Looking for a new home? Need financing? Look no further, Clearview offers First Mortgages!
Clearview is your one-stop shop for real estate services. Committed to providing you with the best service possible, we will help you in every step of finding your new home.
Prequalify for a First Mortgage
"Prequalification" takes place before you apply for a loan. It's a practical first step all homebuyers should take to see the mortgage they qualify for before searching for the perfect home. Our prequalification process shows whether you qualify for a home loan, the amount you qualify for and the monthly mortgage payment you can afford.
Once prequalified, it's time to take the next step and get pre-approved. You'll receive a loan approval letter based on your credit history and income, but note the approval is subject to change due to results of home inspections or market appraisals throughout the home-buying process.
Sellers typically consider a pre-approved buyer's offer to be much more favorable than an offer from someone who has not been pre-approved. Getting pre-approved enables you to:
- Increase your negotiating power.
- Save time by looking at houses you can afford.
- Be confident knowing that you meet the requirements ahead of time.
- Reduce the time of closing after your offer is accepted.
- Secure your home loan from Clearview Federal Credit Union.
To apply for a First Mortgage & visit our First Mortgage Center, simply click here. In addition to the online application, you'll also find mortgage calculators, a glossary of common lending terms, current rates and other helpful resources. If you have any questions regarding the application, please call 1-800-926-0003, option 3 for assistance.
View your First Mortgage information
Once you've secured your First Mortgage with Clearview, you can conveniently access your mortgage information online by clicking here. You will be able to see:
- Current loan information
- Loan activity information
- Escrow information
- Mortgage tax information
- PMI information
You will need your loan number and Social Security number to access any information.