APR = Annual Percentage Rate. This Home Equity Line of Credit is based on a 20-year term at 80% loan-to-value. The introductory rate will be locked in for one year from disbursement date. After one year, the APR will be indexed to the Prime Rate–0.75%. The index used to determine the APR will be the Prime Rate found in the Money Rates Section of the Wall Street Journal published on the first working day of the month. The APR will then be adjusted on the first of the following month. From September 15, 2008 until October 15, 2008, minimum credit limit is $25,000. From October 16, 2008 until December 31, 2008, minimum credit limit is $40,000. Rates effective as of September 15, 2008. Other rates and terms are available. All rates are subject to change without notice. All loan approvals are subject to normal underwriting procedures. Loan must be secured by primary residence, which must be owner-occupied.

Maximum closing cost reimbursement amount is $500.00. Closing cost amount will be rebated after you finance a minimum of $25,000 in a new Home Equity Loan or new HELOC, with a minimum initial advance of $25,000 between September 15, 2008 and October 15, 2008, and $40,000 between October 16, 2008 and December 31, 2008. If a loan is remortgaged with another financial institution or paid off within one year of origination, the rebate must be reimbursed to Clearview.

APR = Annual Percentage Rate. Rate discount applies to minimum loan amount of $10,000. Rate is based on terms at 80% loan-to-value. Rate includes a .25% discount for automatic payment. No other discounts can be combined or used in conjunction with this offer. Rates effective as of July 1, 2008. Other rates and terms are available. All rates are subject to change without notice. All loan approvals are subject to normal underwriting procedures. Loan must be secured by primary residence, which must be owner-occupied.