Deposit Account Rates

"I feel like my savings efforts have really paid off since I'm earning such nice dividends on all my accounts."
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It's a team effort: you build up your balance and we'll add a good bit more.

Pittsburgh has a reputation as a blue-collar town where people in all professions work hard for every dollar. At Clearview, we try to stretch your earnings even further by paying competitive rates on our savings, money market, and savings certificate accounts.  

Checking Account Rates

Checking account rates effective as of February 1, 2025.
Account Rate Annual Percentage Yield (APY)
Absolute Checking 0.05% 0.05%
Simple Checking 0.02% 0.02%
Basic Checking 0.00% 0.00%
Smart Spending 0.00% 0.00%

Savings Account Rates

Savings account rates effective as of February 1, 2025.
Account Minimum Opening Deposit Minimum Balance to Earn Stated APY Dividend Rate Annual Percentage Yield (APY)
Savings $10 $100 0.05% 0.05%
Member's Choice $0 $100 0.05% 0.05%
Christmas or Vacation Club $0 $100 0.05% 0.05%
IRA Savings $0 $100 0.15% 0.15%

Youth Savings Account Rates

Youth savings account rates effective as of February 1, 2025.
Account Minimum Opening Deposit Minimum Balance to Earn Stated APY Youth Savings Account Tier Balances Dividend Rate Annual Percentage Yield (APY)
Start Savings Tier 1 $10 $0 $0.00 - $1,000.00 0.50% 0.50%
Start Savings Tier 2 $10 $0 $1,000.01 and over 0.05% 0.05%
Next Step Savings Tier 1 $10 $0 $0.00 - $2,000.00 0.50% 0.50%
Next Step Savings Tier 2 $10 $0 $2,000.01 and over 0.05% 0.05%

Relationship Money Market Rates

Relationship money market rates effective as of February 1, 2025.
Account Minimum Opening Deposit Minimum Balance to Earn Stated APY Money Market Tier Balances Dividend Rate Annual Percentage Yield (APY)
Relationship Money Market Tier 1* $0 $1,000 $1,000 - $9,999 3.69% 3.75%
Relationship Money Market Tier 2* $0 $1,000 $10,000 - $24,999 3.69% 3.75%
Relationship Money Market Tier 3* $0 $1,000 $25,000 - $49,999 3.69% 3.75%
Relationship Money Market Tier 4* $0 $1,000 $50,000 - $99,999 3.69% 3.75%
Relationship Money Market Tier 5* $0 $1,000 $100,000 and over 3.69% 3.75%
 

Clearview Money Market Rates

Clearview money market rates effective as of February 1, 2025.

Account Minimum Opening Deposit Minimum Balance to Earn Stated APY Money Market Tier Balances Dividend Rate Annual Percentage Yield (APY)
Money Market Tier 1* $0 $1,000 $1,000 - $9,999 0.05% 0.05%
Money Market Tier 2* $0 $1,000 $10,000 - $24,999 0.10% 0.10%
Money Market Tier 3* $0 $1,000 $25,000 - $49,999 0.10% 0.10%
Money Market Tier 4* $0 $1,000 $50,000 - $99,999 0.10% 0.10%
Money Market Tier 5* $0 $1,000 $100,000 and over 0.12% 0.12%

Certificate Rates

Certificate rates effective as of February 1, 2025.
Certificate Type Months Minimum Opening Deposit Dividend Rate Annual Percentage Yield (APY)
Savings Certificate* 7 month $1,000 3.97% 4.00%
Savings Certificate* 11 month $1,000 3.70% 3.75%
Savings Certificate** 3 month $500 0.35% 0.35%
Savings Certificate** 6 month $500 1.00% 1.00%
Savings Certificate** 12 month $1,000 2.24% 2.25%
Savings Certificate** 18 month $1,000 2.48% 2.50%
Savings Certificate** 24 month $1,000 2.48% 2.50%
Savings Certificate** 30 month $1,000 2.48% 2.50%
Savings Certificate** 36 month $1,000 2.48% 2.50%
Savings Certificate** 48 month $1,000 2.48% 2.50%
Savings Certificate** 60 month $1,000 1.99% 2.00%
Flex Savings Certificate 12 month $100 2.33% 2.35%
IRA Certificate* 7 month $1000 3.97% 4.00%
IRA Certificate* 11 month $1000 3.70% 3.75%
IRA Certificate* 3 month $500 0.35% 0.35%
IRA Certificate* 6 month $500 1.00% 1.00%
IRA Certificate* 12 month $1,000 2.24% 2.25%
IRA Certificate* 18 month $1,000 2.48% 2.50%
IRA Certificate* 24 month $1,000 2.48% 2.50%
IRA Certificate* 30 month $1,000 2.48% 2.50%
IRA Certificate* 36 month $1,000 2.48% 2.50%
IRA Certificate* 48 month $1,000 2.48% 2.50%
IRA Certificate* 60 month $1,000 1.99% 2.00%
 

Jumbo Certificate Rates

Jumbo certificate rates effective as of February 1, 2025.

