| Loan Rates1 |
| TYPE |
TERM |
APR2 |
| New/Used Cars ('07 to '09) |
Up to 63 mos. |
4.74% to
17.75%
|
| |
72 mos.3 |
5.84% to 17.75% |
| Used Car ('05 to '08) |
Up to 63 mos. |
4.84% to
17.75% |
| Used Car ('03 to '04) |
Up to 60 mos. |
6.44% to
17.75% |
| Used Car ('00 to '02)4 |
Up To 48 mos. |
7.74% to 17.75% |
|
| Home Equity Loan |
60 mos. |
5.25% |
|
80% Loan-to-Value
|
84 mos. |
5.75% |
| |
180 mos. |
6.25% |
| |
240 mos. |
6.75% |
|
| Signature Loan (up to
$25,000) |
36 mos. |
9.50% to
17.75% |
| |
60 mos. |
10.75% to
17.75% |
|
| Visa®
Credit Cards5 |
Platinum Rewards |
Prime + 5.00%6 |
| |
Platinum |
9.50% |
| |
Gold |
10.00% |
| |
Classic |
11.50% |
| |
Introductory
Rate |
5.99%7 |
|
| PowerLine (Line of Credit) |
|
6.75% to 14.75% |
|
1
|
Rates are effective as of
June
1, 2008 and are subject to change without notice. |
|
2 |
APR
=
Annual
Percentage
Rate.
All
loan
approvals
are
subject
to
normal
underwriting
guidelines.
Rates
quoted
represent
the
range
of
rates
available.
Rates
are
based
on
the
type
of
loan,
term
of
loan
and
your
creditworthiness.
Other
rates
and
terms
are
available.
Rates
include
a
.25%
discount
for
automatic
payment
excluding
Visa.
No
other
discounts
apply. |
|
3 |
Model years 2007-2009
only, minumium monthly payment of $200. |
|
4 |
Call for more information
on loans for older model years. |
|
5 |
Rates
effective
May
28, 2008,
for new
purchases,
cash
advances
and
balance
transfers
from
other
financial
institutions
only. |
|
6 |
APR is
Prime +
5.00%
for
purchases,
Prime +
7.00%
for cash
advances
and
balance
transfers.
Variable
APR is
based on
the
Prime
Rate as
published
in the
money
rates
section
of The
Wall
Street
Journal
on the
last day
of each
month
plus our
margin.
Variable
APR will
not
exceed
18.00%
or be
lower
than
6.50%
for your
balance
for
purchases
and
8.50%
for your
balance
for cash
advances
and
balance
transfers.
All
rates
are
subject
to
change
without
notice. |
|
7 |
Introductory
rate is
good for
purchases,
cash
advances
and
balance
transfers
and is
effective
until 6
months
from the
account
open
date. At
the
conclusion
of 6
months,
rates
will
revert
to
standard
revolving
APR.
Introductory
rate is
for new
accounts
only.
Changes
to
existing
Clearview
Visa
accounts
are not
eligible
for the
introductory
rate.
Existing
Clearview
loan and
Visa
balances
are not
eligible
for the
introductory
balance
transfer
rate. |
|
| Savings Rates |
|
ACCOUNT |
APY* |
|
Savings/Member’s Choice** (1st Quarter 2008) |
.75% |
|
IRA** (1st Quarter 2008) |
2.05% |
|
Christmas Club/Vacation Club** (1st Quarter 2008) |
.60% |
|
Money Market*** (June 2008) |
1.50% - 1.90% |
| * |
APY = Annual Percentage Yield. |
| ** |
Yields are subject to change without notice. Please contact the Credit Union for a complete list of current rates or for further
information on applicable fees and terms. |
| *** |
Yield effective as of June 1, 2008. Yield is subject to change without notice. |
| Certificate Rates* |
|
Term |
APY** |
|
3 Month |
2.25% |
|
18 Month |
3.25% |
|
24 Month |
3.25% |
|
30 Month |
3.25% |
|
36 Month |
3.50% |
|
48 Month |
3.75% |
|
60 Month |
3.75% |
| * |
Yields in effect as of June 25, 2008, and are subject to change without notice. Please contact the Credit Union for a
complete list of current rates or for a copy of a disclosure booklet. |
| ** |
APY = Annual Percentage Yield. |
| Checking Dividend Rates* |
|
ACCOUNT |
APY** |
|
Dividend Checking (June 2008) |
0.50% |
|
Signature Checking (June 2008) |
0.70% |
|
Advantage 50 Checking (June 2008) |
0.50% |
|
Clearview At Work Checking (June 2008) |
0.50% |
| * |
Yields effective as of June 1, 2008, and are subject to change without notice. Please contact the Credit Union for a
list of current rates or for further information on applicable fees and terms. |
| ** |
APY = Annual Percentage Yield. |
|
