Are You A Victim?
Take these steps if you feel you are a victim of identity theft
Review your credit reports.
Check your credit reports from all three credit bureaus for any inaccuracies or unusual activity. You can find information on how to receive your credit report by clicking here.
Place a fraud alert on your credit reports.
If you notice any inaccuracies on your credit report, contact the credit grantor or file a dispute with either the credit grantor or the credit bureau. If you think your credit may have been compromised, you can contact Equifax, Experian and Trans Union for assistance with placing a fraud alert on your credit report.
Close the fraudulent accounts.
Any accounts that appear on your credit report that you know were not opened by you should be closed immediately to prevent the identity thief from causing more damage to your credit. Call the security or fraud department of the company that the fraudulent accounts(s) are with. Most companies have experience with identity theft, and will work with you to correct the problem.
File a report.
You should file a report with the Federal Trade Commission (FTC) by clicking here or calling their Identity Theft Hotline at 1-877-ID-THEFT. Also, be sure to file a report with your local police department. If the identity theft was committed outside of your community, you should also file a report with the police department in the community the crime was committed.