The Clear View

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Budgeting for Your First Baby

According to the USDA, families spend an average of $13,000 per year on a child. But making wise choices can keep your bundle of joy from costing you a bundle.

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Does Refinancing Hurt My Credit?

Good question. The short answer is “yes,” but did you know that refinancing might actually improve your credit score? We’ll tell you how to mitigate the negative impact of refinancing.

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What to Teach Kids by Middle School

By middle school, kids often begin earning money from allowances, babysitting and other odd jobs, so it’s crucial that families have conversations about how to manage that money before negative habits are formed.

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