Clearview's PowerLine Line of Credit provides you with an unsecured, variable-rate line of credit, which can be used to pay for anything, anytime. You can use your PowerLine to pay for everyday expenses, as an emergency fund or for overdraft protection on your Clearview Checking account. Clearview offers PowerLine rates as low as 10.00% APR¹. PowerLine rates are based on creditworthiness and are reviewed on an annual basis. Access to your PowerLine is available whenever you need it, 24 hours a day. Advances can be made without a fee using the following options: <ul><li>TellerPhone</li> <li>Personal Credit Union (PCU) Home Banking</li> <li>In person at any Clearview office</li> <li>Checks</li></ul> If you are a spur-of-the-moment shopper, make last minute purchases or periodically have other unexpected costs, PowerLine is the answer to your spending needs. <table><tr><td valign=top><font face=arial size=1>1</font></td><td valign=top><font face=arial size=1>APR=Annual Percentage Rate. The APR is indexed to the Prime Rate plus a margin and is effective as of July 9, 2007. The index used to determine the interest rate will be the Prime Rate found in the Money Rates Section of the Wall Street Journal published on the first working day of the month. The APR will then be adjusted on the first of the following month. The APR will never be less than 6.00% or more than 18.00%. All loan approvals are subject to normal underwriting procedures. </td></tr></table> Clearview's PowerLine Line of Credit provides you with an unsecured, variable-rate line of credit, which can be used to pay for anything, anytime. You can use your PowerLine to pay for everyday expenses, as an emergency fund or for overdraft protection on your Clearview Checking account. Clearview offers PowerLine rates as low as 10.00% APR¹. PowerLine rates are based on creditworthiness and are reviewed on an annual basis.

Access to your PowerLine is available whenever you need it, 24 hours a day. Advances can be made without a fee using the following options:

• TellerPhone
• Personal Credit Union (PCU) Home Banking
• In person at any Clearview office
• Checks

If you are a spur-of-the-moment shopper, make last minute purchases or periodically have other unexpected costs, PowerLine is the answer to your spending needs.

1

APR=Annual Percentage Rate. The APR is indexed to the Prime Rate plus a margin and is effective as of July 9, 2007. The index used to determine the interest rate will be the Prime Rate found in the Money Rates Section of the Wall Street Journal published on the first working day of the month. The APR will then be adjusted on the first of the following month. The APR will never be less than 6.00% or more than 18.00%. All loan approvals are subject to normal underwriting procedures.