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Checking Account Rates

Checking rates effective as of April 01, 2026
Account Rate Annual Percentage Yield (APY)

Account

Absolute Checking®

Rate

0.05%

Annual Percentage Yield (APY)

0.05%

Account

Simple Checking

Rate

0.02%

Annual Percentage Yield (APY)

0.02%

Account

Basic Checking

Rate

0.00%

Annual Percentage Yield (APY)

0.00%

Account

Smart Spending

Rate

0.00%

Annual Percentage Yield (APY)

0.00%

Savings Rates

Savings rates effective as of April 01, 2026
Account Minimum Opening Deposit Minimum Balance to Earn Stated APY Dividend Rate Annual Percentage Yield (APY)

Account

Savings

Minimum Opening Deposit

$10

Minimum Balance to Earn Stated APY

$100

Dividend Rate

0.05%

Annual Percentage Yield (APY)

0.05%

Account

Member's Choice

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$100

Dividend Rate

0.05%

Annual Percentage Yield (APY)

0.05%

Account

Christmas or Vacation Club

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$100

Dividend Rate

0.05%

Annual Percentage Yield (APY)

0.05%

Account

IRA Savings

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$100

Dividend Rate

0.15%

Annual Percentage Yield (APY)

0.15%

Relationship Money Market Rates

Relationship money market rates effective as of March 01, 2026
Account Minimum Opening Deposit Minimum Balance to Earn Stated APY Money Market Tier Balances Dividend Rate Annual Percentage Yield (APY)

Account

Relationship Money Market Tier 1

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$1,000 - $1,999,999.99

Dividend Rate

3.40%

Annual Percentage Yield (APY)

3.45%

Account

Relationship Money Market Tier 2

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$2,000,000.00 and over

Dividend Rate

2.23%

Annual Percentage Yield (APY)

2.25%

Clearview Money Market Rates

Clearview money market rates effective as of April 01, 2026
Account Minimum Opening Deposit Minimum Balance to Earn Stated APY Money Market Tier Balances Dividend Rate Annual Percentage Yield (APY)

Account

Money Market Tier 1

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$1,000 - $9,999

Dividend Rate

0.05%

Annual Percentage Yield (APY)

0.05%

Account

Money Market Tier 2

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$10,000 - $24,999

Dividend Rate

0.10%

Annual Percentage Yield (APY)

0.10%

Account

Money Market Tier 3

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$25,000 - $49,999

Dividend Rate

0.10%

Annual Percentage Yield (APY)

0.10%

Account

Money Market Tier 4

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$50,000 - $99,999

Dividend Rate

0.10%

Annual Percentage Yield (APY)

0.10%

Account

Money Market Tier 5

Minimum Opening Deposit

$0

Minimum Balance to Earn Stated APY

$1,000

Money Market Tier Balances

$100,000 and over

Dividend Rate

0.12%

Annual Percentage Yield (APY)

0.12%

Certificate Rates

Certificate rates effective as of April 01, 2026
Certificate Type Months Minimum Opening Deposit Dividend Rate Annual Percentage Yield (APY)

Certificate Type

Savings Certificate

Months

5 month

Minimum Opening Deposit

$1,000

Dividend Rate

3.37%

Annual Percentage Yield (APY)

3.40%

Certificate Type

Savings Certificate

Months

7 month

Minimum Opening Deposit

$1,000

Dividend Rate

3.08%

Annual Percentage Yield (APY)

3.10%

Certificate Type

Savings Certificate

Months

3 month

Minimum Opening Deposit

$500

Dividend Rate

0.35%

Annual Percentage Yield (APY)

0.35%

Certificate Type

Savings Certificate

Months

6 month

Minimum Opening Deposit

$500

Dividend Rate

1.00%

Annual Percentage Yield (APY)

1.00%

Certificate Type

Savings Certificate

Months

12 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.74%

Annual Percentage Yield (APY)

1.75%

Certificate Type

Savings Certificate

Months

18 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

Savings Certificate

Months

24 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

Savings Certificate

Months

30 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

Savings Certificate

Months

36 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

Savings Certificate

Months

48 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

Savings Certificate

Months

60 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.50%

Annual Percentage Yield (APY)

1.50%

Certificate Type

Flex Savings Certificate

Months

12 month

Minimum Opening Deposit

$100

Dividend Rate

1.84%

Annual Percentage Yield (APY)

1.85%

Certificate Type

IRA Certificate

Months

5 month

Minimum Opening Deposit

$1000

Dividend Rate

3.37%

Annual Percentage Yield (APY)

3.40%

Certificate Type

IRA Certificate

Months

7 month

Minimum Opening Deposit

$1000

Dividend Rate

3.08%

Annual Percentage Yield (APY)

3.10%

Certificate Type

IRA Certificate

Months

3 month

Minimum Opening Deposit

$500

Dividend Rate

0.35%

Annual Percentage Yield (APY)

0.35%

Certificate Type

IRA Certificate

Months

6 month

Minimum Opening Deposit

$500

Dividend Rate

1.00%

Annual Percentage Yield (APY)

1.00%

Certificate Type

IRA Certificate

Months

12 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.74%

Annual Percentage Yield (APY)

1.75%

Certificate Type

IRA Certificate

Months

18 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

IRA Certificate

Months

24 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

IRA Certificate

Months

30 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

IRA Certificate

Months

36 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

IRA Certificate

Months

48 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.99%

Annual Percentage Yield (APY)

