ready to open an account?
Our business account checklist will help you gather the documents you’ll need to open a business account based on your business type.View checklist
- Low monthly fees
- Free Online and Mobile Banking
- Accounts designed for different businesses
Basic Business Checking
* Items include ATM and over-the-counter deposits, cash deposited and furnished, checks deposited and paid.
** Clearview FCU has no control over any fees other financial institutions may charge for use of their ATMs. Participating network ATMs do not charge an additional surcharge. We belong to the CU HERE, CO-OP Network, Allpoint, and CU$ non-surcharging networks. Usage of network ATMs counts toward the limit of transactions at non-Clearview ATMs.
A minimal charge applies for check reorders.
Business Dividend Checking
* Items include ATM and over-the-counter deposits, cash deposited and furnished, checks deposited and paid.
** Clearview FCU has no control over any fees other financial institutions may charge for use of their ATMs. Participating network ATMs do not charge an additional surcharge. We belong to the CU HERE, CO-OP Network, Allpoint, and CU$ non-surcharging networks. Usage of network ATMs counts toward the limit of transactions at non-Clearview ATMs.
Business Checking Plus
* Items include ATM and over-the-counter deposits, cash deposited and furnished, checks deposited and paid.
** Clearview FCU has no control over any fees other financial institutions may charge for use of their ATMs. Participating network ATMs do not charge an additional surcharge. We belong to the CU HERE, CO-OP Network, Allpoint, and CU$ non-surcharging networks. Usage of network ATMs counts toward the limit of transactions at non-Clearview ATMs.
Business Dividend Checking Plus
* Items include ATM and over-the-counter deposits, cash deposited and furnished, checks deposited and paid.
** Clearview FCU has no control over any fees other financial institutions may charge for use of their ATMs. Participating network ATMs do not charge an additional surcharge. We belong to the CU24/CU HERE, CO-OP Network, Allpoint, and CU$ non-surcharging networks. Usage of network ATMs counts toward the limit of transactions at Non-Clearview ATMs.
Business Money Market
* APY = Annual Percentage Yield. Rates and yields are in effect as of May 1, 2019. For a copy of the current rates or disclosures, contact Clearview at 1-800-926-0003 ext. 23659.
