Mortgage Rates

"My home is my castle, but great rates mean I'm not paying a king's ransom for interest charges."
Open an account Schedule an appointment

Spend less on your loan and more on nice things for your home.

When people spend a lot, it's sometimes said they're "mortgaging their future." At Clearview, we're determined to not let that happen to our Pittsburgh-area friends. We keep our mortgage rates low so that you'll have plenty left over to spend in the months and years to come.

Mortgage Rates

Mortgage rates effective as of April 10, 2024.
Mortgage Type Term Rate APR* As Low As
Fixed Rate Mortgage 15 6.990% 7.235%
Fixed Rate Mortgage 20 7.125% 7.324%
Fixed Rate Mortgage 30 7.250% 7.405%

The published interest rates and APRs displayed are subject to change without notice. Interest rates change frequently and your rate is not confirmed unless you lock your rate with a representative of Clearview Federal Credit Union. 
 
Rates are for the purchase or no-cash out refinance of a single family, first lien, owner occupied property within Clearview Federal Credit Union’s lending footprint. Rates and/or fees may be assessed based on underwriting and collateral risk. Rates reflect a 60-day rate lock. Other lock period and point combinations are available. Fixed rates are based on loan amounts up to $726,200.00 with a maximum Loan to Value of 95%, and are applicable to Purchase loans as well as Rate and Term Refinances of Single-family homes. 
 
* The annual percentage rate (APR) displayed assumes a loan amount of $160,000, 20% down payment and 30 days prepaid interest. You will incur additional closing costs.  Prepaid finance charges, which are used in the calculation of the APR are estimated to be $2361 (these include flood determination, origination charge, closing protection letter and settlement fee). The annual percentage rates (APR) does not include private mortgage insurance because the amount will vary depending upon your loan to value and other factors. Please contact the Real Estate Department at [email protected] to learn how private mortgage insurance will affect your loan and other closing costs.

Still have questions about Mortgages?
To obtain a payoff quote, please email [email protected]. Be sure to include loan number, name, address, and a good through date for the payoff.
There is no penalty for early payoff.
You can make a one-time lump-sum payment toward the principal balance of your loan in order to re-amortize your mortgage with the new (lower) balance. Contact Midwest Loan Services at 1-800-262-6574 (please have your loan number ready, Midwest will advise of the minimum principal reduction amount). There is a $250.00 fee.
Yes, please contact Midwest Loan Services at 1-800-262-6574.
Manufactured homes on leased land, manufactured homes not on a permanent foundation, single wide manufactured homes, land loans, excessive acreage, working farms.
No, Clearview does not finance consumer construction loans.
 
Following the appropriate waiting period, a mortgage will be recorded against the property naming Clearview as the lender. This process can take some time depending on the county, but the process usually happens within 90 days.
You can conveniently access your mortgage information online. Get started by clicking on the “Register” tab on the Midwest Mortgage website. You'll need your loan number and Social Security Number to access any information. Once you're registered, you can transfer funds from digital banking to your make your mortgage payment.
Clearview will never send you letters that don't include our logo and are for a specific business purpose, such as a statement. Because the mortgage filing is a public record, third party sources may pay for certain data and solicit you for services they provide. If you have any questions about the legitimacy of the document, feel free to reach out to us at 1-800-926-0003. Normally, though, these letters are an attempt to have you respond to some offer of service that the company sells. If they don't specifically say they're from Clearview, they likely aren't. One key way of knowing that they are not from Clearview is that these letters commonly refer to Clearview as the lender rather than containing our logo. 
 
Yes, Real Estate Lending will assist with 1-2 family properties and Business Lending will assist with greater than 1-2 family properties.
 

Recommended for you

America's Best Credit Union

We're proud to be named one ‌‌of America's best credit unions by Newsweek!

How Much Home Can I Afford?

It’s important to have a full understanding of your finances so you know just how much home you can afford. Find out with our home affordability calculator.

 

Recommended for you

Unexpected Costs of Buying a Home

Are you prepared for the hidden costs that come with homebuying? Clearview’s here to help you navigate the unexpected costs of buying a home.

Safeguard your finances with Card Defense®

Know in real-time when your Clearview credit or debit card is being used with Card Defense®. Download the app and set transaction alerts today!

Recommended for you

Find the Right Mortgage

Buying a home is a big deal. Whether you’re a first-time home buyer or you’re making a move, we want to help you get your "home, sweet home." 

Community Awards

As part of the city of champions, we know how to celebrate a win! Learn more about our recent award recipients.

Recommended for you

Repay Debt

In Zogo's Repay Debt course, you'll discover different methods for reducing, managing, and repaying your debt. Get started in the Zogo app today!

Clearview Wealth Management Group

When planning for retirement is your goal, it's time to turn to Clearview Wealth Management GroupSM, available through CFS*.

“Clearview takes the time to understand the customer at a human level instead of as numbers on a paper.” William, Member since 2016
Learn More- Go to membership page
Learn More- Go to membership page
I recently went through the process of getting a car loan, and I wanted to leave a BIG Thank you to Kayla! She was very knowledgeable and helped make the whole process go very smoothly. Thanks to her I got the car of my dreams! Dana, Member since 2018
Learn more- Learn about auto loans from Clearview
Learn more- Learn about auto loans from Clearview
Clearview has worked with me on many different banking items. Their People could not be more helpful. John, Member since 1974
Become a member- Become a member
Become a member- Become a member