Consumer Loan Rates

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Consumer Loan Rates

Secured Savings and Secured Certificate rates effective as of February 1, 2024.
Secured Savings & Secured Certificate Term Rate
Secured Savings 60 months Savings APY* Rate + 3.00%
Secured Certificate 60 months Savings APY* Rate + 3.00%
Other Loan rates effective as of February 1, 2024.
Other Loans Term APR** As Low As
Signature 36 months 11.74%
Signature 48 months 13.04%
Signature 60 months 14.24%
Signature 72 months 15.34%
Signature 84 months 16.69%
PowerLine Line of Credit Open End 16.74%
* APY = Annual Percentage Yield. All rates are subject to change without notice.

** APR = Annual Percentage Rate. All rates are subject to change without notice. Rates are based on the type of loan, term of loan and your credit worthiness. All loan approvals are subject to normal underwriting guidelines. The As Low As Rates listed above for Signature Loans include a 0.25% discount for repayments made via an auto transfer from a Clearview checking account.
Still have questions about Loans?
Our goal is to provide members with a loan decision within 24 hours after the application is received. Many times an answer can be given on the spot.

Please have this information ready about the covered person:

  • Full name
  • Date of birth
  • Address
  • Date of event
  • Cause of event

You can start the process online at securian.com/benefits and following the steps below. 

  • Select the “bank, credit union, finance company, mortgage company” button
  • Click on “Start a new claim”
  • Once the claim is received, it will be reviewed and you will be notified if it is approved, denied, or if more information is needed
  • Please continue making the loan payments until a claim decision is communicated to you
  • Once you’ve reported a claim, access your claim information and status at securian.com/benefits
If you are reporting a claim that includes a protected credit card, please indicate such within the online comment section.
Yes, our Loss of Life protection is available on most consumer loans for just pennies a day up to a maximum of $100,000. Mortgages are excluded. Credit card balances can also be protected up to $100,000.
We use email to communicate with digital banking users. Please log in to digital banking and select My profile under Manage account. Under Personal Information, type your new email address in the Email section and click the Update button. You can also call us at 1-800-926-0003 and we'll make this change for you.
You're a member of Clearview when you open a savings account with just $10. Membership is open to is open to those who live, work, worship, attend school, or volunteer within our 10 county Western Pennsylvania footprint. You may also qualify if you are an immediate family member or share a residence with a current Clearview member. Once you’ve joined Clearview, you may remain a member for life, even if you move!
 
If you're not currently a member and are approved for a loan, your general membership is built in to that process. Learn more about eligibility and benefits.
If you're unable to use any other methods to make a payment to your loan or credit card, please send payments to the following addresses:
  • Credit cards: Clearview Federal Credit Union, PO Box 71050, Charlotte, NC 28272-1050
  • Loan or deposit address: Clearview Federal Credit Union, ATTN: Payment Processing, 8805 University Blvd, Moon Twp, PA 15108-2580. 
You can also make a one-time payment to your loan without logging in to digital banking using our Make a Payment Portal. There's a service fee per transaction. We have payment options in digital banking where you can avoid a fee. Business loans, Midwest mortgages, and credit cards cannot be performed through this payment channel. Learn more about your repayment options.

You can start the process over the phone by calling the claim contact center at 1-800-328-9442

  • Once the claim is received, it will be reviewed and you will be notified if it is approved, denied or if more information is needed
  • Please continue making the loan payments until a claim decision is communicated to you
  • Once you’ve reported a claim, access your claim information and status at securian.com/benefits
If you are reporting a claim that includes a protected credit card, please indicate such to the claim service representative.

Claim status can be found at securian.com/benefits or by calling us at  1-800-328-9442 Monday – Friday 7 a.m. to 6 p.m. CST.

Call our Care Center at 1-800-926-0003 to make your payment from your debit card or checking account at another financial institution to your Clearview loan or credit card. There's a service fee per transaction. You can avoid this fee by making a payment within digital banking. Learn more about your repayment options.

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“Clearview takes the time to understand the customer at a human level instead of as numbers on a paper.” William, Member since 2016
Learn More- Go to membership page
Learn More- Go to membership page
We just refinanced our home through Clearview. I can’t find the right words to express how helpful and knowledgeable Ryan was during this time. He was available and approachable every time I contacted him, and believe me it was a lot! This is the first time I’ve left a financial meeting feeling fully informed and confident. Cynthia, Member since 2020
Learn more- Mortgages
Learn more- Mortgages
The way a fraud activity was detected in account gave me great confidence in banking with Clearview. Vitus, Member since 2018
Become a member- Become a member
Become a member- Become a member