The financial learning curve is growing steeper, but you're up to it.So you're cutting the cord with Mom and Dad, or whomever helped raise you? Congrats! It's fun to be independent. It's also fun to earn a regular paycheck. But with all that responsibility being shifted towards you, you may be wondering:
- "How can I make the smartest use of my credit card?"
- "What's the best way to save for my short-term goals?"
- "What sort of loan might work best for a car? Or covering my college debt?"
Checking accounts that keep things simpleThat checking account you have now? The one that nickles and dimes you to death with fees? Let's toss that out along with those ratty T-shirts you've owned since you were 14. Since you're about to learn how complicated the real world can get, we'll keep your new account simple. Our Simple Checking makes it easy to avoid fees, and gives you plenty of perks, ranging from a cool rewards program to a user-friendly banking app that allows you to handle your financial matters on the fly without taking a trip to a Clearview location.
Saving for what's nextJust a moment ago, you mentioned saving goals. Nice job. Lots of people who are just starting out on their own make it a mission to spend every dime that comes in. A really smart way to start saving big time is with our 12-month Flex Savings Certificate. It pays higher dividends than a regular savings account, requires a pretty small opening deposit, and allows you to add money when you have a little extra to sock away.
Hitting the roadSpeaking of borrowing, at some point you'll probably want a reliable set of wheels to get you to all your favorite places in and around the 'Burgh. Whether you're eyeing a sensible commuter car or something sporty, please come to us before you visit a single dealer. We can pre-approve you for an auto loan, so you'll have a better idea how much you can afford. We'll also explain how our low rates and a choice of loan lengths can help control your monthly payments.
Learn skills to pay the billsClearview has partnered with Zogo to help foster financial education for young adults like yourself. Download this gamified financial literacy app to start earning rewards for completing bite-sized financial literacy lessons for saving, spending, and managing money.
Get schooled on refinancingSpeaking of big payments, let's talk about the 800-pound gorilla in the room. If you went to college, chances are you have a gnarly pile of loans to pay off. Because there are zillions of people in your shoes, we've devoted a big part of our Student Loan Center websiteLink opens in a new window to this very topic. The bottom line is that if might be possible to combine all your loans and get a better interest rate, or at least reduce your monthly payments.
Managing it allYou started off here asking a lot of good questions. No doubt you'll soon have more. Feel free to contact our friendly staff using Clearview Live® Video Banking! Or, if you're the DIY type, take advantage of our Money Management tool that can help you create a monthly budget, an even better savings strategy, and much more.
Yeah, the real world is annoyingly complicated, but it appears that when it comes to finance for young adults, you're well on the road to figuring it all out.