Mortgage Rates
Spend less on your loan and more on nice things for your home.
When people spend a lot, it's sometimes said they're "mortgaging their future." At Clearview, we're determined to not let that happen to our Pittsburgh-area friends. We keep our mortgage rates low so that you'll have plenty left over to spend in the months and years to come.
Mortgage Rates
Mortgage rates effective as of October 30, 2023.| Mortgage Type | Term | Rate | APR* As Low As |
|---|---|---|---|
| Fixed Rate Mortgage | 15 | 7.59% | 7.831% |
| Fixed Rate Mortgage | 20 | 7.74% | 7.932% |
| Fixed Rate Mortgage | 30 | 7.99% | 8.135% |
The published interest rates and APRs displayed are subject to change without notice. Interest rates change frequently and your rate is not confirmed unless you lock your rate with a representative of Clearview Federal Credit Union.
Rates are for the purchase or no-cash out refinance of a single family, first lien, owner occupied property within Clearview Federal Credit Union’s lending footprint. Rates and/or fees may be assessed based on underwriting and collateral risk. Rates reflect a 60-day rate lock. Other lock period and point combinations are available. Fixed rates are based on loan amounts up to $726,200.00 with a maximum Loan to Value of 95%, and are applicable to Purchase loans as well as Rate and Term Refinances of Single-family homes.
* The annual percentage rate (APR) displayed assumes a loan amount of $160,000, 20% down payment and 30 days prepaid interest. You will incur additional closing costs. Prepaid finance charges, which are used in the calculation of the APR are estimated to be $2361 (these include flood determination, origination charge, closing protection letter and settlement fee). The annual percentage rates (APR) does not include private mortgage insurance because the amount will vary depending upon your loan to value and other factors. Please contact the Real Estate Department at [email protected] to learn how private mortgage insurance will affect your loan and other closing costs.
