IRA Certificates

Today's good investment can turn into tomorrow's great adventure.

These days, seniors are more active than ever. Whether you plan to train for the Pittsburgh Marathon, run for elected office, pursue your dream of worldwide travel, or chase your grandchildren around the yard, you'll need a good bit of retirement money to live comfortably. Clearview offers a wide range of IRA Certificates that pay generous dividends and can help you check off every item on your bucket list. 

• Certificates range from 3 months to 5 years
• Higher rates than most standard savings accounts
• Traditional and Roth IRAs both offer potential tax advantages
• Jumbo Certificates available (For rate and terms, contact Clearview at 1-800-926-0003)
• Visit Retirement CentralLink opens in a new window to access more IRA information

Traditional IRA Certificates

• 3- and 6-month: $500 minimum deposit. Dividends paid at maturity and credited back to the certificate.
• 12, 18, 24, 30, 36, 48 and 60-month: $1,000 minimum deposit. Dividends credited and compounded to the certificate quarterly.
• Certificates automatically renew at maturity unless you indicate otherwise. If you choose not to renew, the money must roll over into another IRA account or you may face a tax penalty.
• Early withdrawal penalties apply to the IRA certificates.

Roth IRA Savings Certificates

• 3- and 6-month: $500 minimum deposit. Dividends paid at maturity and credited back to the certificate.
• 12, 18, 24, 30, 36, 48 and 60-month: $1,000 minimum deposit. Dividends credited and compounded to the certificate quarterly.
• Certificates automatically renew at maturity unless you indicate otherwise. If you choose not to renew, the money must roll over into another IRA account or you may face a tax penalty.

Coverdell Education Savings Certificates

• These certificates focus on meeting the costs of higher education or private primary and secondary school tuition.
• Contributions can be made regardless of participation in any other IRA programs.
• Qualified individuals, whether related to the child or not, may contribute up to the combined maximum contribution of $2,000 per child, per year, until the child turns 18.
• All contributions to the Coverdell Education certificates are non-deductible.
• Earnings may be withdrawn tax-free if used to pay for qualified education expenses before the student reaches age 30.
• 3- and 6-month: $100 minimum deposit. Dividends will be paid at maturity and credited back to the certificate.
• 12, 18, 24, 30, 36, 48 and 60-month: $100 minimum deposit. Dividends will be credited and compounded to the certificate quarterly.