2.00%

Certificate Type

IRA Certificate

Months

60 month

Minimum Opening Deposit

$1,000

Dividend Rate

1.50%

Annual Percentage Yield (APY)

1.50%

Auto Loan Rates

Auto loan rates effective as of April 01, 2026
Vehicle Type Term Model Year To Model Year APR As Low As

Vehicle Type

Auto

Term

36

Model Year

2022

To Model Year

2026

APR As Low As

5.24%

Vehicle Type

Auto

Term

48

Model Year

2022

To Model Year

2026

APR As Low As

5.49%

Vehicle Type

Auto

Term

63

Model Year

2022

To Model Year

2026

APR As Low As

5.74%

Vehicle Type

Auto

Term

75

Model Year

2022

To Model Year

2026

APR As Low As

6.19%

Vehicle Type

Auto

Term

84

Model Year

2022

To Model Year

2026

APR As Low As

6.79%

Vehicle Type

Auto

Term

36

Model Year

2019

To Model Year

2021

APR As Low As

5.69%

Vehicle Type

Auto

Term

48

Model Year

2019

To Model Year

2021

APR As Low As

6.04%

Vehicle Type

Auto

Term

63

Model Year

2019

To Model Year

2021

APR As Low As

6.39%

Vehicle Type

Auto

Term

75

Model Year

2019

To Model Year

2021

APR As Low As

6.94%

Vehicle Type

Auto

Term

36

Model Year

2016

To Model Year

2018

APR As Low As

6.89%

Vehicle Type

Auto

Term

48

Model Year

2016

To Model Year

2018

APR As Low As

7.54%

Vehicle Type

Auto

Term

63

Model Year

2016

To Model Year

2018

APR As Low As

8.39%

Motorcycle/Powersport Loan Rates

Motorcycle/powersport loan rates effective as of April 01, 2026
Powersport Type Term Model Year To Model Year APR As Low As

Powersport Type

Motorcycle, Powersport, RV, Boat

Term

63

Model Year

2022

To Model Year

2026

APR As Low As

7.89%

Powersport Type

Motorcycle, Powersport, RV, Boat

Term

72

Model Year

2022

To Model Year

2026

APR As Low As

8.81%

Powersport Type

Motorcycle, Powersport, RV, Boat

Term

84

Model Year

2022

To Model Year

2026

APR As Low As

9.87%

Powersport Type

Motorcycle, Powersport, RV, Boat

Term

120

Model Year

2022

To Model Year

2026

APR As Low As

10.99%

Powersport Type

Motorcycle, Powersport, RV, Boat

Term

63

Model Year

2016

To Model Year

2021

APR As Low As

8.99%

Powersport Type

Motorcycle, Powersport, RV, Boat

Term

72

Model Year

2016

To Model Year

2021

APR As Low As

9.74%

Powersport Type

Motorcycle, Powersport, RV, Boat

Term

84

Model Year

2016

To Model Year

2021

APR As Low As

10.23%

Mortgage Loans

Mortgage rates effective as of April 24, 2026
Mortgage Type Term Rate APR As Low As

Mortgage Type

Fixed-Rate Mortgage

Term

15

Rate

5.750%

APR As Low As

5.987%

Mortgage Type

Fixed-Rate Mortgage

Term

20

Rate

6.000%

APR As Low As

6.191%

Mortgage Type

Fixed-Rate Mortgage

Term

30

Rate

6.125%

APR As Low As

6.270%

Home Equity Rates

Home equity rates effective as of April 01, 2026
Available Home Equity Loans Years Type APR As Low As

Available Home Equity Loans

Home Equity

Years

5

Type

Fixed Rate

APR As Low As

6.24%

Available Home Equity Loans

Home Equity

Years

10

Type

Fixed Rate

APR As Low As

6.64%

Available Home Equity Loans

Home Equity

Years

15

Type

Fixed Rate

APR As Low As

6.74%

Available Home Equity Loans

Home Equity

Years

20

Type

Fixed Rate

APR As Low As

7.04%

Available Home Equity Loans

Home Equity Line of Credit

Years

Open

Type

Variable

APR As Low As

6.00%

Available Home Equity Loans

Home Equity Line of Credit Interest Only

Years

Open

Type

Variable

APR As Low As

6.49%

Credit Card Rates

Credit card rates effective as of April 01, 2026
Credit Card Minimum APR Maximum APR

Credit Card

Premium World Mastercard

Minimum APR

17.49%

Maximum APR

18.00%

Credit Card

Platinum Mastercard

Minimum APR

10.49%

Maximum APR

18.00%

Secured Savings & Secured Certificate

Secured Savings and Secured Certificate rates effective as of April 01, 2026
Secured Savings & Secured Certificate Term Rate

Secured Savings & Secured Certificate

Secured Savings

Term

60 months

Rate

Savings APY Rate + 3.00%

Secured Savings & Secured Certificate

Secured Certificate

Term

60 months

Rate

Savings APY Rate + 3.00%

Other Loans

Other Loan rates effective as of April 01, 2026
Other Loans Term APR As Low As

Other Loans

Signature

Term

36 months

APR As Low As

10.49%

Other Loans

Signature

Term

48 months

APR As Low As

11.79%

Other Loans

Signature

Term

60 months

APR As Low As

12.99%

Other Loans

Signature

Term

72 months

APR As Low As

14.09%

Other Loans

Signature

Term

84 months

APR As Low As

15.44%

Other Loans

PowerLine Line of Credit

Term

Open End

APR As Low As

14.99%