Personal Loans

"I'm smart with my money, but now and then I sure could use a little extra."

New member? Apply here

Running short on cash? There's a long list of ways we can help.

Lots of people in Pittsburgh borrow money to buy cars and homes with loans specifically for those purchases. But what happens when you need quick cash to cover medical expenses, plumbing repairs, new appliances, or consolidate debt? The good news is that Clearview offers a variety of affordable personal loans for practically every need, so you can choose the one that works for you.

Low rates keep monthly payments in check
Lump sum payments or line of credit options
Fixed-rate and variable rate options

What's included?

Affordable rates
Flexible repayment plans
Fast turnaround time

Things you should consider before you apply for a personal loan.

Which is the best personal loan for you?

Secured Loan

Clearview's Secured Loans can help you rebuild your credit or make a purchase without draining your savings. With a variety of rates and terms to choose from, these personal loans make for easy budgeting.

Signature Loan

Available in up to 84-month terms at great rates, our Signature Loan can help when you need some extra cash for vacation, new appliances, consolidating debt, unexpected expenses, or many other needs you may have.

PowerLine Line of Credit

A PowerLine Line of Credit provides fast access to a cash reserve that can be used to pay for anything, any time. Use it to cover everyday expenses, as an emergency fund, or as checking account overdraft protection. Variable rates are based on your credit performance.

Better Choice Loan - Payday Loan Alternative

Payday lending institutions tend to offer loans with very high interest rates and short repayment periods. Our Better Choice Loan is more user-friendly. You can quickly obtain funds to pay for everything from doctor bills and car repairs to rental deposits and childcare expenses with simple qualifications.

Still not sure which option is the best personal loan for you? Use our personal loan finder for a better idea!

What are the advantages of a credit union personal loan?

Unlike most larger financial institutions, credit unions are non-profit and without shareholders. As such, a credit union personal loan offers more flexible payment terms and lower interest rates. At Clearview, our vision is to help you enjoy a better life which is what we aim to do in every interaction with our members.

What if I am unable to pay my loan?

Borrowing money involves taking on a financial responsibility. If a wage-earned in your home lost their job, became disabled, or even passed away, would you be able to continue making monthly payments? Clearview's Borrower Security Program offers protection products for minimal cost that can be rolled into your monthly loan payments.

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Clearview offers competitive rates and flexible repayment terms. View our current personal loan rates and terms.

For current Clearview members, check the “My offers” section within digital banking to see if you’ve been pre-approved. You can apply using this feature or through digital banking by selecting Add Product. You can also apply by starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.

For new members, you can apply by using our online application, starting a video call with Clearview Live®, visiting your local financial center, or calling us directly at 1-800-926-0003.

Once an application is completed, it’s either sent to underwriting for review, or for closing if it has been pre-approved or instant approved.

Yes, our Loss of Life protection is available on most consumer loans for just pennies a day up to a maximum of $100,000. Mortgages are excluded. Credit card balances can also be protected up to $100,000.

We use email to communicate with digital banking users. Please log in to digital banking and select My profile under Manage account. Under Personal Information, type your new email address in the Email section and click the Update button. You can also call us at 1-800-926-0003 and we'll make this change for you.

Our goal is to provide members with a loan decision within one business day after the application is received.

You're a member of Clearview when you open a savings account with just $10. Membership is open to is open to those who live, work, worship, attend school, or volunteer within our 10 county Western Pennsylvania footprint. You may also qualify if you are an immediate family member or share a residence with a current Clearview member. Once you’ve joined Clearview, you may remain a member for life, even if you move!

If you're not currently a member and are approved for a loan, your general membership is built in to that process. Learn more about eligibility and benefits.

Call our Care Center at 1-800-926-0003 to make your payment from your debit card or checking account at another financial institution to your Clearview loan or credit card. There's a service fee per transaction. You can avoid this fee by making a payment within digital banking. Learn more about your repayment options.

If you're unable to use any other methods to make a payment to your loan or credit card, please send payments to the following addresses:

Credit cards: Clearview Federal Credit Union, PO Box 71050, Charlotte, NC 28272-1050
Loan or deposit address: Clearview Federal Credit Union, ATTN: Payment Processing, 8805 University Blvd, Moon Twp, PA 15108-2580.

You can also make a one-time payment to your loan without logging in to digital banking using our Make a Payment Portal. There's a service fee per transaction. We have payment options in digital banking where you can avoid a fee. Business loans, Midwest mortgages, and credit cards cannot be performed through this payment channel. Learn more about your repayment options.

“Clearview takes the time to understand the customer at a human level instead of as numbers on a paper.” William, Member since 2016

The great experiences with Clearview I have had over the past couple years made me move my current and new auto loans to them. I have had great experiences both at the branch level and with Natasha in the loan department - they always put the customers best interest first. Mark, Member since 2017

As a member for around 50 years, Clearview continues to provide excellent customer service. The Clearview team continues to impress each time I ask for their help. Bruce, Member since 1971

Become a member

Become a member

Clearview gave me an opportunity to rebuild my credit. They address me by my name every time I enter and I feel as though I am part of their family. My credit score has gone from poor to excellent and I have multiple accounts with them today. Give Clearview a chance, you will love them, their solutions, and staff. Robert, Member since 2000

Become a member

Become a member