Lending Center - PowerLine Line of Credit

Clearview's PowerLine Line of Credit provides you with an unsecured, variable-rate line of credit, which can be used to pay for anything, anytime. You can use your PowerLine to pay for everyday expenses, as an emergency fund or for overdraft protection on your Clearview Checking Account. PowerLine rates are based on your credit performance and are reviewed on an annual basis.

Access to your PowerLine is available whenever you need it, 24 hours a day. Advances can be made without a fee, using the following options:

  • TellerPhone
  • Online Banking
  • In person at any Clearview office
  • Checks

If you are a spur-of-the-moment shopper, make last minute purchases, or periodically have other unexpected costs, PowerLine is the answer to your spending needs.

The PowerLine annual percentage rate (APR) is indexed to the Prime Rate plus a margin. The index used to determine the PowerLine rate will be the Prime Rate found in the Money Rates Section of the "Wall Street Journal" published on the first working day of the month. The APR will then be adjusted on the first of the following month. The APR will never be greater than 18.00%. All loan approvals are subject to normal underwriting procedures.