• No minimum balance requirements or monthly service fees.

  • Joint ownership with a parent, guardian, or immediate relative with option to remove at 18

  • Access to Goal Builder to track savings progress and Zogo, our financial education app.

Help build lifelong financial confidence.

Our youth accounts offer the tools, guidance, and support young members need to confidently build strong saving habits and manage spending. With secure, educational, and even fun features, we're here to help every step of the way as they grow toward a bright financial future.

Smart Spending account (ages 13-25)

  • Unlimited free non-Clearview, in-network ATM transactions at over 80,000+ fee-free ATMs nationwide
  • 4 free non-Clearview, out-of-network ATM transactions per month$$Disclosure:Youth ATM$$ (you will see a charge and then a rebate on your account)
  • Age-appropriate limits on mobile deposits and Zelle® access
  • Separate debit cards for both teen and adult joint owner
  • Mobile deposit
Open Smart Spending

Start Savings account (ages 0-17)

  • We'll cover the $10 opening deposit that establishes membership
  • Earn 10x our regular savings rate on the first $1,000
  • Get a $5 birthday bonus
    into this account annually, plus monthly chances to win $25 when depositing or transferring $25 or more in a given month
  • Children under 18 receive a free gift when opening in a financial center
Open Start Savings

Next Step Savings account (ages 18-25)

  • If you weren't automatically migrated from the Start Savings account, we'll cover the $10 opening deposit that establishes membership
  • Earn 10x our regular savings rate on the first $2,000
  • Annual $5 birthday bonus4 and monthly opportunities to win $25 bonus rewards
Open Next Step Savings

Special offers for you

  • Earn as much as
    3.45 % APY

    Relationship Money Market

    Grow ahead

  • Earn as much as
    3.40 % APY

    5-Month Certificate Special

    Take a look

  • Get $100

    when you refer friends and family

    Refer today

Experience clearly different banking.

Our member benefits

When we say we want to help you build a better future – we’re not just talking. See how much our members benefit by being part of the Clearview family.