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Visa® Credit Cards
Card Types  |  FeaturesApply Now |  Rates and Disclosures | Verified by Visa

We offer you a choice of credit cards with flexibility and options to meet your individual needs. The quickest way to apply for our Visa Credit Card is to apply online through PCU Home Banking. Log in, apply under loans and select "Consumer Lending". You can also apply by calling the Loan Line at 1-877-4-LOAN-40 long distance or (412) 269-3012 in Pittsburgh, click here to download a Visa application or by visiting your branch office


Visa Platinum Rewards Card
Reward yourself while managing your finances. Earn points for each dollar you spend on purchases and receive merchandise or travel rewards! Our variable-rate reward card offers all the features you would expect from a Platinum Rewards Card Program.
  • 1 bonus point for every $1 spent on purchases1
  • No annual fee

  • No balance transfer fee
  • 25-day grace period on purchases
  • $1,000,000 travel accident insurance
  • Emergency cash and card replacement
  • Auto rental insurance
  • Variable APR2 based on the Prime Rate + 5% on purchases,
    Prime Rate + 7% on cash advances and balance transfers
Check out all the great rewards available! Click here or on the CU Rewards icon to redeem your points and to browse the online catalog.

1. Cash advances and balance transfers are excluded from earning bonus points.
2. APR = Annual Percentage Rate. The variable APR is based on the highest Prime Rate as published in money rates section of The Wall Street Journal in effect on the last day of each month of each year plus our margin. Variable APR will not exceed 18.00% or be lower than 6.50% for your balance for purchases and 8.50% for your balance for cash advances and balance transfers.
Visa Platinum Card*
Want a low rate card with a substantial credit line? Then our Platinum Card could be a perfect fit for you.
  • Rates as low as 8.90% APR1 on purchases and cash advances
  • No annual fee
  • 25-day grace period on purchases
  • $1,000,000 travel accident insurance
  • Emergency cash and card replacement.
  • Auto rental insurance.
1. APR = Annual Percentage Rate. Rates subject to change without notice.
Student Visa
Our Student Visa Credit Card is designed especially for our members ages 18-24. The maximum credit line is $1,500 and carries the same features as the Visa Platinum. Please note that Student Visa cardholders may need to have a co-signer.
Secured Visa
If you are seeking to establish or re-establish credit in an affordable way, this card is the way to go! Your Credit Union's Secured Credit card program is a much better value than any other secured card programs. It has a $250 or $500 maximum credit line and carries the same features as the Visa Platinum.
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