Frequently Asked Questions - General
What is a credit union?
A Credit Union is a member-owned and operated financial institution. Each member is an OWNER, SAVER and potential BORROWER. A Credit Union is a not-for-profit financial organization formed on the premise of "People Helping People." A group of people wishing to control their financial destiny pool their money as savings and make low-cost loans to each other. In turn, as the loans are repaid, the interest received is used to pay dividends to the members/owners. All earnings above expenses, reserves and retained capital are returned to the members.
Who can join?
Membership in Clearview is open to businesses, legal entities and people who live, work, worship, attend school or volunteer in the Southwestern Pennsylvania community which includes Allegheny, Armstrong, Beaver, Butler, Fayette, Greene, Indiana, Lawrence, Washington and Westmoreland Counties. - OR - Membership in Clearview is open to people who live, work, worship, attend school or volunteer, plus businesses and legal entities in the Southwestern Pennsylvania community which includes Allegheny, Armstrong, Beaver, Butler, Fayette, Greene, Indiana, Lawrence, Washington and Westmoreland Counties.
Membership is also open to both immediate family members (spouse, parent, child, sibling, grandparent, or grandchild) of a current Credit Union member or eligible primary members, as well as persons living within the same residence and maintaining a single economic unit with a current Credit Union member or eligible primary member.
How can I join?
Complete our online membership application. You can also join at any of our offices or call 1-800-926-0003 to request a membership packet.
Where are you located?
Our headquarters is located at 8805 University Boulevard in Moon Township, PA. We have other branch locations throughout the Southwestern Pennsylvania community.
What's the difference between a bank and a credit union?
Credit unions are cooperative financial institutions, owned and controlled by the people they serve, their members. Credit unions exist to serve their members, giving consumers the choice of ownership. Each member, regardless of how much is on deposit, has an equal vote in director elections.
Credit unions are not-for-profit. Operating income is returned to members in the form of higher savings rates, lower loan rates and fewer fees. Members directly benefit from participating in their credit union.
What is Clearview's routing and transit number?
The routing and transit number is used when you pay bills electronically. Our ABA bank transit number is 243083237.
If I need to wire funds to Clearview, what information do I need?
When electronically wiring money to Clearview, please inform the financial institution from which the funds will be withdrawn of the following information:
Clearview Federal Credit Union
Moon Township, PA
ABA/Routing # 243 083 237
You Must Indicate:
Where you want the money designated
(checking, savings, loan payment, etc.)
If your financial institution requests the "short name", use Clearview FCU.
Which account number do I use when authorizing a check-by-phone payment?
When initiating a check-by-phone payment to be drawn from your Clearview Checking account, please use the 9-digit Clearview account number on the bottom of your checks. Your payment will not be processed if you use your Credit Union account number.
Do not authorize phone payments for a future date. Many companies will process these immediately. Please verify that your funds are available before authorizing any phone payments.
What is Electronic Check Conversion?
Electronic check conversion is an electronic funds transfer from your checking account, similar to a debit card transaction. The sales clerk uses information on your check to make a one-time electronic payment from your account. If your check is used as an electronic payment, no check number will appear on your statement. Electronic check conversions may process faster than a check. If you do not have sufficient funds to cover this transaction, you may be charged a fee.
What happens if I move or change jobs?
"Once a Member, Always a Member." Once you've joined Clearview, you may remain a member for life. We are a Community Credit Union with branch offices in two states. You will always be able to use your Credit Union, no matter where you move. Our Service Center Help Desk is available six days a week, toll-free from anywhere in the country. Remember, Online Banking and TellerPhone are available 24/7. Many key financial transactions can be performed through Online Banking and TellerPhone. You can also search nationwide for nearby Shared Branches and surcharge-free ATMs.