Spend it or Invest in an IRA Calculator

Spoiler alert: Looking to the long term is often the right answer.
Open an IRA Learn more

Should you spend now or save for later?

Spending money you have on hand can be tempting. However, it’s important to keep in mind that whatever you don’t put away now will ultimately impact what you’ll have available for retirement. Use our calculator to show how much your money could grow if you invest it in a Traditional or Roth IRA.
 

Recommended for you

America's Best Credit Union

We're proud to be named one ‌‌of America's best credit unions by Newsweek!

Financial Calculators

Whether you’re buying a car or a house, saving for retirement, or dealing with debt, our free calculators provide the financial insight you need.

Recommended for you

Why is it Important to Have an Emergency Fund?

No matter how much we prepare, the unexpected can always happen. In this Clearview blog article, we’ll help you start saving for an emergency fund.

Safeguard your finances with Card Defense®

Know in real-time when your Clearview credit or debit card is being used with Card Defense®. Download the app and set transaction alerts today!

Recommended for you

Find the Right Savings Account

We’ll show you which savings account works best for you based on your needs.

Community Awards

As part of the city of champions, we know how to celebrate a win! Learn more about our recent award recipients.

Recommended for you

Repay Debt

In Zogo's Repay Debt course, you'll discover different methods for reducing, managing, and repaying your debt. Get started in the Zogo app today!

Clearview Wealth Management Group

When planning for retirement is your goal, it's time to turn to Clearview Wealth Management GroupSM, available through CFS*.