Certificate Type Months Minimum Opening Deposit Dividend Rate Savings APY
Certificate Type Months Minimum Opening Deposit Dividend Rate Annual Percentage Yield (APY)
Jumbo Savings Certificate* 7 month $100,000 3.97% 4.00%
Jumbo Savings Certificate* 11 month $100,000 3.70% 3.75%
Jumbo Savings Certificate** 3 month $100,000 0.35% 0.35%
Jumbo Savings Certificate** 6 month $100,000 1.00% 1.00%
Jumbo Savings Certificate** 12 month $100,000 2.24% 2.25%
Jumbo Savings Certificate** 18 month $100,000 2.48% 2.50%
Jumbo Savings Certificate** 24 month $100,000 2.48% 2.50%
Jumbo Savings Certificate** 30 month $100,000 2.48% 2.50%
Jumbo Savings Certificate** 36 month $100,000 2.48% 2.50%
Jumbo Savings Certificate** 48 month $100,000 2.48% 2.50%
Jumbo Savings Certificate** 60 month $100,000 1.99% 2.00%
Jumbo IRA Certificate* 7 month $100,000 3.97% 4.00%
Jumbo IRA Certificate* 11 month $100,000 3.70% 3.75%
Jumbo IRA Certificate** 3 month $100,000 0.35% 0.35%
Jumbo IRA Certificate*​​​​​​​* 6 month $100,000 1.00% 1.00%
Jumbo IRA Certificate** 12 month $100,000 2.24% 2.25%
Jumbo IRA Certificate** 18 month $100,000 2.48% 2.50%
Jumbo IRA Certificate*​​​​​​​* 24 month $100,000 2.48% 2.50%
Jumbo IRA Certificate*​​​​​​​* 30 month $100,000 2.48% 2.50%
Jumbo IRA Certificate*​​​​​​​* 36 month $100,000 2.48% 2.50%
Jumbo IRA Certificate*​​​​​​​* 48 month $100,000 2.48% 2.50%
Jumbo IRA Certificate**​​​​​​​ 60 month $100,000 1.99% 2.00%
All rates subject to change with out notice. Fees may reduce earnings on your account. 

Youth Savings Account

Start Savings accounts are only available to members under the age of 18. Next Step Savings are only available to members ages 18-25. Account holders under the age of 18 will require a joint owner, who is a parent, guardian, or immediate relative (parent, sibling, grandparent)


Relationship Money Market:

* In order to earn the Relationship Money Market stated APY, you must have an active Absolute Checking® account and maintain a $1,000 average daily balance in your Relationship Money Market Account AND one of the following: more than $5,000 in qualifying direct deposits per month to your Absolute Checking® account; OR you must make eight qualifying Point of Sale, PIN, or Signature based Clearview debit card transactions per month from your Absolute Checking® account; OR you must make eight qualifying Clearview credit card transactions during the cycle date that ends during the month. If you do not meet the relationship criteria, your deposits will earn the stated APY for the Clearview Money Market. In order to avoid a monthly service fee of $10.00 per month, you must either maintain an average daily balance of at least $5,000 in your Relationship Money Market account, OR maintain an average daily balance of at least $20,000 in combined deposits in your member account.

Clearview Money Market:

* You must maintain an average daily balance of at least $1,000 in your Money Market account to earn the stated APY. In order to avoid a monthly service fee of $7.50 per month, you must maintain an average daily balance of at least $1,000 in your Clearview Money Market account.

Savings Certificates:

* APY = Annual Percentage Yield. APY offer is effective beginning February 1, 2024, and is subject to change without notice. Minimum $1,000 opening balance required. Offer valid for Business Certificates, Consumer Certificates, and Traditional IRA Certificates only. Subject to penalty for early withdrawal. Membership with Clearview is required to take advantage of this offer. Insured by NCUA.

After 7-month certificate matures, the certificate will automatically renew at the then-current 6-month certificate rate unless you indicate otherwise.

After 11-month certificate matures, the certificate will automatically renew at the then-current 12-month certificate rate unless you indicate otherwise.

** Saving Certificate APYs quoted are for dividends paid and compounded quarterly except for terms under 12 months, which are compounded at maturity. There is a penalty for early withdrawal.

IRA Certificates:

* IRA Certificate APYs quoted are for dividends paid and compounded to the certificate quarterly, except for terms under 12 months, which are compounded at maturity and credited back to the Certificate. You can have the dividend on a Traditional IRA paid monthly into any savings account or by check if you are over the age of 59 1/2. There is a penalty for early withdrawal.

Jumbo Certificates:

* APY = Annual Percentage Yield. APY offer is effective beginning February 1, 2025, and is subject to change without notice. Minimum $100,000 opening balance required. Offer valid for Business Certificates, Consumer Certificates, and Traditional IRA Certificates only. Subject to penalty for early withdrawal. Membership with Clearview is required to take advantage of this offer. Insured by NCUA.

After 7-month certificate matures, the certificate will automatically renew at the then-current 6-month certificate rate unless you indicate otherwise.

After 11-month certificate matures, the certificate will automatically renew at the then-current 12-month certificate rate unless you indicate otherwise.

** Saving Certificate APYs quoted are for dividends paid and compounded quarterly except for terms under 12 months, which are compounded at maturity. There is a penalty for early withdrawal. Minimum $100,000 opening balance required. 

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