Credit Card Rates

"When you get a card with rates this low, it's almost like you're getting a sale price on everything."
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Our Mastercard options make life a little more affordable.

These days, many credit cards tout their rewards programs. Others talk about their fraud-fighting services. Those are both really important- and both are a given for our credit cards. But at Clearview, we believe one of the best features of our credit cards is that they hold the line on interest charges for our Pittsburgh-area friends.

Credit Card Rates

See the table below for important disclosures and information for our credit card options.

Rates are effective as of January 1, 2024.

Interest Rates & Interest Charges

Interest Rates Premium World® Mastercard® (Variable Rate) Platinum Mastercard® (Variable Rate)
Annual Percentage Rate(APR) for Purchases, Cash Advances and Balance Transfers 18.00% APR1
This APR will vary with the market based on the Prime Rate and is based on your creditworthiness.
12.24% - 18.00% APR1
This APR will vary with the market based on the Prime Rate and is based on your creditworthiness.
Penalty APR None
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at
Fees Premium World® Mastercard® (Variable Rate) Platinum Mastercard® (Variable Rate)
Annual Fee None None
Balance Transfer None None
Cash Advance 3% of the amount of each cash advance made at Financial Institutions & ATMs 3% of the amount of each cash advance made at Financial Institutions & ATMs
Foreign Transaction including Purchases
Cash Advances & Credits
  • 2% of the transaction amount in US Dollars
  • 2% of each U.S. Dollar transaction that occurs in a foreign country
Late Payment Up to $35 for each payment that is one (1) or more days late Up to $35 for each payment that is one (1) or more days late
Returned Payment Up to $35 Up to $35

Variable Rate Information: All APRs may vary. Your APR is determined by adding a margin to the Prime Rate (as published in the Money Rates section of the Wall Street Journal on the last business day of the month) on all purchases, cash advances, and balance transfers. This margin is determined by your creditworthiness. Rate may change based on a periodic review of your credit and/or changes to the Prime Rate.

​How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See your account agreement for details.

Balance Transfer Information: There is no grace period for balance transfers. If you transfer a balance and also make purchases, if you do not pay your entire balance in full at the end of the first billing cycle, you may lose your grace period for new purchases.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Military Rate Discount: If you are on or scheduled for active duty please contact us at 1-800-926-0003 for rate adjustment.

Please Note: The information about the costs of the cards described in this application is accurate as of January 1, 2024. This information may have changed after that date. To find out what may have changed, call us at 1-800-926-0003, visit our website at or write us at:
Clearview Federal Credit Union, Attn: Card Services, 8805 University Blvd., Moon Township, PA 15108.

Rates, Fees and Terms May Change: The account terms (including APR) are subject to change in accordance with your account agreement and applicable law.

1. APR = Annual Percentage Rate. Changes in the index will cause changes in the APR on the first day of the billing cycle immediately following any such change in the index. All cash advances and balance transfers will accrue interest from the day the advance or transfer is made.

A net purchase is the amount of a purchase, less any credits, returns, or adjustments. Some exclusions apply. Cash advances, balance transfers, statement or convenience checks, returns, finance charges, and foreign transaction currency charges do not qualify.

Clearview Business credit cards are excluded. Rate is subject to change without notice. Offer may be extended, modified, or discontinued at any time. All loan approvals are subject to normal underwriting guidelines. You must be at least 18 years old to apply.

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I am so glad I called Clearview. They have exceptional customer service and refinanced my car loan with very low rate and also offered me a credit card. I am loving being a member at Clearview. Carla, Member since 2020
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I'm very satisfied with everything at Clearview, from the tellers to the service. Dennis, member for 5+ years
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