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Current Visa® Rates
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See the table below for important disclosures and information
for our most popular Visa credit card options.

Rates are effective as of April 28, 2009.

Visa Rates
Visa TypeAnnual FeeAPR 1Cash Advance APR 4Late Payment Fee 5Grace PeriodCash Advance FeeOver Limit FeeReturn Check FeeCopy FeeResearch Fee per HourCard Replacement FeeCollection Fee Disclosure6Foreign Transaction Fee
Platinum, Student & SecuredNone8.90% - 16.90%8.90% - 16.90%$3025 daysNone$25.00$35.00$2.00$20.00$5.0061% of Transaction amount in US dollars
Platinum RewardsNone8.252%10.25%$3025 daysNone$25.00$35.00$2.00$20.00$5.0061% of Transaction amount in US dollars

1 APR = Annual Percentage Rate.

2 APR = Annual Percentage Rate. The index to determine the APR will be the Prime Rate found in the Money Rate Section of the “Wall Street Journal” in effect on the last day of the month. Changes in the index will cause changes in the APR on the first day of the billing cycle immediately following any such change in the index. All rates are subject to change.

3 APR = Annual Percentage Rate. The index to determine the APR will be the Prime Rate found in the Money Rate Section of the “Wall Street Journal” in effect on the last day of the month. Changes in the index will cause changes in the APR on the first day of the billing cycle immediately following any such change in the index. All cash advances and balance transfers will accrue interest from the day the advance or transfer was made.

4 All cash advances and balance transfers will accrue interest from the day the advance or transfer was made.

5 $30.00 for each payment that is 1 or more days late.

6 Attorney's Fee plus court costs or any reasonable collection fees as shown in our Credit Card Aggreement will be forwarded upon approval of the accounts.

The information about the costs of the cards described in this application is accurate as of 4/28/09.This information may have changed after that date.To find out what may have changed, call us at 1-800-926-0003, visit our Web site at www.clearviewfcu.org or write us at: Clearview Federal Credit Union, Attn: Visa Dept 8805 University Blvd, Moon Township, 15108

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