Clearview Federal Credit Union - Business Center

Business Services - Savings and Money Market Rates

Rates effective as of May 1, 2013 .

Savings and Money Market Rates

* APY = Annual Percentage Yield. Rates and yields are in effect as of above date. For a copy of the current rates or disclosures, contact Clearview at 1-800-926-0003 long distance or (412) 269-3011 in Pittsburgh.

Rates effective as of May 1, 2013 .

Checking Rates

Business Services - Certificate Rates

Rates effective as of May 22, 2013 .

Business Certificate Rates

Jumbo Certificates are available at various rates and terms.

For current rate and disclosure information, contact Clearview at 1-800-926-0003.

Sweep Account Rates

Business Services - Visa^® Rates

Visa Business Platinum Disclosure Summary*

Annual Percentage Rate (APR) for Purchases	Prime + 3.99% APR¹
Other APRs	Balance Transfer - Prime + 3.99% APR² Cash Advance - Prime + 3.99% APR²
Variable Rate Information	All APRs may vary. They are determined by adding the following margin to the Prime Rate: 3.99% for Purchases, Balance Transfers and Cash Advances.
Grace Period for Repayment of Balances for Purchases	25 Days
Annual Fees	None
Cash Advance Fees	3.00%³
Method of Computing the Balance for Purchases	Average Daily Balance including new purchases
Late Payment Fee	$29⁴
Over Credit Limit Fee	$29
Foreign Transaction Fee Including Purchases, Cash Advances and Credits	1% of the transaction amount in US dollars

Other Information*

Return Check Fee	$25
Collection Fee/Disclosure	Attorney’s Fee plus court costs or any reasonable collection fees as shown in our Credit Card Agreement. A copy of this Agreement will be forwarded upon approval of the accounts.
Copying Fee	$2 per request
Research Fee	$20 per hour
Card Replacement Fee	$5 per request

1	APR = Annual Percentage Rate. The index to determine the APR will be the Prime Rate found in the Money Rate Section of the “Wall Street Journal” in effect on the last day of the month. Changes in the index will cause changes in the APR on the first day of the billing cycle immediately following any such change in the index. All rates are subject to change.
2	APR = Annual Percentage Rate.The index to determine the APR will be the Prime Rate found in the Money Rate Section of the “Wall Street Journal” in effect on the last day of the month. Changes in the index will cause changes in the APR on the first day of the billing cycle immediately following any such change in the index. All rates are subject to change. All cash advances and balance transfers will accrue interest from the day the advance or transfer was made.
3	3.00% of each advance (no minimum).
4	$29 for each payment that is 1or more days late.
*	The information about the costs of the cards described in this application is accurate as of 3/15/12. This information may have changed after that date. To find out what may have changed call us at 1-800-926-0003, visit our website at www.clearviewfcu.org or write us at: Clearview Federal Credit Union, Attn: Visa Department, 8805 University Blvd., Moon Township, PA 15108.