| |
 |
 |
|
Strong, Safe and Secure | Auto Loan |
Holiday Loan | International Credit Union Day
Clearview Stored a Piece of History | Privacy Policy | Important Information
Important Dates
| Quarter End Comparison
|
Branch Information
| Rate Review |
|
Rate Review |
| Loan Rates |
| TYPE |
TERM |
APR1 |
| New/Used Cars2 ('07 to '09) |
Up to 63 mos. |
4.99% to
17.75% |
| |
72 mos.3 |
6
59% to 17.75% |
| Used Car2 ('05 to '08) |
Up to 63 mos. |
5.59% to
17.75% |
| Used Car2 ('03 to '04) |
Up to 60 mos. |
7.19% to
17.75% |
| Used Car2 ('00 to '02) |
Up To 48 mos. |
8.49% to 17.75% |
| Used Car2 ('98 to '99)4 |
Up To 36 mos. |
10.49% to 17.75% |
|
| Home Equity Loan2 |
60 mos. |
5.25% |
|
80% Loan-to-Value |
84 mos. |
5.75% |
| |
180 mos. |
6.25% |
| |
240 mos. |
6.75% |
|
| Signature Loan2 (up to
$25,000) |
36 mos. |
9.50% to
17.75% |
| |
60 mos. |
10.75% to
17.75% |
|
| Visa®
Credit Cards5 |
Platinum Rewards |
Prime + 5.00%6 |
| |
Platinum |
9.50% |
| |
Gold |
10.00% |
| |
Classic |
11.50% |
| |
Introductory
Rate |
5.99%7 |
|
| PowerLine2 (Line of Credit) |
|
6.75% to 14.75% |
|
1 |
APR = Annual Percentage Rate. All loan approvals are subject to normal underwriting guidelines. Rates quoted represent the range of rates available. Rates are based on the type of loan, term of loan and your creditworthiness. Other rates and terms are available. Rates include a .25% discount for automatic payment excluding Visa. No other discounts apply. |
|
2 |
Rates are effective as of September 24, 2008 and are subject to change without notice. |
|
3 |
Model years 2007-2009
only, minumium monthly payment of $200. |
|
4 |
Call for more information
on loans for older model years. |
|
5 |
Rates
effective
August
27, 2008,
for new
purchases,
cash
advances
and
balance
transfers
from
other
financial
institutions
only. |
|
6 |
APR is
Prime +
5.00%
for
purchases,
Prime +
7.00%
for cash
advances
and
balance
transfers.
Variable
APR is
based on
the
Prime
Rate as
published
in the
money
rates
section
of The
Wall
Street
Journal
on the
last day
of each
month
plus our
margin.
Variable
APR will
not
exceed
18.00%
or be
lower
than
6.50%
for your
balance
for
purchases
and
8.50%
for your
balance
for cash
advances
and
balance
transfers.
All
rates
are
subject
to
change
without
notice. |
|
7 |
Introductory
rate is
good for
purchases,
cash
advances
and
balance
transfers
and is
effective
until 6
months
from the
account
open
date. At
the
conclusion
of 6
months,
rates
will
revert
to
standard
revolving
APR.
Introductory
rate is
for new
accounts
only.
Changes
to
existing
Clearview
Visa
accounts
are not
eligible
for the
introductory
rate.
Existing
Clearview
loan and
Visa
balances
are not
eligible
for the
introductory
balance
transfer
rate. |
|
| Savings Rates1 |
|
ACCOUNT |
APY2 |
|
Savings/Member’s Choice (2nd Quarter 2008) |
.75% |
|
IRA (2nd Quarter 2008) |
2.05% |
|
Christmas Club/Vacation Club (2nd Quarter 2008) |
.60% |
|
Money Market (September 2008) |
1.50% - 1.90% |
|
| 1 |
Yields in effect as of September 1, 2008, and are subject to change without notice. Please contact the Credit Union for a
complete list of current rates or for a copy of a disclosure booklet
|
| 2 |
APY = Annual Percentage Yield. |
| Certificate Rates1 |
|
Term |
APY2 |
|
3 Month |
2.25% |
|
18 Month |
3.10% |
|
24 Month |
3.25% |
|
30 Month |
3.30% |
|
36 Month |
3.60% |
|
48 Month |
3.75% |
|
60 Month |
4.00% |
| 1 |
Yields in effect as of September 24, 2008, and are subject to change without notice. Please contact the Credit Union for a
complete list of current rates or for a copy of a disclosure booklet
|
| 2 |
APY = Annual Percentage Yield. |
| Checking Dividend Rates1 |
|
ACCOUNT |
APY2 |
|
Dividend Checking (September 2008) |
0.50% |
|
Signature Checking (September 2008) |
0.70% |
|
Advantage 50 Checking (September 2008) |
0.50% |
|
Clearview At Work Checking (September 2008) |
0.50% |
| 1 |
Yields effective as of September 1, 2008, and are subject to change without notice. Please contact the Credit Union for a
list of current rates or for further information on applicable fees and terms. |
| 2 |
APY = Annual Percentage Yield. |
|
|
<<Back
Next>>
|
Published Monthly by
Clearview Federal Credit Union • 8805 University
Boulevard • Moon Township, PA 15108-2580
(412) 269-3011 • 1-800-926-0003 • www.clearviewfcu.org
©
2008 Clearview Federal Credit Union
 |
|