| Loan Rates1 |
| TYPE |
TERM |
APR2 |
|
New/Used Cars (05
to 07) |
Up to 60 mos. |
6.10% to
17.75%
|
| |
72 mos.3 |
7.10% to 17.75% |
| Used Car (03 to 06) |
Up to 60 mos. |
6.20% to 17.75% |
| Used Car (02) |
Up to 60 mos. |
6.55% to 17.75% |
| Used Car (99 to 01)4 |
Up To 48 mos. |
7.75% to 17.75% |
|
| Home Equity Loan |
60 mos. |
5.49% |
|
80% Loan-to-Value
|
84 mos. |
5.75% |
| |
180 mos. |
6.50% |
| |
240 mos. |
7.25% |
|
| Signature Loan (up to
$25,000) |
36 mos. |
9.50% to
17.75% |
| |
60 mos. |
10.75% to
17.75% |
|
| VISA5 |
Platinum |
9.00% |
| |
Gold |
9.50% |
| |
Classic |
11.00% |
|
| PowerLine (Line of Credit) |
|
10.50% to 18.00% |
|
1
|
Rates are effective as of
March 1, 2006 and are subject to change without notice. |
|
2 |
APR = Annual Percentage Rate. All loan
approvals are subject to normal underwriting guidelines. Rates quoted represent
the range of rates available. Rates are based on the type of loan, term of loan
and your credit worthiness. Other rates and terms are available. Rates include
a .25% discount for automatic payment excluding VISA. No other discounts apply. |
|
3 |
Model years 2005-2007
only, $20,000 and over. |
|
4 |
Call for more information
on loans for older model years. |
|
5 |
Rates effective
February
28, 2006 for new
purchases, cash advances and balance transfers from other financial
institutions only. |
|
|
Savings Rates* |
|
|
ACCOUNT |
APY** |
|
Money Market (March 2006) |
2.10%
- 2.50% |
|
Savings/Members Choice (4th
Quarter 2005) |
1.00% |
|
IRA
(4th
Quarter 2005) |
2.30% |
|
Holiday
Club/Vacation
Club (4th
Quarter 2005) |
0.85% |
|
*
|
Yields
effective
as of
March 1, 2006
and are
subject
to
change
without
notice.
Please
contact
the
Credit
Union
for a
complete
list of
current
rates or for further information on applicable fees and terms. |
|
** |
APY = Annual Percentage
Yield. |
|
|
Certificate Rates* |
|
|
TERM |
APY** |
|
3 Month |
3.50% |
|
18 Month
|
3.70% |
|
19 Month
(Special) |
4.75% |
|
24 Month |
3.90% |
|
30 Month |
4.00% |
|
31 Month
(Special) |
5.00% |
|
36 Month |
4.20% |
|
48 Month |
4.30% |
|
60 Month |
4.50% |
|
*
|
Yields
in effect as of
March
1, 2006 and are subject to change without notice. Please contact
the
Credit
Union
for a
complete
list of
current
rates or for a copy of a disclosure booklet. |
|
** |
APY = Annual Percentage
Yield. |
|
|
Checking Dividend Rates* |
|
|
TERM |
APY** |
|
Dividend
Checking
(March 2006) |
0.25% |
|
Signature
Checking
(March 2006) |
0.45% |
|
Advantage 50
Checking
(March 2006) |
0.25% |
|
Clearview at
Work Checking
(March 2006) |
0.25% |
|
*
|
Yields
effective
as of
March 1, 2006 and are
subject
to
change
without
notice.
Please
contact
the
Credit
Union
for a
list of
current
rates or
for
further
information
on
applicable
fees and
terms. |
|
** |
APY = Annual Percentage
Yield. |
|
