Business Rates

"The key to business success? It's always looking for new ways to make money and cut expenses." 
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We're not trying to turn a profit, but you are.


As a not-for-profit credit union, Clearview funnels much of our annual revenue back to our members in the form of higher dividend rates and lower loan rates. For businesses across the Pittsburgh area, this can mean increased earnings, reduced costs, and some extra points on your profit margin.

Checking Rates

Checking account rates effective as of April 1, 2024.
Account Rate Annual Percentage Yield (APY)
Basic Business Checking 0.00% 0.00%
Business Dividend Checking 0.020% 0.02%
Business Checking Plus 0.00% 0.00%
Business Dividend Checking Plus 0.050% 0.05%
Business Analysis Checking 0.000% 0.000%
IOLTA 2.550% 2.58%

Savings and Money Market Rates

Savings and money market rates effective as of April 1, 2024.
Account Minimum Deposit Average Daily Balance Required for Dividend Money Market Tier Balances Savings Rate Savings APY
Membership Savings $10 $100 n/a 0.050% 0.05%
Money Market Tier 1 $0 $1,000 $1,000 - $9,999 0.995% 1.00%
Money Market Tier 2 $0 $1,000 $10,000 - $24,999 1.245% 1.25%
Money Market Tier 3 $0 $1,000 $25,000 - $49,999 1.490% 1.50%
Money Market Tier 4 $0 $1,000 $50,000 - $99,999 2.475% 2.50%
Money Market Tier 5 $0 $1,000 $100,000 + 3.930% 4.00%

Certificate Rates

Certificate rates effective as of April 17, 2024.
Jumbo Certificates are available at various rates and terms.
Certificate Type Months Minimum Deposit Savings Rate Savings APY
Business Certificate* 7 Month $1,000 4.950% 5.00%
Business Certificate* 11 Month $1,000 4.670% 4.75%
Business Certificate* 13 Month $1,000 4.430% 4.50%
Business Certificate 3 Months $500 0.350% 0.35%
Business Certificate 6 Months $500 1.000% 1.00%
Business Certificate 12 Months $1,000 2.235% 2.25%
Business Certificate 18 Months $1,000 2.480% 2.50%
Business Certificate 24 Months $1,000 2.480% 2.50%
Business Certificate 30 Months $1,000 2.480% 2.50%
Business Certificate 36 Months $1,000 2.480% 2.50%
Business Certificate 48 Months $1,000 2.480% 2.50%
Business Certificate 60 Months $1,000 1.985% 2.00%

Sweep Account Rates

Sweep account rates effective as of April 1, 2024.
Average Daily Balance Rate APY*
$0 - $9,999 0.150% 0.15%
$10,000 - $24,999 0.150% 0.15%
$25,000 - $49,999 0.150% 0.15%
$50,000 - $74,999 0.150% 0.15%
$75,000 - $99,999 0.150% 0.15%
$100,000 and over 0.150% 0.15%
Business Platinum Mastercard® Disclosure Summary*
Annual Percentage Rate (APR) for Purchases Prime + 3.99% APR1
Other APRs Balance Transfer - Prime + 3.99% APR2 Cash Advance - Prime + 3.99% APR2
Variable Rate Information All APRs may vary. They are determined by adding the following margin to the Prime Rate: 3.99% for Purchases, Balance Transfers and Cash Advances.
Grace Period for Repayment of Balances for Purchases 25 Days
Annual Fees None
Cash Advance Fees 3.00%3
Method of Computing the Balance for Purchases Average Daily Balance including new purchases
Late Payment Fee $294
Over Credit Limit Fee $29
Foreign Transaction Fee Including Purchases, Cash Advances and Credits 2% of the transaction amount in US dollars
Other Information*
Return Check Fee $25
Collection Fee/Disclosure Attorney’s Fee plus court costs or any reasonable collection fees as shown in our Credit Card Agreement. A copy of this Agreement will be forwarded upon approval of the accounts.
Copying Fee $2 per request
Research Fee 25 Days
Annual Fees $20 per hour

Certificate Accounts:

* APY = Annual Percentage Yield. APY offer is effective beginning February 13, 2024, and is subject to change without notice. Minimum $1,000 opening balance required. Offer valid for Business Certificates, Consumer Certificates, and Traditional IRA Certificates only. Subject to penalty for early withdrawal. Membership with Clearview is required to take advantage of this offer. Insured by NCUA.

After 7-month certificate matures, the certificate will automatically renew at the then-current 6-month certificate rate unless you indicate otherwise.

After 11-month certificate matures, the certificate will automatically renew at the then-current 12-month certificate rate unless you indicate otherwise.

After 13-month certificate matures, the certificate will automatically renew at the then-current 12-month certificate rate unless you indicate otherwise.

Credit Card:

1. APR = Annual Percentage Rate. The index to determine the APR will be the Prime Rate found in the Money Rate Section of the “Wall Street Journal” in effect on the last day of the month. Changes in the index will cause changes in the APR on the first day of the billing cycle immediately following any such change in the index. All rates are subject to change.

2. APR = Annual Percentage Rate. The index to determine the APR will be the Prime Rate found in the Money Rate Section of the “Wall Street Journal” in effect on the last day of the month. Changes in the index will cause changes in the APR on the first day of the billing cycle immediately following any such change in the index. All rates are subject to change. All cash advances and balance transfers will accrue interest from the day the advance or transfer was made.

3. 3.00% of each advance (no minimum).

4 $29 for each payment that is 1 or more days late.

* The information about the costs of the cards described in this application is accurate as of dates shown. This information may have changed after that date. To find out what may have changed call us at 1-800-926-0003.

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“Clearview takes the time to understand the customer at a human level instead of as numbers on a paper.” William, Member since 2016
Learn More- Go to membership page
Learn More- Go to membership page
They always answer the phone positively, they provide impeccable service and help you out in anyway they can. Barry, Member since 1984
Become a member- Become a member
Become a member- Become a member
The loan process is fast and efficient. Clearview has saved me significant money on my home equity loan and credit card. Jonathan, Member since 2019
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Apply today- Apply for a loan