Clearview Federal Credit Union
Lending Lending Center

First Mortgages

To apply for a First Mortgage, simply click here. If you have any questions regarding this application, please call 1-800-926-0003, option 3 for assistance.

The process of figuring out what size mortgage you qualify for before you actually apply for a loan is called "prequalification". Prequalification is a practical first step that all home buyers should take. Our prequalification process helps you find out if you qualify for a home loan, the amount you qualify for and the monthly mortgage payment you can afford.

Once prequalified, it's time to take the next step and get pre-approved. Home sellers typically consider a pre-approved buyer's offer much more favorably. Pre-approval is a loan approval letter based on your credit history and income, and is subject to any home inspections you choose, as well as a market appraisal.

Getting pre-approved enables you to:

  • Increase your negotiating power.
  • Save time by only looking at houses you can afford.
  • Be confident knowing that you meet the requirements ahead of time.
  • Reduce the time to closing after your offer is accepted.
  • Secure your home loan from Clearview Federal Credit Union.

You can conveniently access your mortgage information online by clicking here. You will be able to see:

  • Current loan information
  • Loan activity information
  • Escrow information
  • Mortgage tax information
  • PMI information

You will need your loan number and Social Security number to access any information. This links to your information on Midwest Loan Services website.

 

 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
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