Vehicle Payment Calculator

Shift your focus from just the sticker price.

When shopping for a new car, it's easy to get caught up in the excitement of choosing the perfect model, color, and features. While we all want a nice car that reflects our style and needs, it’s essential to choose a vehicle that fits comfortably within your budget. When determining how much car you can afford, the sticker price is one big factor but there are a number of other items to consider. 

Estimate your payment with our vehicle payment calculator

To use our vehicle payment calculator, we recommend you have the following items ready:

• Purchase price: the total amount you agree to pay for the car, including the base price, dealer fees, and any add-ons
• Cash rebate: a refund from the dealer or manufacturer that lowers the purchase price
• Sales tax rate: the percentage added to the purchase price for tax
• Trade-in value: the amount credited for your old vehicle when buying a new one
• Amount owed: the remaining balance on your auto loan (if you have an existing car loan already)
• Term: the length of time (in months) you have to repay your loan
• Interest rate: the annual percentage rate (APR) associated with your loan
• Down payment: the initial payment made toward the vehicle's purchase price

Ready to get started? Input your information into our vehicle payment calculator below to receive your personalized projection! Want to learn more? Explore our auto loan options or view our current rates.