Clearview Federal Credit Union - Campus Checking Account

Clearview’s Campus Checking account is designed especially for members graduating high school, attending college or starting their careers. Start laying the groundwork for a responsible financial future today. Clearview can make things easier with this full package of time and money-saving products and services.

Campus Checking Features: <ul><li>No minimum balance requirement </li>
<li>No monthly service fees</li>
 <li>Unlimited check writing</li>
<li>Free online banking (PCU) </li>
<li>Free online bill payment (PCU BillPayer) 1 </li>
<li>Free Clearview Debit Card which includes free and unlimited Clearview ATM transactions, MasterCard® debit and Point of Sale purchases</li>
<li>Eight (8) free transactions per month at non-Clearview owned ATMs2 </li>
<li>Four (4) ATM surcharges refunded per month3 </li>
<li>Access to thousands of surcharge-free ATMs nationwide</li>
<li>.25% loan rate discount for 1st time borrower4 </li>
<li>.25% loan rate discount for applying online4 </li>
<li>Free medallion signature guarantee</li>
<li>Free signature notary service</li>
<li>Four (4) free incoming wire transfers per month</li>
<li>A fixed, low rate student Visa® credit card5 </li>
</ul>

<table><tr valign=top><td>1</td><td>A monthly fee of $4.95 will be charged if no payment is made on a BillPayer account for 90 days.</td></tr> <tr valign=top><td>2</td><td>$1.00 charge for each transaction after the indicated free allowed per month (includes inquiries, withdrawals, transfers and deposits). Surcharges by other financial institutions may apply.</td></tr><tr valign=top><td>3</td><td>Clearview will not charge for the first eight ATM transactions at non-Clearview owned ATMs per month. The first four surcharges that you incur monthly from another institution will be refunded by Clearview. Surcharges are fees assessed by the financial institution who owns and operates the ATM used. Eligible transactions must be to or from the Campus Checking account. Refunds will be credited to the account on the next business day following the transaction posting.</td></tr><tr valign=top><td>4</td><td>Excludes current promotional rates, PowerLine Line of Credit, 30-60-90 day Cash Notes, FFEL Student Loans, Visa® Credit Card Balances, Deposit Secured Loans and Real Estate Loans. Discounts cannot be combined or used in conjunction with any other offer. Discount is non transferable and cannot be used on any existing Credit Union loan.</td></tr><tr valign=top><td>5</td><td>All loan approvals are subject to normal underwriting guidelines, and may require a co-signer. Must be 18 to complete an application for approval.</td></tr></table>

No minimum balance requirement
No monthly service fees
Unlimited check writing
Free online banking (PCU)
Free online bill payment (PCU BillPayer) ¹
Free Clearview Debit Card which includes free and unlimited Clearview ATM transactions, MasterCard^® debit and Point of Sale purchases
Eight (8) free transactions per month at non-Clearview owned ATMs²
Four (4) ATM surcharges refunded per month³
Access to thousands of surcharge-free ATMs nationwide
.25% loan rate discount for 1st time borrower⁴
.25% loan rate discount for applying online⁴
Free medallion signature guarantee
Free signature notary service
Four (4) free incoming wire transfers per month
A fixed, low rate student Visa® credit card⁵

1	A monthly fee of $4.95 will be charged if no payment is made on a BillPayer account for 90 days.
2	$1.00 charge for each transaction after the indicated free allowed per month (includes inquiries, withdrawals, transfers and deposits). Surcharges by other financial institutions may apply.
3	Clearview will not charge for the first eight ATM transactions at non-Clearview owned ATMs per month. The first four surcharges that you incur monthly from another institution will be refunded by Clearview. Surcharges are fees assessed by the financial institution who owns and operates the ATM used. Eligible transactions must be to or from the Campus Checking account. Refunds will be credited to the account on the next business day following the transaction posting.
4	Excludes current promotional rates, PowerLine Line of Credit, 30-60-90 day Cash Notes, FFEL Student Loans, Visa® Credit Card Balances, Deposit Secured Loans and Real Estate Loans. Discounts cannot be combined or used in conjunction with any other offer. Discount is non transferable and cannot be used on any existing Credit Union loan.
5	All loan approvals are subject to normal underwriting guidelines, and may require a co-signer. Must be 18 to complete an application for approval.