IRA Savings Accounts

"When I retire, I want to have enough money to live comfortably and do whatever I want."
New member? Apply here (opens in a new tab)

Don't think of it as getting older. Think of it as growing richer.

Time moves fast. One moment you're launching an exciting career in the Pittsburgh area, and then in a flash you're wrapping up your working years. The secret to having enough money for the next phase of your life is to start saving early. A Clearview IRA savings account gives you a running start in the right direction, offering reliable interest earnings and a number of potential tax advantages. 

  • Contribute up to $6,000 per year ($7,000 if over age 50).
  • Choose from Traditional and Roth IRAs and Coverdell Education Savings Accounts.
  • Traditional IRA contributions may be tax-deductible. Taxes must be paid on withdrawals.
  • Roth IRA contributions are not tax-deductible, but withdrawals are tax-free.
  • Existing Traditional IRAs can be converted to Roth IRAs.
  • Make deposits and track savings goals using Clearview's Online Banking and Mobile App.
  • Visit Retirement Central to access more IRA information

 Coverdell Education Savings Account

  • Accounts can cover costs of higher education or private primary and secondary education.
  • Contributions can be made regardless of participation in any other IRA programs.
  • Individuals may contribute up to $2,000 per child, per year, until the child reaches age 18.
  • Account contributions are non-deductible, but in most cases withdrawals are tax-free.
  • Contributions can be made through payroll deductions, periodic deposits, or automatic transfers.
  • Education accounts operate under the same terms and conditions as Clearview Traditional and Roth IRA savings accounts.
What's included?
  • Traditional and Roth accounts
  • Tax advantages
  • Education savings options

Recommended for you

Find the Right Savings Account

We’ll show you which savings account works best for you based on your needs.

Community Awards

As part of the city of champions, we know how to celebrate a win! Learn more about our recent award recipients.

Recommended for you

America's Best Credit Union

We're proud to be named one ‌‌of America's best credit unions by Newsweek!

How Much Should I Save for Retirement?

Saving for retirement is a challenging task. We’ll help you figure out how much you need so you can start saving accordingly.

Recommended for you

Embracing Digital Banking

Digital banking is here to stay! Whether you bank from home on your laptop or on the go with your phone, Clearview has the solutions to help you.

Safeguard your finances with Card Defense®

Know in real-time when your Clearview credit or debit card is being used with Card Defense®. Download the app and set transaction alerts today!

Recommended for you

Repay Debt

In Zogo's Repay Debt course, you'll discover different methods for reducing, managing, and repaying your debt. Get started in the Zogo app today!

Clearview Wealth Management Group

When planning for retirement is your goal, it's time to turn to Clearview Wealth Management GroupSM, available through CFS*.

“Clearview takes the time to understand the customer at a human level instead of as numbers on a paper.” William, Member since 2016
Learn More- Go to membership page
Learn More- Go to membership page
We just refinanced our home through Clearview. I can’t find the right words to express how helpful and knowledgeable Ryan was during this time. He was available and approachable every time I contacted him, and believe me it was a lot! This is the first time I’ve left a financial meeting feeling fully informed and confident. Cynthia, Member since 2020
Learn more- Mortgages
Learn more- Mortgages
Thank you for being there for more than 30+ years for me. Rubin, Clearview Member
Become a member- Become a member
Become a member- Become a member